Pell Grants Eligibility

DATELINE: TAUNTON, MAa

Bristol County Savings Bank has once again been approved to participate in the Federal Home Loan Bank of Boston Equity Builder Grant Program.

What does this mean for potential first time homebuyers? Income-eligible buyers interested in purchasing a home in Bristol County, or in Franklin, Wrentham, or Plainville, MA, or in Pawtucket, Rhode Island, can apply for a grant of up to ,000 to help with down payment and closing costs.

Applications for grant requests are now being accepted and will be available on a first-come, first-served basis. Bristol County Savings has been awarded a total of 0,000 to help expand homeownership opportunities for households with incomes less than 80 percent of the area median income.

Further details may be obtained by contacting the Bristol County Savings Residential Mortgage Department at (508) 828-5329, or a Mortgage Consultant at any of Bristol County Savings Bank's Loan Centers, which are located in Taunton, Attleboro, Franklin, Dartmouth, or Fall River, MA, and in Pawtucket, RI.

About the Equity Builder Program

Frequently Asked Questions

  1. QUESTION:
    Is the Pell grant eligibility determined by GPA while in university?
    I had a 3.0 GPA last quarter in college. This quarter, it dropped to about 2.1. Are the award amounts for most federal grants, especially the Pell grant, determined by these changes? Will I receive less (or lose eligibility) because of the GPA drop? Thanks very much.

    • ANSWER:
      Your grant won't change based on your grades as long as you meat the minimum requirements for GPA, and number of hours completed. Most schools that is a 2.0 for the semester, and 2.0 for the overall GPA. You would get a letter from the Financial Aid office if your GPA was too low, and in some cases you could be put on academic probation. Your schools office (or the catalogue should) give you that information very easily.

      And to Anonymous, You get financial aid based on NEED. Not being Poor. There is a difference.

  2. QUESTION:
    What is the Pell Grant eligibility requirements?
    What is the general requirements to be eligible for Pell Grant? For a scholarship, it says I have to be eligible for it, and I know I can check eligibility through fafsa.gov, but the fafsa for this year starts in January and the scholarship deadline is also in January. I just don't want to be rushed. Thanks!

    • ANSWER:
      Always better to apply ASAP, you don't have to take the money even if you are awarded. students of greater need who apply later will always be 2nd to students of lesser need who apply earlier. below is a link to the list of 2011/12 pell grant requirements and a boring video that is worth watching just the same.

  3. QUESTION:
    Will opening an IRA affect my pell grant eligibility?
    I have been considering opening an IRA for a long time, but haven't had the money. I have finally saved up the 00 to do so, but I'm worried that if opened it will somehow count against my pell eligibility. Is that the case, or am I worried for nothing?

    • ANSWER:
      Well you will have to claim that extra money on the fafsa when you apply in the spring, but 1000 shouldnt effect it too much- your expected family contribution may go up a little, but I dont think too much if any so go for it- open the ira.

  4. QUESTION:
    Does owning a business affect Pell Grant eligibility?
    I've been going to College now for a few years (with the help of the Pell Grant) and am thinking of applying for a business license. I realizes if i make enough money with my business that I will lose eligibility. And I'm fine with that. What I'm not sure of is what happens while my business is young or if it does not make me any money. Does simply having a business license count negatively toward getting financial aid?

    • ANSWER:
      Grant eligibility is all income based - the more you make the less grants you get.

      If your business increases your adjusted gross income on your tax return then you'll get less if any grant money.

      If it does not increase it, your grant money should stay roughly the same.

  5. QUESTION:
    Will Marriage void my pell grant eligibility?
    I'm 20 years old and I'm engaged to be married in October. My fiance` and I have a seven month old boy. When we get married will I lose the pell grant? Are there any loans or grants for young married couples that have children?

    • ANSWER:

  6. QUESTION:
    Pell grants eligibility?
    i am thinking of joining a state college for a nursing program, but before i do that, i have to complete some prerequisites in some community college. if i apply for a fafsa, can i get a pell grant for the community college and will i still get it when i get to go the state college? and if i am working one full time job, /hour and i am single and i dont depend on parents, can i still qualify for the grant. informative answers will be highly appreciated!

    • ANSWER:
      Well, are you over the age of 24? if not, you'll still need your parents information despite if you profide for yourself or not.

      But, yes, you can get pell at two schools, just not at the same time.

  7. QUESTION:
    Federal Pell Grant Eligibility Requirements - Please Explain (simply) The Pell Grant Eligibility Requirements?
    I'm looking to go back to school and have a Pell grant application for financial aid. It's pretty ambiguous and I can fill it out a number of different ways. At the same time I can't help but think the form is really designed to dis-qualify me and I would like to know the Federal Pell Grant Eligibility Requirements in plain English.

    • ANSWER:
      Pell Grants are tough to qualify for. You need to find everything you can get away with to adjust your income. You will most likely be rejected otherwise. There are however plenty of people making K plus that manage to qualify for the Pell eligibility requirements. I would apply for FSEOG & Pell & ACG. There are also many others depending on what you are looking to study, but these ones can apply to nearly anyone. Find someone who specializes in finding, assisting, and qualifying you for all types of financial aid. I recommend fullsails.org

  8. QUESTION:
    I am looking for the current income guidelines on Pell Grant eligibility.?
    I work for a small non-profit and have job opportunities to enhance my income, however,I have a son starting college shortly and i need to determine what the guidlines are to maximize his financial aid.

    • ANSWER:
      The guide to federal student aid for 2006-07 says that in order for a student to be eligible for a pell grant they must have an Expected Family Contribution (EFC) of ,850 or less. The EFC is determined through family income, assests, size etc. but you can figure all of that out at www.fafsa.ed.gov. Good Luck!

  9. QUESTION:
    Do federal student loans and Pell Grant affect my eligibility for food stamps in GA?
    I get a subsidized direct loan and full Pell Grant, and wondered if this would affect my eligibility.

    Also, as a secondary question, would an AmeriCorps stipend count as income? And would the 25 hours per week working with the program for that stipend count towards the 20 hour-weekly minimum work hours for full-time students?

    Thanks!

    • ANSWER:

  10. QUESTION:
    Pell grant eligibility question.........................?
    Hello. I was just reviewing my financial aid info and noticed on the fafsa website it says my lifetime eligibility is at 100% for my pell grant. My fin. advisor at school told me the grants would be available to me (provided I qualify) for my entire school program. this semester will mark the end of the first year, I still have 3 more to go.... which one is right? The fafsa website or my advisor?

    • ANSWER:
      The website may be referring to one year which they consider lifetime so far. Your advisor is correct. Federal rules prohibit you from getting Pell for more than 150% of the time it takes you to get your degree. For example, if it takes normally four years for your desired degree to be completed, you could not get Pell more than six years. For four years, if you qualify, you should be fine.

  11. QUESTION:
    Pell grant eligibility?
    Is a student's pell grant eligibility affected by whether or not he was claimed as a dependent on income taxes?

    • ANSWER:
      Pell grant eligibility is not based on the student (and sometimes) the parent's income and assets. Being claimed as a dependent on someones tax forms has absolutely NOTHING to do with the fafsa and is not related at all. The Pell grant is "Need Based" meaning the less money you and the family has, the more likely you are to get it.

      Many folks get the Department of Education's financial aid terms: "Dependent" and "Independent" mixed up with the IRS tax term "Dependent" because they sound similar but they have totally different meanings. But one must understand they are NOT related to one another.

      Many assume they are mutually exclusive..but they are not. For example: Not being claimed on someone tax forms (not listed as a "Dependent" on the folks income tax return) does NOT automatically make someone "Independent" for financial aid purposes. It's like comparing apples and oranges!!

      Good luck hope this helped.

  12. QUESTION:
    I am single and a pell grant recipient. If I get married, will my pell grant eligibility be affected?

    • ANSWER:
      Absolutely, but not until next (?) year. You file the FAFSA in February using the previous year's information, so your eligibility will change when you receive those returns.

  13. QUESTION:
    pell grant eligibility?
    last year i did not receive pell grant because my parents made too much i still live with them but i am 19 and i receive social security for my disability, because i cannot work with my permanent disability and i was wondering if the fact that i collect disability now, how would it effect my fasfa and eligibility?

    • ANSWER:

  14. QUESTION:
    How do they determine eligibility for the pell grant?
    I want to know for the next school year, I got a small amount of grant money for this year (along with financial aid loans) but I dont think it was the pell grant. If it was can you get it every year or it is a one time thing? Is it based on income, is it the less money you earned, the more grant money you are eligible for?

    • ANSWER:
      Federal Grant funds aka Pell Grant is determined based on financial need and can increase/decrease from previous distributions based on income found in your tax filings. The less more you/yourparents earn, the greater the chances that you will receive more grant money for the following school year. I found that http://www.PellGrantOnline.com was a very helpful site.

  15. QUESTION:
    Pell Grant Eligibility?
    I've been offered Pell Grants for the summer semester as well as this fall and next spring. That's great. But why haven't I ever been offered them before? My family's financial situation hasn't changed, I've always lived at home and not on campus, and I'm an only child so siblings aren't in the picture. Nothing on my end has changed.

    If I'm getting Pell Grants now, then why not before? I've piled up 15 K in loans the past few years so to get Pell Grants now is a little puzzling and a little frustrating, given that those loans will be a huge burden into my early 30's.
    I'm 23 soon to be 24.

    I don't claim myself as a dependent.

    • ANSWER:
      upstate:

      Your Pell Grant eligibility is determined by one thing, and one thing only: your Expected Family Contribution score.

      Any aid applicant whose EFC score is 4041 or less automatically qualifies for the need-based forms of financial aid, and of those need-based aid programs, the only one that is guaranteed is the Pell Grant. In government-speak, it's called a quasi-entitlement program.

      It is possible that you have qualified for the grant this year for the first time, even if your family's circumstances haven't changed all that much. The government tinkers with the EFC formula every year as the Cost of Living increases, recognizing the fact that an income that could have reasonably supported a family just a few years ago may no longer provide the same standard of living.

      Because the Pell Grant is practically "automatic", it's unlikely that your school would have neglected to notice your eligibility in the past. It's far more likely that you have only just begun to qualify this year. Pull out the Student Aid Report (SAR) that you received from the Department of Education this year, and take a look at the EFC score that was calculated for you. If you have your older SARs from past years, pull those out, too. I'm guessing that this year's EFC has fallen to 4041 or below for the first time.

      If you have older SARs with EFC scores at 4041 or below, you'll need to address your question to the financial aid office at your school.

      Good luck!

  16. QUESTION:
    Pell Grant eligibility?
    I am a 32 year old U.S.- born citizen. I got my high school diploma 13 years ago. 5 years ago I graduated from my local community college and now I doing some research to qualify for a Pell grant because I have been accepted to go to major university . I registered for selective service at around the same time that I graduated from High School but I was NEVER, EVER selected. I still have my selective service registration card since that time. I have been laid off from work for well over 9 months now. And I have been unable to find a job and live with a few relatives. What are my chances of receiving a pell grant, regarding this issue of Selective Service & pell grants?

    • ANSWER:
      The Federal Pell Grant Program provides need-based grants to low-income undergraduate and CERTAIN post baccalaureate students to promote access to post secondary education.

      consult with a financial counselor at the University you will be attending to see if you meet the certain post baccalaureate requirement

  17. QUESTION:
    Is the Pell grant eligibility on the CUMULATIVE GPA or for the LAST SEMESTER? Please some advice?
    I started school in the fall semester, but ended up going to a school i hadn't expected to and my fafsa did not include this school code. Spring semester is starting 2 weeks from now and I just changed the school code, but I am worried because my mother got cancer during my first semester and I had to take her to chemo and radiation every day so I got poor grades, 2 C's and one D. My schools pell grant eligibility standards say a 2.0 gpa must be sustained.
    One other factor I have is that I had took 2 college courses at different college and just recently sent the transcript to my new college. In both classes I received A's.

    Will i be eligible?
    Thank you for any help

    If anyone knows and can help me with this situation please I would be very grateful. I really need pell grant this year to continue school.

    • ANSWER:
      If your academic performance is poor, your school may place you on academic suspension. If that happens, you would not be eligible for financial aid. However, your school should have some kind of way to appeal an academic suspension, especially if you have circumstances like a family illness. Once the appeal is granted, your financial aid can be reinstated and applied to your account. Get in touch with your school's financial aid office as soon as you can to find out what you need to do to keep your financial aid.

  18. QUESTION:
    How much money a year would I have to make in order to start losing eligibility for a pell grant?

    • ANSWER:
      when you fill out your fafsa, if you EFC is higher than 4617, then you will not be qualified for a pell grant

      you must make less than ,000 a year to get pell grant

  19. QUESTION:
    If I take clep credits will it effect my eligibility for a pell grant? Thanks in advance.?
    Again, thank you in advance. I am wondering if I can still get a pell grant/financial aid if I also earn credits through clep testing.

    • ANSWER:
      I'm not quite sure what you're asking, but I'll take a shot at it.

      If you are taking CLEP exams while you are simultaneously enrolled in high school, you will not be eligible to apply for any form of Federal Student Aid, including the Pell Grant.

      Students are not eligible to complete the FAFSA and/or receive Federal Student Aid until they have graduated from high school, received a diploma-equivalent (GED or home schooling), or left high school and begun college after passing a special test known as an "Ability to Benefit" exam.

      Also, you must be fully admitted into an eligible program at an eligible institution in order to receive FSA.

      On the other hand - if you simply mean "If I have college credits earned through CLEP, does that somehow make me ineligible to receive a Pell Grant while I'm attending college?", then the answer, is "No, not at all."

      If you're still confused, drop me an email with more details, and I'll try to walk you through it. Good luck!

  20. QUESTION:
    Federal Pell Grant - Eligibility?
    If a person drops out of college for a year, are they eligible to receive the Federal Pell Grant if they resume? My brother, due to financial reasons, dropped out of college. He was still in the red for the next two years, but would like to go back. Unfortunately, he wouldn't be able to afford it without some type of aid.

    Would he still be eligible for the Pell Grant?

    • ANSWER:

  21. QUESTION:
    Pell Grant Eligibility....how?
    So I finished the FAFSA and it was processed already, but it says I'm not Pell Grant Eligible. Most scholarships look at that, and so...that's kind of well...it sucks.

    My dad still hasn't filed for income tax yet, so I'll correct it later. But how do you become Pell Grant Eligible - just asking.

    • ANSWER:
      Your family had to be very poor to be eligible for the Pell grant. Make sure you go back and correct your info on the fafsa when he does his 08 taxes and perhaps your results will be different.

      You really can't do anything to make yourself Pell eligible, either you are or you are not. Be sure you apply again next year and know that you WILL be eligible for federal student loans.... no matter what your and your family income.

  22. QUESTION:
    Pell Grant eligibility when transfering to another program?
    I been in this major for 3 pell payments. Now I wish to transfer to another school/different major program for 4 years instead of 2.....

    Will I lose my pell grant if I transfer out of the school since the pell grant was only awarded for the 2 year program.

    I will start all over again so thats why I am wondering if I will lose this grant...most credits won't transfer.
    Yes, however I am wondering if my pell grant wont' run out since it was originally for a 2 year program. Now I will be entering a 4 year program in a different school.
    Satisfactory Academic Progress

    • ANSWER:
      The Pell grant is a federal grant so it will transfer with you to any college or university that is eligible to receive federal funds. You can take it with you. Go to http://fafsa.ed.gov website and click on the text that says "Add a school code" this will allow you to transfer your Pell from your old school to the new one.

      EDIT:
      Satsifactory progress is based on the program you are currently in. So no, it won't run out if you are in a 4 year program as long as you haven't attempted (from all your schools) more than 150% of the hours required to earn that degree. Four year degree is usually maxed out at 180 hours or so.

      So you prob won't have too many hours now... but MIGHT towards the end of your 4 year program, depending on how long you've been going to college and if you've dropped any classes.

  23. QUESTION:
    Pell Grant Eligibility, for EMT/Paramedic?
    Am I eligible to receive a Pell Grant if I am going to be taking courses at a local hospital for a career in the EMT-B and eventually would like to end up a full blown Paramedic. I will be 25 in June, I have no source of income,I live in low income subsidized government housing and I lost my job and I want to get into a career that is both rewarding to myself as well as helping others, with out having to go through 4+ years of college. If I'm not could any fellow Paramedics and EMT's point me in the right direction of Financial Aid... The application form for the courses say they accept ● GM TAP ● Work First ● Agency Tuition Assistance

    All of which I looked online and didn't see anything. I also don't really know what I'm looking for so really any help would be greatly appreciated! Thanks so much in advance!
    I will be taking the courses through the local Hospital, not a school. It's the only thing available in my area. I don't have a car, so I have to stay close.

    • ANSWER:
      This is off the top of my head but I would think in order to qualify for a PELL you need to be going to an accredited college full time. So unless the classes are certified through a college but you physically take it at the hospital and you're taking certain amount of college credit then no.

      I would think you could go and get your associate's degree at a community college and get it paid for by the state and get your EMT certification at the same time and then it would be paid for. You can also get paper work that would say you have not gotten any financial support from your family for a year or so and therefore their finances would not count. My mom had the bank writing they would not offer her any kind of loan for my schooling and therefore her income didn't count in a financial aid statement.

  24. QUESTION:
    I need more insight on exactly what Pell Lifetime Eligibility Used means!?
    I am currently at 199.985% and needed to know is this a good or bad thing. Tuition at my school is going up but I am currently recieving less Federal Pell Grants then other previous years, Can somebody please assist me?

    • ANSWER:
      Basicaly, since the 08 09 fiscal year, the law makers have set a limit on pell grant life time eligibility. Essentially, students who are receiving the pell grant for the first time from that year till now are restricted on how much pell grant they can get.

      It used to be that students assuming they never a bach degree can receive the pell grant for life with no limits. Now, you can only receive 700% of it in a life time. Once you hit that 700%, you are ineligible FOREVER.

      That is a good thing because some students stay at certain technical schools and do nothing but receive the pell grant and use it as disposable income. Which means, they make their living off the pell grant, instead of getting jobs. The new limits now make people either finish faster and will save tax payer money in the long since some people go to school only for the refund checks.

  25. QUESTION:
    When determining food stamp eligibility is the federal pell grant money counted as income?

    • ANSWER:
      It depends on your state. Some do specifically ask for scholarships and grant amounts on the application.
      Others will disqualify you just for being a full-time student.

  26. QUESTION:
    what is the eligibility to recieve pell grant?
    in united states

    • ANSWER:
      To be eligible for a Pell grant you need to meet the following criteria:

      Demonstrate financial need by submitting the FAFSA
      Be a U.S.citizen, U.S national or eligible non-citizen;
      Have a valid Social Security Number;
      Have a high school diploma or General Education Development (GED) certificate OR demonstrate “ability to benefit” by passing an approved test;
      Meet satisfactory academic progress;
      Be enrolled in an eligible post-secondary school;
      Be working toward a first undergraduate degree or teaching credential;
      Certify that the funds will be used only for educational purposes; and
      Be registered with the Selective Service if you are a male between the ages of 18 and 25.

      You are most likely to receive a Pell Grant if your family's income is less then ,000.

  27. QUESTION:
    Is the maximum eligibility amount for a pell grant the amount I'll get?
    I'm going back to school and just filled my FAFSA out for the first time.

    It says my maximum eligibility for a federal pell grant is a little over 00. Does this mean I would receive the full amount, or do pell grants cover tuition and fees only, with loans for the estimated living expenses?
    I don't think I was being clear. I'm not asking what my maximum would be, I'm asking if the pell grant is only applicable to tuition and fees, or if there is leftover after that is paid, if I would get that as well.

    I also already know how the EFC works. My EFC is 0.

    Thanks, though.

    • ANSWER:
      With an EFC of over 5000 you will not qualify for any Pell grant. To get the max Pell grant your EFC would of had to have been 0.

      What the Pell grant covers depends on how expensive your school is. If your tuition and fees are less than 5350 a year (the max Pell grant) then the extra can be used for other school related expenses... including living expenses.

  28. QUESTION:
    Is it reasonable to cut funding for Pell Grants?
    Sources say that the proposed budget from House Republicans will reduce the amount recipients receive by 15%. Other sources say that the eligibility would change, making thousands of low-income students ineligible to receive the award at all and thus not able to afford continuing their education. Though we are in a massive debt, is this reasonable?

    • ANSWER:
      Pell Grants are a tiny portion of the budget. (Just like NPR). It's is bizarre at the republicons are wasting time on such trivial things when they can make a bigger impact on the budget by eliminating the tax cuts for the rich and by cutting the Pentagon budget and by not giving no bid contracts to their buddies. They should also insist on corporations bringing jobs back to this country.

      We need to be ahead of technology. We need educated populace if we are going to be ahead of the game. The cons want a stupid electorate who won't know what kind of crap they are up to, so they are trying to make it impossible for most people to go to college. They are trying to destroy the American dream.

  29. QUESTION:
    Question about eligibility for Pell grant / FAFSA...?
    my situation is as follows..

    i am a mother of one and do not work. therefore i have absolutely no income. i am not legally married to my boyfriend(also the father of my daughter.) Although we do live together and that is how i am able to live. i am 29 years old. so i would be considered an independant.

    For application purposes i can not put down his 2007 income. also i have none. please tell me what do i have to say inorder to get the pell grant. i really want to go to school and since its a bit pricey i can afford to go only if i get this aid.

    also what is the most $$$ u can say that u make inorder to get the full amount.

    thank you so much in advance.

    • ANSWER:
      Under Worksheet B on the FAFSA there is a question that asks how much money was paid on your behalf by someone else. Since your boyfriend pays all of your bills for you this is where you would put that income.

  30. QUESTION:
    Once you have received your associates can you still receive a pell grant to earn a bachelor's?
    I am interested in transferring to a 4 year college, but I need to know if there is a limit to the amount of credit hours you can earn before you loose eligibility? Also if you choose to graduate with an associates and then move on to receive your bachelors will that affect my eligibility for a pell grant?

    • ANSWER:
      yes, you can still receive a pell grant if you are going for your first bachelors degree even though you received your aa.

  31. QUESTION:
    How do Federal Pell Grants Work? Am I Guaranteed a Grant?
    When I filled out my FAFSA for the 2009-2010 school year, my EFC was 1,970. The letter said
    " Based on your EFC of 01970, you appear to be eligible to receive a Federal Pell Grant of up to 00 for the 2009-2010 school year. "
    I then Recieved a Scholarship of 2,500 from the school, does that change my eligibility for a PELL Grant? I also think I recieved an Oregon Opportunity Grant, Does Either of those change my eligibility? I am still Waiting on my letter, and was just wondering...If you QUALIFY for a Pell Grant are you Guaranteed to get one? My letter said up to 00? What are your experiences in a situation like this? Did you Qualify for a pell grant and not get one? Thanks!

    • ANSWER:
      Brittany:

      Your EFC score is nothing more than index of your financial aid need. Every aid applicant gets scored on the same EFC scale, allowing the financial aid system to compare your need directly with the need of any other aid applicant. Lower scores indicate more need, so if you have a score of 1970, and I have a score of 3819, then it's easy to see that you have more need than I do.

      Let's get one thing straight before we continue - Expected Family Contribution was a really poor choice of names for this index score, and it has led to a lot of confusion - like the other answerer, who explained that "this is what you have to pay for school". That's just not true - it's not like you get to pay 70 to go to the school of your choice. That's not what the EFC score is at all.

      Applicants with an EFC score of 4041 or less are said to have demonstrated "exceptional need". Your score of 1970 is obviously less than 4041, so you're one of those 1 out of every 3 applicants who qualify for special forms of financial aid that are known as need-based forms of assistance. The Pell Grant is one of those forms of aid. Only "exceptional need" students can receive a Pell Grant.

      The Pell Grant is an unusual program, in that it's the only need-based aid program that is guaranteed to you. In government-speak, it's called a quasi-entitlement program - which means that if you qualify - you will receive it. The reason you were told that you can receive "up to 00", is because the exact award depends on your registration status - if you wanted that full award, you'd have to register as a full-time student (12 or more credit hours each semester.) If you register for fewer hours, you'll still get the Pell, but it will be a smaller award.

      There are other types of need-based aid that you may qualify for - but for future reference, you'll want to complete your FAFSA every year before the "priority aid deadline" at your school. There are several forms of aid that are only available to each school in limited amounts, and those are the types of aid that are almost always completely distributed to the applicants who submitted their FAFSAs before the priority deadline. You'll want to watch for that on your school's calendar - it's usually somewhere between February and April.

      The financial aid office at your school will take your EFC score and use it to determine all of the different forms of aid that they can make available to you. They'll tell you about that 'package' of assistance in an "aid offer letter" - which will include important instructions on what you'll need to do next. Read that carefully when it comes. The only restriction to your total aid package is that you can't get "more than you need". If your school adds all of your aid together and you're getting too much, they'll have to reduce some of the aid until you're getting no more than what you need. Otherwise, you can, and probably will receive several different types of aid.

      Good luck!

  32. QUESTION:
    Does a W grade hurt my eligibility for pell grant and other financial aid?
    I am getting the W grade due to attendance, which sounds bad but I had problems in these classes and I didn't want to just flunk them and have to take them over anyways. I have a 3.9 avg otherwise, but this is my first year and a failing grade would definetely bring my avg down below eligibility. Please help.

    • ANSWER:
      Your Pell Grant should be just fine as long as:

      You meet the financial requirements.
      You're in "good standing" as a student.
      You have enough credit hours.
      You're making the expected amount of progress toward your degree.

  33. QUESTION:
    married income eligibility for full pell grant?
    I am going to get married before the end of the year, and I know that I would have to list both mine and my husband's income for fafsa. We do not have any dependents and are both enrolled full time at school. Being married, we would both be considered independent for fafsa this coming year (2010-2011). What would our combined income need to be around to be almost guaranteed the maximum amount for pell grant?

    and also, is the income limit to be considered for the pell grant higher when you're married and independent with no dependents (since there are 2 people to take care of) vs. being single and independent with no dependents(since you would need less money to take care of yourself)?

    • ANSWER:
      As for getting married before the end of the year, yes you will be combining both incomes. If you are getting a good chunk of change in a grant, it may be best to wait until after you graduate to tie the knot.

      Income levels for the Pell are between ,000 and ,000 in order to get a good amount of help.

      Fill out the FAFSA4caster to help determine how much you would be able to get.

  34. QUESTION:
    When you start classes mid-academic year and receive a Pell Grant, when are you eligible for another Pell?
    I started classes in March and recieved a partial-Pell Grant at that time. When will my eligibility for the next Pell Grant come into effect? Do pell grants work off of Academic-terms (i.e. cover classes during July 1- June 30, then renew) or are they covered by credit-hours? My award letter stated that for my grant I "needed to complete" 1-12 hours, and on July 9th I will have 12 credit hours completed... I think I'm just confused about the entire process. Any help would be appreciated as I've found getting my Financial dept on the phone takes an act of congress and a box of Scooby-Snacks ;)

    • ANSWER:
      they go by the school year, say fall and spring, 2006/2007
      then the year will start again, fall 2007/spring2008
      if you wish to attend summer session, you apply separately for that
      the hours do not really count, meaning you dont have to reach a certain amount before the next year, that is just telling you the minimum and maximum they will cover, for that year, you can find out alot of information, online, either at the Pell Grant site or the basic student financial aid site,

  35. QUESTION:
    Pell Grant?
    Hi
    I just recently got a pell grant. I have some questions
    1)Do I have to spend the entire amount, within a time period
    2)Is there a time period for the pell grant
    3)Right now I am in a communityc ollege, can i just leave it in my savings account and not use it untill I transfer to the 4 yr univ and use it to pay fees and tuition there.

    4)If i dont spend a good chunk of it, will it affect my Pell Grant eligibility for next year.

    5)Will they ask for the money back if a good chunk is not spent.

    • ANSWER:
      1) no. pell grants are given per semester. the amount given to you for the Fall term lets say is to be spent in the Fall. however you do not have to spend all the funds. you are given a certain amount of money according to the amount of credits you are taking. if you go full time for both the Fall and Spring semesters for example you will probably not have anyfunds left for the summer if you decide to go. Just keep that in mind.

      2)the pell grant is given to you until you complete your bachelors or until you complete your program of study whether that be a vocational course, an associate's degree or a bachelor's I believe. if not, alot depends on your income and whether it or not it changes dramatically from one year to the next. if you got more money this year from your job then your pell grant will decrease.

      3) yes. if after you pay for your classes you have any funds left over they will send them to you via postal mail in the form of a check, they can place them in a card or you can choose to have the funds transferred to the savings account. talk to your financial aid department in your school to inquire about how you can transfer your refunds. any money left is for you to keep and spend on whatever you want. this money need not be paid back.

      4)no. but you should try to go at least half time which is usually six credits or two classes. but it will not affect your eligibility.

      5) no. FAFSA need not be paid back ever. these are federal funds for low income students. whatever is unused is simply reallocated for you to use in future semesters such as in the summer term example i gave. FAFSA simply tells you "this is the maximum amount of money we are willing to pay for. " if you choose to use less thats fine.

      If you have any further questions you may call FAFSA personally at

      1 800 4 FED AID

      or visit their website

      www.fafsa.ed.gov

      Hope this answers your questions!

  36. QUESTION:
    I am just 0 to high to get my pell grant this year...but I'm studying abroad so it costs more!Can I appeal?
    Last year I got a Pell Grant of ,600, and my household had two students in college. This year, my sister turned 24 so she is no longer listed, and my Expected Family Contribution is just 0 (not even that - about 0 actually) above the Pell Grant eligibility cut-off.

    However, I will be studying abroad this year, which makes everything even MORE expensive - there are application fees, mandatory insurance, etc. So is there any way I can appeal this, perhaps give them information on how much study abroad is costing, and stop 0 from costing me ,600?!?!

    • ANSWER:
      Your EFC is not determined by how expensive or inexpensive your school is. It doesn't matter that it will cost you more this year that's not what pell grant eligibility is based on.
      Some schools have special study abroad scholarships or grants so you need to look into that instead.

  37. QUESTION:
    What exactly is a pell grant?
    So what is a pell grant and what are the eligibility criteria? I went on the website and was a bit confused with all the information online. Thanks!

    • ANSWER:
      The Federal Pell Grant is money that is given by the financial aid office of the college that the student is attending that the student does not need to pay back. A student qualifies for a Federal Pell Grant by completing the Free Application for Federal Student Aid at www.fafsa.ed.gov. If your Estimated Family Contribution (EFC) from the FAFSA is less than 00 then you qualify for a Federal Pell Grant. The amount of the grant is determined by the Financial Aid Office and is based on the number of credit hours you take each term and the cost of attendance at the school. You can read more information about the Federal Pell Grant at:
      http://www.collegeboard.com/student/pay/scholarships-and-aid/36318.html.

  38. QUESTION:
    pell grant income requirements, what counts?
    I am 37, and getting ready to go back to school. I want to apply for a Pell grant. I am currently unemployed, collecting unemployment. I have two children, who live with their father but I pay child support to them. I live with my fiancee, who pays the majority of household bills.
    Would his income have to be counted as part of mine towards eligibility for a pell grant?

    • ANSWER:
      No, only your income counts. There's a link in the "sources" section outlining all of the requirements to file a FAFSA as an independent student.

  39. QUESTION:
    is there a credit limit on a pell grant?
    if i am trying to go back to school and i do not qualify for a junior college because i have too many credits, will i still be eligible to receive a pell grant (given i meet the eligibility requirements) and enrollment into a senior college? or is there a maximum allowable number of credits?

    • ANSWER:
      I have 76 credits and I was denied a grant because I went over the allowable credit hours.

  40. QUESTION:
    Does 911 GI Bill (Chapter 33) affect eligibility for or amount of a Pell grant?
    I am entitled to 100% 911 GI Bill benefits, and attend school 3/4 time. My 2010-2011 FAFSA gives me an EFC of 2787, which qualifies me for a Pell Grant of 00. (according the the Pell calculator)

    If my 911 GI Bill covers 100% of my tuition, am I still eligible for the Pell Grant? If so, I assume it is because the VA benefits are not considered when estimating the cost of attendance?

    • ANSWER:
      Robert:

      Students are eligible for financial aid so long as it does not exceed the full Cost of Attendance.

      Since Cost of Attendance includes more than just tuition and fees (room and board, textbooks, school supplies, and a modest amount of spending money for things like gas to get back and forth from school and a computer), the fact that you have your tuition and fees covered does not make you ineligible for the additional aid that could go towards your other Cost of Attendance expenses.

      You are eligible for that 00 Pell Grant - at least to the extent that the full 00 does not put you "over" your Cost of Attendance.

      I hope that helps - good luck!

  41. QUESTION:
    student loan/grant eligibility question?
    I am going back to school to a private college and only eligible for the maximim student loans with no grants etc., because I am 'independent' status, and make too much money too qualify for pell grants etc.
    I asked the student financial aid rep., what happens in the very likely event my company downsizes and I get layed off very soon, or get married and thus change things about my status.

    His answer was that everything is based on the previous years tax return. This seems nuts to me, because if someone loses their job, that has an immediate effect on income and shouldnt have anything to do with old tax returns.
    Is what he's saying true or not? Can anyone explain this please?
    i am aware you can defer payments. what im asking more is about how an immediate life changing event doesnt have any effect on financial aid? It would seem like you should be able to refile your fafsa material in that case. Im just finding it hard to believe you cant do anything until the next tax season - which still may show a high income if you got layed off late in the year.

    • ANSWER:
      I've had FAFSA and student loans while I was in college. They have to use last yrs. information bacause they don't have more current records that. If you didn't qualify for grants, like the Pell Grant, then it's because you made too much money last year.

      At least you're lucky enough to qualify for maximum student loans. I suggest you pay your first year of school with the student loans. If you're a full time student during your first year in college, I know you won't have the income you had the previous year when you couldn't qualify for the Grants.

      Remember, they only go back to the previous year for your income and after your first year of school, you'll have much less income when you file again. You can file for FAFSA every year and each year is completely new so that won't even look at the year again where you made too much for Grants.

      They'll use the year you were in school. This way should be able to qualify for Grants for your second year of school and you may not need anymore loans. If you need anymore details then check with the financial aid office at your school. They may even know the income level you need to be at to qualify for Grants. If not, you might try and contact the U. S. Department of Education since they are in charge of FAFSA.

  42. QUESTION:
    what if i have bachelor degree and plan on going back to school with a fafsa of 693?
    I am planning on going back to school so a applied for fafsa and i have a efc score of 693 but i have a bachelors degree from another country, how will this affect my eligibility for pell grant?

    • ANSWER:
      FAFSA is the free application for federal student aid.
      The EFC is the expected family contribution, in US dollars.
      Your eligibility for Pell is very good as far as income is concerned. If you are a US citizen, you are good to proceed. Apply to the school for financial aid.

  43. QUESTION:
    How much income impacts financial aid?
    In your experiences, where is the threshhold of income at which your financial aid was affected? That is, how much money did you have to earn before your eligibility for grants (Pell, etc) started disappearing? ,000? ,000?

    I'm a single, independent-status student, so obviously my threshhold would be lower than that someone who has children or dependants, but higher than that of someone who is a dependent student living with parents.

    My annual cost of attendance is just over k. It's a state school.

    • ANSWER:
      That is a tough question to answer because it depends on your school. If you are a single independent student, then depending on what you earn, your EFC (Expected Family Contribution) may be higher then, say, a single independent student who has a child. The FAFSA (Free Application for Federal Student Aid) takes may factors into account when determining your EFC: your income, your household status (how many are in your household and of those how many attend college), any savings you may have, any government assistance you may receive, etc.

      Once your EFC is determined, it depends on what your Cost of Attendence is at your school. You indicated that the COA is just over k. Say, for example, your EFC is 3000. The k - k would give you k of "gross need". And in this example with the EFC being 3000, you would be eligible for a 60 Pell Grant award. That would bring your unmet need down to 60. And your unmet need would continue to go down with each type of award you may receive (whether it be grants, scholarships, or loans).

      Each school is different with the funds it has. Federal funds are apportioned to each school eligible to recieve and award federal funds. Then schools have their own instutional grants, scholarships, and loans with different criteria for awarding.

      So, it's not just a question of how much money you earn before grants start disappearing. You should go ahead and complete the FAFSA (www.fafsa.ed.gov) and then talk to your financial aid counselor about what you may be eligible for.

      Good luck!

  44. QUESTION:
    how do i apply for a pell grant from this point?
    do i have to apply separately from the fafsa for the pell grant? also, i got a letter in the mail saying my fafsa was under suspension because i applied too late and cannot receive money from the MAP (monetary award program). is the pell grant included in that therefore i can't get a pell grant?

    if i'm still eligible for the pell grant, please let me know what to do to apply for it. this is what it says on the bottom of my SAR.

    Based on the information we have on record for you, your EFC is 1804. You may be eligible to receive a Federal Pell Grant and other federal student aid. Your school will use your EFC to determine your financial aid eligibility for federal grants, loans, and work study, and possible funding from your state and school.

    WHAT YOU MUST DO NOW (Use the checklist below to make sure that all of your
    issues are resolved.)

    If you need to make corrections to your information, select the 'Make
    Corrections' button at the bottom of the page. You must use your Federal
    Student Aid PIN to access your record online. If you need additional help with
    your SAR, contact your school's financial aid office or the Federal Student Aid
    Information Center at 1-800-4-FED-AID (1-800-433-3243).
    please no messages saying 'you should have applied early, apply early next year'

    i'm aware of this. and i regret not applying earlier. thanks

    • ANSWER:
      So is that the letter you got before your fafsa got suspended? Well if it got suspended you can't get Pell Grant. You need fafsa for that.

      The part where it says "if you need to make corrections" is always there. It doesn't mean that you did something wrong. It just gives you an opportunity to correct something you might've put in wrong.

  45. QUESTION:
    Whats is the next step now that I have completed the financial aid application?
    Based on the information we have on record for you, your EFC is 761 . You
    may be eligible to receive a Federal Pell Grant and other federal student aid.
    Your school will use your EFC to determine your financial aid eligibility for
    federal grants, loans, and work study, and possible funding from your state and
    school.

    So, what is the next step? Is the next step going to the college and seeing if I qualify there or, what?

    • ANSWER:
      Keep checking. It takes a few weeks to see what you receive. Look online, or keep calling, or whatever method your school says they'll be in contact with you. And don't be afraid to prod, sometimes asking them to verify something one day gets it completed right away.

  46. QUESTION:
    Financial aid questions help me please?
    Can someone explain why there is negative numbers on the estimations. What does it mean? Does the cost of attendance cover room and board?

    We have now received the results of your 2009-2010 Free Application for Federal Student Aid (FAFSA). Based on the information you provided, it appears that you may be eligible for the following financial aid. Please note that this is only a preliminary analysis of your financial aid eligibility and is not an official award letter.

    Estimated Cost of Attendance (COA) at SJSU for 2009-2010:
    [FAQ-QUESTION]
    Expected Family Contribution (EFC) - as determined by the Federal Government:
    (29)
    Total Need (COA - EFC):
    $-3729

    Estimated Federal Pell Grant Eligibility:
    00
    Estimated Federal Supplemental Educational Opportunity Grant:
    [FAQ-QUESTION]
    Estimated State University Grant or Cal Grant:
    48
    Remaining Eligibility (Total Need - Grants):
    $-8377

    -thank you
    mark--

    • ANSWER:
      that's weird. there should be something listed for the Cost of Attendance...

      it's saying you don't need money, but that you're eligible for money - grants. so that's a good thing, you qualify for free money.

      call the school (SJSU i'm guessing?), their financial aid office, and ask them to go over it with you. they'll let you know if there's an error on the FAFSA or that form you got. and how to fix it if there is a mistake.

      good luck at school!

  47. QUESTION:
    SMART Grant. Eligibility and GPA.?
    I am a third year senior majoring in statistics. I qualify for the Pell Grant but I only have a 2.9 GPA. Is there a way to still get the SMART Grant even though I am .1 GPA points below the minimum? I was wondering if I could be put on probation and receive the grant as long as my grades improved. The reason I am at a 2.9 is because I am trying to graduate in three years and started college taking very difficult classes such as Calculus III. I was the only second year student to take the statistics capstone last year and finished with a B. I don't think its fair to award students who have 3.5 GPAs but took easy classes while I am challenging myself while maintaining a reasonable GPA. Any input would be appreciated. Thanks

    • ANSWER:
      Maybe you could add a 1 or 2 week fast track course in Tennis or bowling or Zumba or Yoga and raise your GPA up .1

  48. QUESTION:
    If I drop a class now (Nov. 1st, 2010) will it effect my pell grant?
    I have this unbelievably hard english teacher that I am almost to the point of hating, and I do not hate anyone! I have a full pell grant and I have 12 credit hours (full load). I am not doing well with this teacher so I would like to drop her and retake english next semester. So by dropping this class will it effect my grant that I have for the Spring semester and my future eligibility for a pell grant? Also I have a essay due tomorrow that I will not be turning in which will absolutely cause me to fail if not turned in! My plan is to not go to class and go to advising center for help. I just wanted other opinions first:)

    • ANSWER:
      If you are enrolled 12 hours, as long as you complete at least 8 hours and maintain a minimum of 2.0 cumulative GPA. You will be OK, but if you fail to do so, you will be put on financial aid probation next semester, and you must do well.

  49. QUESTION:
    Does going to a JC lower the amount of money you get for a Pell Grant?
    I'm currently attending a California JC and will transfer to the UC system. I know eligibility for the Pell Grant is based on your parents income, which, for me, is zero since both my parents are deceased. I really dislike seeking financial aid, but I desperately need every dollar I can get, especially since there are NO jobs right now. Will going to a JC lower the amount I'd receive if I receive anything? Thanks.
    For clarification: I'm 19. I have no guardian, but I also have no parents as they've both died.

    • ANSWER:
      No, attending a Junior college does not lower the amount you receive in Pell grants. For example: If your EFC says you qualify for 4000 a year in a Pell grant, you would get this same amount at any college you attend as long as you attend full time.. this could be at a JC or a public university or even a private college.

      This is why junior colleges are so popular. A 4000 Pell grant will go a LONG way and may pay for everything and even give you money left over for transportation costs and books. But if you go to a private school this wouldn't even put a dent in your tuition costs.... leaving you with an outstanding bill you'd have to take out a student loan and your parents likely taking out a parent PLUS loan as well.

  50. QUESTION:
    FAFSA eligibility, am I eligible? Help please!?
    I just checked my SARS comments last night and this is what I got:

    ---------------------------
    Based on the information we have on record for you, your EFC is 0 . You
    may be eligible to receive a Federal Pell Grant and other federal student aid.
    Your school will use your EFC to determine your financial aid eligibility for
    federal grants, loans, and work study, and possible funding from your state and
    school.

    Your FAFSA has been selected for a review process called verification. Your
    school has the authority to request copies of certain financial documents from
    you (and your spouse).

    WHAT YOU MUST DO NOW (Use the checklist below to make sure that all of your
    issues are resolved.)

    The United States Citizenship and Immigration Services (USCIS) of the
    Department of Homeland Security did not have enough information to confirm that
    you are a noncitizen (Item 14) in an immigration status associated with the
    requirements of eligibility for the financial assistance for which you have
    applied. You must contact the financial aid office at your school to find out
    what information is needed. If you do not submit the required information
    within 30 days, or longer if your school allows, you may not be eligible for
    federal student aid.
    ----------------

    MY questions:

    By the word ' may' does that mean I might OR might not get the aid? Or does that mean that I'm 100% eligible for the aid?

    And my current status is ELIGIBLE NONCITIZEN but I wonder why they say that they don't got enough information with my citizenship status?
    And what should I do now? Should I give my citizenship status information to the colleges that I'm going to or what?

    I'm still waiting for the other 3 colleges to reply ( I got rejected by Queens college so far and got accepted to John Jay of Criminal justice and City College of Technology).. should I only send in my info to the colleges that have accepted me? Or should I also send it to the colleges that I'm still waiting for their response?

    Please help me I'm so confused
    P.S: My brother got full aid. He doesn't pay for his college.

    • ANSWER:
      As long as you can prove you are an eligible non-citizen you will be fine. You prove this by turning in that documentation to the schools you are still considering attending. The school will give you guidance if you do not know what you need. Yes, you turn this in to all of the schools you are considering attending, all of them. The schools will prob want a copy of your parents and your tax returns as well.

      After they have confirmed your status and family income, you will get an "Award Letter" from each of the schools. Use your fin aid offers to determine which school is the best fit for you.


Pell Grants Qualifications

Mothers who want to continue 00004000 their education step back only because of lack of sufficient money. But President Obama has found a solution for this problem and those who genuinely want to improve their education as well as life can do that with the help of scholarships for moms. You might have some or may be all of college fee paid by this aid.

However there are student loans and they are very easily accessible too but you always have the tension of repaying it back, not only the principal amount but the interests also. This will put you in debt for long years and are in fact costly effort too. But this is not the case with grants and scholarships because you don't have to pay them back. And if you can manage and qualify to get one, it is the best option under present circumstances.

There are different types of government's grants and scholarships and you have to select the most suitable one for you. It is always better to apply for more scholarships so that you have more options and chances open. The main grants and scholarships are Pell Grant, The Teacher Education Assistance for College and Higher Education (TEACH) and The National Science & Mathematics Access to Retain Talent Grant (National SMART Grant).

Among all these Pell Grant is the most popular one and is especially designed for low income students as well and is a need based scholarship. The sum granted has been increased from 50 to 00, which is also a relaxing and convenient matter for many. In fact this grant suits every mother who is really struggling financially but desperately want to go back to school in order to improve upon their education or acquire a qualification for betterment of their career and monetary outlook.

Frequently Asked Questions

  1. QUESTION:
    Pell Grant Qualifications?
    Does anyone know how much money you can make and still get a Pell Grant? My husband and I made almost ,000 last year. We live in Mississippi if that makes a difference. We are both now unemployed and need to go back to school. Thanks so much!

    • ANSWER:
      ,000 is a fairly high income for a household of 2 (you don't mention children, which are a factor). But the fact that one or both of you are unemployed may make a world of difference, if you were not let go for cause and can collect unemployment. Get a letter from your local Workforce Development office (contact Unemployment) if you qualify (you may have received one already) that is good for 90 days. Take that to your financial aid office and ask what other documentation they require to adjust your eligibility.

  2. QUESTION:
    information about pell grants for texas department of corrections inmates?
    I have a family member which is currently incarcerated and would like to know the qualifications for obtaining pell grants to further his education. I am aware that the grants are available but do not know how to get information regarding the requirements.

    • ANSWER:
      Why should we allow a guy like you described to be allowed to get grants. The con has no respect for the people around him or he would not be there. tell him to do his studying in prison like so many others have and let the ones who deserve the grants get them

  3. QUESTION:
    What are the qualifications to get the texas grant and the pell grant?
    I know that there are certain criterias one has to meet but I coulnd't find a certified website wher eI could find this.
    can someone orientate me in the correct directions please,
    Thank you

    • ANSWER:
      go to http://www.fafsa.us/index.htm and put your info there. you have to do that first anyway. your fasfa is what qualifies you. it goes by your income and your parents if your under 25 and not married. You have to have all kinds of info to fill out the forms.

  4. QUESTION:
    what are the qualifications for pell grant?

    • ANSWER:
      I suggest you read the Handbook of the Pell Grant -- this is an 86 page document that contains everything about the grant
      http://ifap.ed.gov/sfahandbooks/attachments/0203Vo3MasterFile.pdf

      Chapter 1 contains their student eligibility requirements, which includes that

      - student must either be undergraduate or enrolled in an eligible postbaccalaureatte program
      - not incarcerated in a federal or state penal instititution

      Read the complete chapter to know the eligibility based on your particular situation

  5. QUESTION:
    what r the qualifications to get a pell grant?
    would i qualify if im 21 with no job and no expected EFC

    • ANSWER:
      So far with your info

      YES :)

  6. QUESTION:
    What other grants or scholarships can I apply for after I filed my FAFSA?
    I applied for some local scholarships in the county, and some Gates Millennium thing. After the fafsa i saw my qualification for a pell grant. anything else like that. where can i apply for these things?

    • ANSWER:
      Calgrant if you live in california.

      Ask your counselor. She probably has a list of scholarships/grants.

  7. QUESTION:
    Any one know much about FAFSA grant qualifications?
    I'm wanting to know if a single mother of 2 verses a married mother of 2 would still qualify for a pell grant or which ever?

    • ANSWER:
      They are both eligible for a Pell Grant.
      Pell Grant eligibility has nothing to do with marriage status, all that effects it is income. If the single mother is earning over 80k she's probably not going to get a Pell Grant. However, if she and her husband aren't even making 10k, she's probably going to get one.

  8. QUESTION:
    does anyone know the qualifications for getting the pell grant in community colleges, like salary, etc.?
    is it by how much you make, if so what is the limit that you can make and still get help paying for community college classes?

    • ANSWER:
      Federal Pell Grant

      To be eligible for a Federal Pell Grant at the University, you must be matriculated in an undergraduate program leading to an associate's degree or a first baccalaureate degree. The amount of the Federal Pell Grant is based on the following:

      Federal Pell Grant Guidelines:

      * the determination of eligibility (expected family contribution or EFC)
      * cost of attendance (COA)
      * number of credit hours for which you are enrolled
      * the enrollment period

      Approximately three to four weeks after submitting the FAFSA, you will receive the Student Aid Report (SAR) directly from the U.S. Department of Education's Central Processing System (CPS). The SAR will indicate whether or not you are eligible for the Federal Pell Grant. If you filed the FAFSA online, you will receive confirmation and further information regarding the SAR via email.

  9. QUESTION:
    Federal pell grants help?
    If anyone could please give me some information on my questions for pell grants:

    (answer in order please, just so it's easier)

    1. If you are 21 years old living with parents, what is the amount of income the parents must make each year in order to qualify for a pell grant for nursing school and its prerequisites?

    2. What exactly do pell grants cover? Just tuition? Books? Lab fees? Anything else?

    3. How do you apply for a pell grant? What information do you need in order to apply? Qualifications?

    4. Is it true that you do not have to pay back a pell grant if you complete the nursing degree? (for RN or BSN)

    5. How long does a pell grant pay for your schooling if you have already qualified for it?

    6. In which circumstances can you NOT get a pell grant for whichever reason?

    I'm sure I have more questions but that's all I can come up with for right now, so if anyone can help me a little with this, it would be greatlyyyy appreciated!! Thanks!!!!

    • ANSWER:
      1. There is not a "magic number" to receive a Pell grant. This amount is different for everyone.. the easiest thing to do is fill out the form and see if you qualify.

      2. Pell grants can cover tuition, books, fees, dorms, meal plans, and other expenses you incur at college.

      3. To apply for the Pell go to http://fafsa.ed.gov You will need your income and your parents income information. Having your taxes done before hand is extremely helpful.

      4. You do not have to pay back a Pell grant if you don't finish your degree. But you might if you drop out in the middle of a semester.

      5. You are approved for an academic year at at time... usually your school gets the money once a semester in the fall and the spring.

      6. There are lots of reasons people don't get Pell grants. Make to much money, parents make too much money, defaulted on previous student loans, not us citizen or eligible non citizen, attending a school not allowed to accept Pell grants, program you are enrolled in is too short to get Pell grants, college GPA is too low, too many attempted college hours and should have graduated already, already have earned a Bachelor's degree...

  10. QUESTION:
    foster child pell grants?
    im a foster child and i will be a senior this year.
    i know that pell grants are loans that you dont have to pay back. but i want to know what are the qualifications and where to aply for them.

    • ANSWER:
      You will need to go to www.fafsa.ed.gov and complete the 2009-2010. If you are planning on filing taxes for 2008, you will need those. Applying for this will make you eligible for several grants. You should also talk to your case worker because often their are scholarships for foster children that assist in paying for books.

  11. QUESTION:
    Ok Everyone been telling me different things!!! Pell Grant please help?
    Ok everyone been telling me different things about the pell grant and the qualifications. I have a EFC of 0 yet the pell grant is not on my award letter. I'm starting my second term of academic probation but i am not on academic suspension yet! Some people says that because i might be on probation is why i don't have the pell grant. But i was on probation last semester and still got the pell grant. Also this semester i still have my to stafford loans ( Subsidized and Unsubsidized) and people told me if i qualified for those two then i should be eligible for the pell grant. If they would have took away the pell grant that they would have took away everything else to including the loans.The only thing i am not sure about that could be a factor is that i didn't turn in my 2008 tax returns, my parents 2008 tax return and my dep identification form which will be in next week. If those not the case for me getting the pell grant then what is? CAN ANYONE HELP PLEASE!!!!

    • ANSWER:
      You are correct. Without those tax forms turned in you will not get any form of fin aid.... even those sub loans. Turn in your paperwork now, what are you waiting for?

  12. QUESTION:
    What's the qualifications for the American Opportunity Credit?
    I'm a full time student at a community college but just getting a Pell Grant

    Do I qualify?

    • ANSWER:
      If the Pell Grant covered all of your tuition, you aren't eligible for any of the education credits.

      If you paid some of the tuition yourself, you might be.

      However, if you are a dependent living at home, your parents would claim the credit.

  13. QUESTION:
    Pell Grant Assistance?
    anyone know what the minimum qualifications are to receive Pell Grant Assistance for federal aid year 2007 2008 is? Thanks!~

    • ANSWER:
      sorry don;t know the minimun requirements for a pell grant

  14. QUESTION:
    Is a stafford loan and a student loan the same?
    Okay, I have been trying to figure out if I can qualify for a pell grant and One of the qualifications are that you can't be in default with a student loan and you cant own a student grant. I do owe a student loan but I have made my payments on time and its under 1,000 dollars. I have used a pell grant before and graduated and didn't have to pay it back. So do I qulifiy under this??

    • ANSWER:
      In order to qualify for a Federal Pell Grant, you first have to complete the Free Application for Federal Student Aid for 2009-2010 if you are planning on attending college this upcoming academic year. If your Estimated Family Contribution is between 0-4600, then you should qualify for a Federal Pell Grant. Your college's financial aid office handles the administration of these funds.

  15. QUESTION:
    Federal Pell Grant/Financial Aid question....?
    I make 25K a year and have one dependent. I was looking to go back to school for an occupational degree. What are the qualifications for a grant? Do I qualify? Any advise or info would be appreciated...

    • ANSWER:
      The only way to know for sure is to fill out the forms. The federal application is here at http://fafsa.ed.gov

      In order to get a grant you have to be considered poor. My advise is to fill out the form and wait and see what happens!!

      Here is a good book for you to read all about federal financial aid.
      http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0809.pdf

  16. QUESTION:
    BOG WAIVER AND PELL GRANT. If I qualify for both will I still receive Pell Grant?
    Ok so my EFC is 0. I don't meet the other qualifications for BOG because I don't meet the financial or disabled veteran qualifications. I am hoping to qualify via my FAFSA. I was just wondering if I do get my BOG waiver, will any additional monies from Pell Grant disbursed in a check? Of course this is after my health fees are paid. I would like to know b/c books are expensive, and I could use money to purchase a laptop and cover any other miscellaneous costs that come along with college. Thanks a bunch in advance!

    • ANSWER:
      im confused here,,,well i get both bog waiver and pell each yr,,and bog only pays for classes not books, etc. and u wont receive money from bog,,it just automatically pays for the classes u are enrolled in...so yea u can get bog and pell every year...there are other grants too like FSEOG, cal grant, and ACG,,look if you qualify

  17. QUESTION:
    Does FAFSA ask for bank account balance?
    Our family income is 24k per year.

    But i have a significant amount of money in my bank, will this effect my qualification for FAFSA? and PELL grant?

    • ANSWER:
      I just looked at my son's FAFSA and they do ask for checking and
      savings account amounts. If you have a sizable amount of money
      in the bank, then this will effect your qualification for PELL and any
      other grant. No matter what, you will have to fill out the FAFSA in order to even be considered for any type of financial aide. With the
      income you mention, you should be eligible for some financial aide.

  18. QUESTION:
    Good questions to ask president Obama and are these good?
    I am well aware of the state of the union address tonight and that you can post a question on youtube for him to answer on the 27th feel free to critique me on these questions. And the gammer and spelling you can add your own as well all non answers will be reported

    How do you feel about the current American status quo as it is right now?

    How has the current Health and dental coverage, insurance and otherwise changed for the better how has it become more accessible to the average american?

    What plans for needed drugs are in place for a reduction in cost such as the drug Asacol HD and thier 1200% increase in a single month?

    What benefits are there for people who can't find a family doctor taking new patients?

    What new research and Development plans are in the future of the medical community to fight cancer and other illness how will these be more affordable to the average american?

    What new clean energy plans have you and are you going to propose to increase the rate and percentage of renewable clean efficient energy for 2011 and the future?

    How has the Bank Bailout made House mortgages more obtainable for good credit Bad credit and no credit Americans?

    What new foundation(s) have you layed out for new careers and employment how do you plan to increase this percentage rate?

    How has the cost of a current college education been reduced?

    What College grant(s) or scholarships are available for a single white male that are compareable to the growing number of foreign scholarship packages in the U.S.?

    How has the Pell grant Maximum increased since you have been in office? Will there be any new legislation to compliment this with additional grants and scholarships available to Americans

    Do you find the current qualifications to be qualified for secondary education to strict?

    As stated in your State of the Union address on Jan 27 2010 "it is time for the colleges to cut back on cost for students because it is there responsibility to" Do you feel they have done this adequately?

    To what percent have American goods exports increased how has this positively effected our economy?

    What has been done to increase partnership with friendly nations and strengthen relationships with unfriendly ones? what are future plans for this?

    What new or improved support for transition from military to civilian and civilian to military life do you have planned and how do you plan to stop the growing number of unemployed veterans?

    What new retirement supplement or plan are you working to implement to help with programs such as social security? and the growing idea social security isn't secure.

    How will all of this effect the American status quo positively?

    • ANSWER:
      Some of them are confusing. Most of them are good questions. Ask him whether he prefers twilight over hp.

  19. QUESTION:
    Some Questions for post Obama state of the union address?
    Good questions to ask president Obama and are these good?
    I am well aware of the state of the union address tonight and that you can post a question on youtube for him to answer on the 27th feel free to critique me on these questions. And the gammer and spelling you can add your own as well all non answers will be reported

    How do you feel about the current American status quo as it is right now?

    How has the current Health and dental coverage, insurance and otherwise changed for the better how has it become more accessible to the average american?

    What plans for needed drugs are in place for a reduction in cost such as the drug Asacol HD and thier 1200% increase in a single month?

    What benefits are there for people who can't find a family doctor taking new patients?

    What new research and Development plans are in the future of the medical community to fight cancer and other illness how will these be more affordable to the average american?

    What new clean energy plans have you and are you going to propose to increase the rate and percentage of renewable clean efficient energy for 2011 and the future?

    How has the Bank Bailout made House mortgages more obtainable for good credit Bad credit and no credit Americans?

    What new foundation(s) have you layed out for new careers and employment how do you plan to increase this percentage rate?

    How has the cost of a current college education been reduced?

    What College grant(s) or scholarships are available for a single white male that are compareable to the growing number of foreign scholarship packages in the U.S.?

    How has the Pell grant Maximum increased since you have been in office? Will there be any new legislation to compliment this with additional grants and scholarships available to Americans

    Do you find the current qualifications to be qualified for secondary education to strict?

    As stated in your State of the Union address on Jan 27 2010 "it is time for the colleges to cut back on cost for students because it is there responsibility to" Do you feel they have done this adequately?

    To what percent have American goods exports increased how has this positively effected our economy?

    What has been done to increase partnership with friendly nations and strengthen relationships with unfriendly ones? what are future plans for this?

    What new or improved support for transition from military to civilian and civilian to military life do you have planned and how do you plan to stop the growing number of unemployed veterans?

    What new retirement supplement or plan are you working to implement to help with programs such as social security? and the growing idea social security isn't secure.

    How will all of this effect the American status quo positively?

    • ANSWER:
      Great questions!

  20. QUESTION:
    Received less financial aid this year and might have to drop out due to financial reasons. Help!?
    This spring my dad lost his job of ,000/year, but was able to get a job making around ,000/year. My financial aid office for 2010-2011 offered me ,000 in grant money, which is ,150 less than last year and the federal loan limit for freshmen of ,500 for the year. Each semester I owe ,200 after my pell grant and loans. There is absolutely no way that my dad(single parent) and I can afford this.

    I believe that I was screwed out of the out-of-state sophomore grant because technically I'm still a freshman. I have 29 credits out of the 30 needed, but I have taken 33 hours of class. My 4 credit algebra class, even though it cost the same as the other classes and I aced it, didn't count because it was remedial. I was also screwed out of the federal loan limit of ,500/year because of this.

    Last year I received the Academic Competitiveness Grant, but I didn't this year. I would have received ,300 from this grant since I'll be a second year student. I also meet all of the qualifications.

    Is there a way I can change my EFC in order to gain more grants? With my dad's new financial situation he can barely contribute to my tuition at all. My financial aid office said that there's no way that I can be considered for sophomore related financial aid. My dad refuses to do the PLUS loan since he's in ,000 in debt from his student loans and he has bad credit. He won't cosign a private loan for that reason also.

    I can't believe that I'm a 3.79 double major student that might have to drop out :(
    I have a job on campus. ,000/semester limit. I pay for my car insurance, phone bill, and food with this money so it can't cover all of my tuition.

    • ANSWER:
      When there is a drastic change in income, you can talk to the schools fin aid office and see if they will look at his CURRENT years income (20K) rather than his LAST years income (45K) on the fafsa. This might lower your EFC. However, if you have already taked to them, then they may have already done this already.

      Sophomres have 30 hours or more. No exceptions. A remeidal level class means it isn't college credit. You should have taken a 1 hour health class. Can you find a fast track 1 week long 1-3 hour class between now and fall? Many Comm colleges offer an ENTIRE class in a one week "Cram" session class. Since it's the end of July, you may be out of luck, but some colleges don't start thier fall semesters until Sept. Then you can find an online or other FAST TRACK class. My school offers them in 1 week (yes and entire class in a week), 2 week, and sometimes even 3 or 4 week classes.

      You gotta be smarter than the system and figure out a way to work within it. Also, ask if you can get your on campus job amount INCREASED. I'll bet they will do it for you. You need to ditch the cell phone costs, and anything else that is costing you cash.

  21. QUESTION:
    How does this sound. I need advice, critique, whatever. Be brutally honest, but nothing disrespectful!?
    Hello everyone, it's been a while since I've asked a question. Well I need some advice. I plan on transferring next year to SCAD in the winter and I've been applying to as many scholarships as I possibly can to help me pay for tuition. Long story short I came across something this is the letter I need to send in to the judge to allow me to be submitted for the scholarship. Critique beginsssssss. NOW.
    -----------------------------------------------------------------------------------------------------
    Salutations,

    My name is ---------------, I'm a 20 year old inspiring and upcoming animator and sequential artist who is currently attending college at Georgia Perimeter College. I will be transferring next year to Savannah College of Art and Design located in Atlanta to further my studies of the arts. I haven't actually taken any classes yet at Savannah College of Art in Design, but I've been accepted to start in January of 09; the winter quarter. As enthusiastic as I am about going to Savannah College of Art and Design, I also have feelings of discouragement knowing how much tuition is for the school! I've been searching the web for scholarships since the summer of 07, when I first started college at Gerogia Perimeter College. Since I didn't have to pay out of pocket while attending Georgia Perimeter College, I used that time to look up other scholarships online that would help me pay for tuition once I transferred to Savannah College of Art and Design. I received a scholarship from Savannah College of Art and Design for ,000, but It expired since I had to take an extra 2 semesters at Georgia Perimeter College. I still didn't let that bring me down, my passion for cartooning and comics was too strong to allow me to just give up. I continued to search the web for scholarships. I knew that there had to be free money available; in the form of a scholarship, for cartoonist who want to pursue a career in animation and sequential art. Waiting for a fortunate college student like myself to discover. While surfing the Internet one day I decided to visit one of my favorite sites for all things art, which was drawn.ca. There was a posted article on the site about a scholarship tcreated in memory of the syndicate editor, Jay Kennedy. As I begin to read the article I was immediately convinced to enter this scholarship. I clicked on the link that led to a page where I could print out an application and enter for a chance to win this amazing scholarship, but then as I read the official rules for the contest it stated that you have to be at least a junior or senior in college. It was sad news when I read this because I'm only considered to be a sophomore now in college. I met all the other qualifications except for that one stipulation. This would have been a perfect opportunity for me to take advantage of, especially considering the fact that the contest is a genre of art targeted mainly towards my area of prestige. My purpose for typing this letter to you is to ask you, if possible could the contest allow a enthusiastic, optimistic, cartoonist like myself to enter for a chance to win the scholarship; even though I'm a sophomore and not yet a junior. I could still use the money either way! I don't mind working hard to achieve my goal and to get to where I need to be in life. The only blockage that I have in my life right now is the funding that I need to pay for my education. So far, my pell grant has been covering all of my tuition expenses at Georgia Perimeter College; since it's only a 2 year college. However, when I transfer to Savannah College of Art and Design, I know that I will not be able to lean on my pell grant entirely to get me through college. I'm also doing everything on my own and not receiving any financial help from my mother or family members. It's involuntary that my family can't help me due to their financial situation. If they had the money to give me, they wouldn't hesitate for a second to help me! I also want to avoid taking out any type of loans whatsoever. As I stated earlier, me and my family's financial situation isn't the best in the world. We are blessed to be able to make it through each day with a roof over our heads. Especially considering the state of today's economy! With that being said, It would be crazy for me to take out any type of loan. Me attending college was completely my decision and upon my own discretion. So far, I've been doing good and would like to continue on through college without any interruptions are breaks. I only have 2 more years until I actually finish my major and receive my bachelors in animation and sequential art. My dream is to one day own an animation and comic book company, but until that time I must first finish school. Before I get to the point of owning an animation and comic book company I would like to work for Cartoon Network or Teletoon in Canada. Again, the purpose for me writing this letter is to only ask for a chance to prove myself. Is ther
    anyway I can enter this contest being that I am a sophomore and not a junior in college. It would be greatly appreciated if there was a way for me to get around this one flaw. Whenever you get the time please respond back to me. Until then, I'll be busy drawing!

    FIN.

    FIN.

    • ANSWER:
      You need to get to the point. What is it that you're trying to get across to the reader?

      You have so much detail that some of it is not needed.

      Just be very blunt and get to the point.

      For instance, start off by saying how hard it was for you to find a scholarship and than proceed by saying why you're applying for this one.

      Next cut off all that unnecessary detail, this is an essay not you're life story. The admissions counselors are going to be reading thousands of essays, so make sure yours is straight to the point.

      They don't need to know about your pell grant, that you're not yet a junior, that you looked for other scholarships (and by the way why would you tell them that you were looking for other scholarships? Leave that information out) Also don't talk about your colleges, just say that your transferring to Savannah and need the scholarship to help pay for the fees. Don't mention anything about George Perimeter.

      Furthermore, leave out the information that you were surfing the internet for the scholarship.

      Just say that you came apond this scholarship by research and you found out that it was a great fit for you.

      Also leave out you're age if you're not going to spell out 20!

      Also leave out exclamation points that is unprofessional.

      And replace me with I.

  22. QUESTION:
    What do you think of my revised DREAM ACT draft. see below?
    Look over whole draft before answering. I have asked this question before but MADE revisions based on things I have heard for other people.

    Have proof of having arrived in the United States before age 7
    Have proof of residence in the US for at least 10 years prior to arrival
    Be between ages of 12 and 19 at time the bill is enacted
    [applicants are eligible for 6- yr conditional status]
    Under these guidelines, can apply for green card after successful completion, and 4 years to become citizens
    Have registered with selective service
    A. can not refuse an assignment or a call back to duty after an assignment has been finished
    B. if still in high school, have attended R.O.T.C. if service is the route you want
    C. Serve at least three-four years
    Have graduated from an American high school, or obtained GED,
    A. Must have a GPA of 3.8 upon graduation
    If attending college/university meet additional requirements for 4 yr program
    Must have a ACT or SAT Score that is higher than is required of citizens/legal immigrants
    A. GPA of 3.0 while in college and if fall below the person will be placed on PROBATIONARY basis
    to be decided upon at which person is allowed back into program
    B. Must pay OUT OF STATE tuition, even for community schools
    C. Not eligible for scholarships for first 2 years
    D. not eligible for pell grants or loans or work programs
    E. ONLY eligibility to work is at college/university until graduated
    F. If granted admission at college, must attend that school for minimum of two year before tramsferring
    Be of “good moral character” which DHS decides on
    Submits biometric information(fingerprints, photo) which will be shared with other countries
    Undergo security and law-enforcement background check
    Undergo a medical exam
    A. If shots are required, person can not refuse
    B. Fees for exam are set higher than for legal immigrants
    Other restrictions:
    1. if committed one felony or three misdemeanors, DHS will decide if still eligible
    anymore than that is NOT deemed eligible for participation
    2. If any at all. only a certain number of traffic violations can be accepted. such as parking tickets
    3. Engagement of voter fraud or unlawful voting, of any sort ,NOT just for elections of candidates to office
    4. Engagement in marriage fraud Disqualifies candidate
    5. Abuse of student visa or other type of visa DISQUALIFIES
    6. Persecution of crime while in US
    7. Poses a public health risk
    8. Non payment of taxes owed will DISQUALIFY
    Once person becomes a citizen there are
    9. limits on chain migration of sponsoring spouses , children, siblings
    10. Person is only eligible to sponsor a set number of people. People that are sponsored can not sponsor other relatives ,etc, even if they become citizens and the wait time for that is longer than normal
    Other agreements to consider DREAM Act
    1. US will fortify its border fences and under agreement with Canada, will not allow for illegal immigrants to come into or out of that country. even through forestlands
    a. taking a boat to Canada from US across Great Lakes is prohibited
    2. Participants who fail to meet any of their requirements are set to a PROBATIONARY status and must comply within a certain time frame to rectify themselves
    3. After completion of program, all participants who were dropped to a probationary status will have a longer wait period for getting their green card than participants who were not placed on a probationary status.
    4. Only health benefits that applicant can apply for are through college/university/military
    5. Not eligible for food stamps or qualification under any government programs until they receive their green card
    6. Participants can not leave the country unless serving in the military
    7. Eligibility to leave country and come back is only after receiving first green card
    8. People in program who fail any of the above will go back to original status and can be considered for deportation
    Other additions for consideration:
    1. Supreme Court must deem program is constitutional before it can take effect.
    2. Program takes effect 5 years after passage
    3. Program is voted on by Congress to continue or not every 6 years
    4. If passed, participants can not lobby congress to pass it again until they become citizens

    I made my revisions so that no one can claim amnesty is being offered for parents.
    This will not offer amnesty for any one over the age of 19 , but others can be sponsored
    This bill as I have stated will deport any participants who fail to live up to all qualifications.
    please respond to question positively

    I don't want to hear anything about AMNESTY in your response, only what you like like or dislike about draft.

    This bill is very rigorous and should hopefully satisfy any doubts about program
    not all schools/colleges/universities have to participate in accepting students
    Don't bother responding, I showed this to my mom and the first thing she said is that illegal alien students would not want to qualify under these conditions

    • ANSWER:
      I am positive this will not fly with anyone.

  23. QUESTION:
    IF you had written up the DREAM ACT, what would it look like. MY Ex. is below?
    PLEASE READ WHOLE EXAMPLE. I USED PROVISIONS UNDER WEBSITE AND CHANGED/ADDED A FEW THINGS TO MAKE IT A LITTLE HARDER OR TO SHOW THAT APPLICANT REALLY WANTS TO BE IN PROGRAM

    Have proof of having arrived in the United States before age 13
    Have proof of residence in the US for at least 5 years prior to arrival
    Be between ages of 12 and 25 at time the bill is enacted
    [applicants are eligible for 6- yr condtional status]
    Under these guidelines, can apply for green card after successful completion, and 3-4 years to become citizens
    Have registered with selective service
    A. can not refuse an assignment or a call back to duty after an assignment has been finished
    B. if still in high school, have attended R.O.T.C. if service is the route you want
    C. ASVAB scores must be higher than citizens, legal immigrants to be eligible
    for any promotion
    D. Serve at least three years
    Have graduated from an American high school, or obtained GED,
    A. Must have a GPA of 3.0 upon graduation
    If attending college/university meet additional requirements for 4 yr program
    Must have a ACT or SAT Score that is higher than is required of citizens/legal immigrants
    A. GPA of 3.0 and if fall below the person will be placed on probationary basis
    to be decided upon at which person is allowed back into program
    B. Must pay out of state tuition
    C. Not eligible for scholarships for first 2 years
    D. not eligible for pell grants or loans
    E. only eligibility to work is at college/university until graduated
    Be of “good moral character” which DHS decides on
    Submits biometric information which will be shared with other countries
    Undergo security and law-enforcement background check
    Undergo a medical exam
    A. If shots are required, person can not refuse
    B. Fees for exam are set higher than for legal immigrants
    Other restrictions:
    1. if committed one felony or three misdemeanors, DHS will decide if still eligible
    anymore than that is not deemed eligible for participation
    2. If any at all. only a certain number of traffic violations can be accepted. such as parking tickets
    3. Engagement of voter fraud or unlawful voting, of any sort not just for elections of candidates to office
    4. Engagement in marriage fraud disqualifies candidate
    5. Abuse of student visa or other type of visa disqualifies
    6. Persecution of crime while in US
    7. Poses a public health risk
    8. Non payment of taxes owed will disqualify
    Once person becomes a citizen there are
    9. limits on chain migration of sponsoring spouses , children, and parents to a wait time
    of at least 12 years.
    10. Person is only eligible to sponsor a set number of people. People that are sponsored can not sponsor other relatives ,etc, even if they become citizens and the wait time for that is longer than normal
    Other agreements to consider DREAM Act
    1. US will fortify its border fences and under agreement with Canada, will not allow for illegal immigrants to come into or out of that country.
    2. Participants who fail to meet any of their requirements are set to a probationary status and must comply within a certain time frame to rectify themselves
    3. After completion of program, all participants who were dropped to a probationary status will have a longer wait period for getting their green card than participants who were not placed on a probationary status.
    4. Only health benefits that applicant can apply for are through college/university/military
    5. Not eligible for food stamps or qualification under any government programs such as Obamacare until they receive their green card
    6. Participants can not leave the country unless serving in the military
    7. Eligibility to leave country and come back is only after receiving first green card
    Please read the whole example before responding for I can tell by the response you gave whether you have read it or not.
    @Excuse me, I can tell right away that you did not not read. You answered right away with a biased opinion. I take it that you will never serve on a jury. no matter how bad you might want to.
    @HA Ha, I think my version of the DREAM ACT is a lot better than the one that got voted on last year, so I think my version would have passed or have come close to like 58-42 or 57-43. What parts do you agree with , you said you did not agree with much rather than all, so you apparently there is something in it you like. Please enlighten me as to what you like.
    @brother, I would agree with your version too only I would go as low as 3.5 GPA that's the same as a
    A-. But please remember that students can get additonal points for taking gifted/AP classes.
    I graduated high school with a 4.23 thanks to gifted classes and AP class.
    @workingm, do you know that last year's vote came 3 points closer to passage than the vote before that did.
    Can you please only respond to what I have written in the draft rather than giving me a biased opinion.

    • ANSWER:
      It would look like:

      The AMERICAN Dream Act

      #1 SEND THEIR ASS' BACK WHERE THEY CAME FROM!

      That's the only Dream Act there should be!

  24. QUESTION:
    How does the American Opportunity Credit work?
    I have read online about the qualifications for it, and it seems that I qualify.

    I am a full-time student at an accredited university. Tuition for a year is about ,000, with 00 annually in a Pell Grant. The rest of the tuition is paid for by loans. There are also additional expenses for text books and required items and fees... My income for 2010 was around ,000. I am filing single.

    Would I qualify for the full ,500? I know there is no full guarantee because there are many circumstances that relate to taxes, I am just curious.
    I am not a dependent of my parents.

    • ANSWER:

  25. QUESTION:
    Finacial Aid Qualification and U of H?
    Ok, I got my FASFA SAR report and the EFC came out to 10960 which is because my parent's took out money from there retirement (27000) which got placed in there income tax and I don't work now. Which now renders me with out a Pell grant and I can't get a privet loan because my parent's credit is horrible and I have no credit. How can I change this mess and be able to go to college.

    • ANSWER:
      You can get student loans to pay for college. There's no credit check for federal Stafford loans!! I have horrible credit but I was still able to borrow ,000 to pay for my 4 years of college.

  26. QUESTION:
    Pell Grant Qualifications?
    I am 21 y/o im on unemployment and received a letter stating i may eligible for a pell grant the problem always seems they go by my parents salary now my parents don't pay anything towards my education is this what there going to base my grant off of?

    • ANSWER:
      Yes, until you are 24 (I believe). You may qualify for student loans though. You could always try.


Student Pell Grants

When you get an advanced degree, Uncle Sam benefits just as much as you do. That's why he'll help you finance your degree. Here are ten ways the Federal government will help pay for part or all of your postsecondary education.

1. Federal Pell Grant. The Pell Grant is available almost exclusively to undergraduate students and does not have to be repaid; the award range is 0 to ,731.

2. Federal Supplemental Educational Opportunity Grant (FSEOG). This grant if for undergraduates with exceptional financial need and doesn't have to be repaid; the award range is 0 to ,000.

3. Academic Competitiveness Grant (ACG). This grant is for Pell-eligible students enrolled at least half-time in their first or second year of study or in a certificate program of at least one year at a degree-granting school and doesn't have to be repaid; Up to 0 in the first year and ,300 in the second.

4. National Science and Mathematics Access to Retain Talent Grant (National SMART Grant). This grant is for Pell-eligible students enrolled at least half-time in third, fourth year or fifth year majoring in certain subject areas with at least a 3.0 cumulative GPA; award amounts equal up to ,000 a year.

Frequently Asked Questions

  1. QUESTION:
    Federal Pell Grants and Student loans and an IRS tax Lien?
    If the IRS has a lien against you for unpaid taxes, would you still be able to get Pell grants and Federal student loans to pay for the cost of college or would they be denied?

    • ANSWER:
      denied. when you owe the iRS and now you want more federal money are you one of the big 3

  2. QUESTION:
    How are student loans and pell grants applied to tuition?
    my tuition for school cost 40 i was awarded a pell grant for 00 and also took out a student loan for 00. will the college apply the student loan and send me the pell grant money. or will they apply the grant and take the remainder from my loans to cover the tuition, leaving me with the 60 left from the loans. not sure how it all works,just need some information on the process. thank you

    • ANSWER:
      Pell first, loan last.

  3. QUESTION:
    can a person who already has an associate degree get pell grants and student loans for another degree?
    i have an associate degree now and was wondering if i can go back to college and get another degree in other field of study and be approved for pell grants and students loans again?

    • ANSWER:
      Yes.

      A student who holds an associate's degree is considered to be an undergraduate student until she has completed the curriculum requirements for her first bachelor's degree.

      However, there are limits on how many additional semesters of aid you will have available to you. Your best possible situation would be one in which your associate's degree resulted in two years of fully-transferred credits, allowing you to begin the bachelor's program as an upperclassman, and complete the 4-year track in two years.

      You'll want to discuss this with both the admissions and financial aid departments before hand, so that there are no unpleasant surprises once you start.

      Good luck - I hope this helped!

  4. QUESTION:
    If I fail my classes can I still get pell grants or student loans?
    Last semester I maintain a 4.0 average, but this semester I worked full time and went to school part time. My work got in the way of school and I am realizing I really need to go to school in stead of breaking my back. I really need to get back to school. Can anyone help me?

    • ANSWER:
      There is something called Satisfactory Academic Progress (SAP) by which you must adhere when you receive financial aid. There are two parts - quantitative and qualitative (maintaining a certain GPA for your grade level and completing a certain number of hours attempted). Most schools will put you into Warning or Probation before Suspending your financial aid. If you have a 4.0 average, your GPA shouldn't go down that dramatically. You should contact your financial aid office to get information/guidance as to what they require of SAP, and what you need to do if your financial aid does because suspended.

      Good luck!

  5. QUESTION:
    How many pell grants do you get a year if full time student? Axia or University of Phoenix?
    I am a full time student and go to axia, how many pell grants do you get if its a 2 year degree program?
    if its every semester how many months is in a semester?

    • ANSWER:
      Its once a year split into how many quarters/semesters there are

      For example: you are a full time student and have an EFC O and get the full amount of Pell Your school is on a semester system so they take the full Pell amount, 5350, the divide that by 2 and you get 2675 per semester. If its a quarter system you get 5350 divided by 4 which is 1337 per quarter.

      I am probably wrong but a semester lasts 15 weeks long.

  6. QUESTION:
    Do Free student grants other than Fed Pell grants really exist. If so where do I start?Thank you!?
    I need more money for school!!!!! The Fed grant is not enough. :(

    • ANSWER:
      Talk to the Financial Aid department at your school. I got a Fed Pell Grant and a few other Grants for the 2008-2009 school year. There are other Grants out there, it depends on your Financial need.

  7. QUESTION:
    Is there a limit to how many times you can get Pell and other student grants?
    I'm asking because I was attending college 3 times, dropping out and only completing 1 semester. When I dropped out it was after the deadline. I want to finally finish.

    • ANSWER:
      You will have to consult with the financial aid staff at your college because you may be denied and have to appeal the decision. You will need to be very specific as to why you dropped and hopefully it was for good enough reason (in their eyes) or they may make you pay back the aid you have already received.
      Under normal circumstances federal grants like Pell are renewable up to 6 years. 2 years for a junior or community college and 4 years for university or state college.

  8. QUESTION:
    Are student loans and pell grants considered income on tax returns?

    • ANSWER:
      no, not normally. Here is a very detailed link about this.

  9. QUESTION:
    Can I get student loans to help live on while attending college if i get pell grants?
    I am 28, a single mother of 2 and I am looking to finally start attending college this year. I know that I qualify for pell grants and such to pay for tuition but does anyone know if you can recieve student loans on top of that to help with living exspenses while attending classes. I have a job I just cant work full time anymore and attend classes and still be the kind of mother my kids deserve to have. I can still work part time I just need help paying the bills while I'm in school. Please if anyone has any info on this let me know.

    • ANSWER:
      Yes, you will also be offered either work-study or Stafford / Perkins loans in addition to your Pell Grant. Any funds offered to you as work-study can be transferred to loans ... or vice-versa.

      If you still require additional money above and beyond the amount offered by Financial Assistance, you can take out private school loans through SallieMae (visit their website for more details) to help fill in the gaps.

  10. QUESTION:
    Will somebody help me figure out if I will qualify for Pell Grants or Student Loans?
    Hello,
    I recently got married, I have three children, and my husbands income is around 48,000 before taxes. Before I was married I qualified...now I'm worried that I will not anymore. Thanks you for your time.

    • ANSWER:

  11. QUESTION:
    I am a student in ohio besides pell grant what other grants do not need to be repaid?
    I am in ohio married and i am on unemployment i want to go back to school besides the pell grant through fafsa what others can i apply for that do not need to be paid back.
    I want to go for medical administrative assistant

    • ANSWER:
      For federal, there is a SMART grant which you are eligible for if you are eligible for Pell and you are a science major.

  12. QUESTION:
    How do they figure out the amount of Pell grants and amount of student loans?
    I know that there is a formula, but I would like to know what it is.

    • ANSWER:
      Hello,

      Just as the last responders noted, it is mainly based on the income level, area you live and dependenscy as well...

      Basically after filling your FASFA the government determines what the EFC (expected family contribution) will be... From there you may qualify for financial aid right off the bat.. Anyting left over needed to pay you ar your parents can take out additional student loans for,,,

      Loans you take out will be considered staffors or direct loans... Loans your parents take out are called Plus loans....

      Both can be used to pay for your education...

      What i suggest is calling myself or another licendsed student loan advisor to give you more detailed advice...

      Then you will know exactly wha tyou qualify for and can determine what to do from there...

      I work with Sutdent Aid lLending.. We are licensed nationwide and are administered by the Department of Education...

      I would be happy to assist you with your federal student loans...

      Feel free to call or email me at any time...

      Good Luck,

      Jason Fry
      Student Aid Lending
      1-800-964-0642 Ext. 114
      jasonf@studentaidlending.com

  13. QUESTION:
    Anyone out there that is 1) a full time student with a family 2) has received pell grants?
    This tax season, are these pell grants going to be counted as income and am I going to get taxed like crazy on them or get bumped into a higher tax bracket? Potentially lose the earned income credit? Hope not.

    • ANSWER:
      I am a full-time college student and I have a son. I have received pell grants for the past 3 years and I know for a fact that it is not counted as income because they are strictly for school. You will not receive any kind of tax form from the state regarding the pell grant that you received either. The only tax form that you will receive that must be included with your yearly taxes is the one that you will get directly from the school that you are enrolled in. You can still claim the earned income credit just as you had before you received the pell grants.
      Hope this helps!!

  14. QUESTION:
    How much can a community college student earn from Pell Grant?
    I was wondering how much a community college student, not a four-year university student, could earn from a Federal Pell Grant? This is assuming that I meet all the criteria to receive the max amount in grants. Thanks.

    • ANSWER:
      The amount of Pell Grant that you will receive is based on three factors:

      1) The EFC value on your student aid report once your FAFSA has been processed.
      2) The number of credit hours that you will be taking per semester
      3) The cost of education budget that your college will use as your Pell Grant budget.

      In order to get an idea of how much Pell Grant you could qualify for, you should first complete the FAFSA and then speak with a financial aid counselor at the Financial Aid Office of the community college that you will be attending.

  15. QUESTION:
    has anyone gotten pell grants, student loans and the gi bill?

    • ANSWER:
      yes

  16. QUESTION:
    Pell Grants & Student Loans......?
    I'm about to start my 2nd year of schooling. Last year, I filled out my FAFSA and qualified for loans which I did. This year, I qualified for 00 in Pell Grants. So my question is: Do I get that 00 each quarter to pay for school? Do I apply for loans also? (I really do need the loan money!) Does the school take the Pell Grant money or loan money to pay for my classes?
    Any info will help. Thanks!

    • ANSWER:
      Pell Grants are disbursed directly to the school. For students attending on a semester basis, there are 2 disbursements a year, one in the fall and one in the spring. In your case, since you seem to be attending a school that uses a quarter system, you will receive 3 total disbursements, one at the beginning of each quarter. (but not for the summer quarter).

      The 00 that you were awarded is your award for the 2009-2010 academic year - not per quarter. You should receive about 3.33 for each quarter.

      I'm guessing that you learned of your Pell eligibility when you submitted the FAFSA, but that you haven't yet received your financial aid offer letter from your school. The offer letter will include the Pell, and any other financial aid that your school can offer you. It's almost certain (judging from your question) that the offer letter will also include the opportunity to borrow from the Stafford program again.

      Like the Pell, any Stafford funds that you borrow will also be disbursed directly to the school. Once the school has received enough funds to cover what you owe for tuition and fees, any remaining money will be passed to you, for your use in paying for other school expenses, including textbooks, room and board, school supplies, etc.

      I hope that's what you were looking for - good luck!

  17. QUESTION:
    Do I have to file income taxes if I was unemployed and received federal student loans and pell grant?
    Do federal student loans and pell grants count at income?
    @ Ryan-- I do NOT receive unemployment benefits. I an unemployed with NO income.
    ^ with no working income is what I meant. I only receive federal student loans and pell grant.

    • ANSWER:

  18. QUESTION:
    my son got academic scholarships and pell grants and took out student loans, then dropped out in middle of sem?
    my son got academic scholarships and pell grants and took out student loans, then dropped out in middle of semester. Defaulted on student loans. Can he ever get financial aid again? He wants to go back to college

    • ANSWER:
      I think if he has defaulted on his loans, he'll have a hard time getting loans again, unless he starts repaying them. He should still get a Pell Grant each year, because, as far as I know, the only requirements for that is that he not have any drug charges on his record, and be in good academic standing at his college (which is usually just maintaining a cumulative 2.0 GPA). Hope that helped!

  19. QUESTION:
    Can my ex touch my Pell grants and student loans for child support?
    She agreed not to ask for child support because I forgave her for over 8,000.00 in back child support she owed me. She bribed the kids to live with her again, then got into financial problems and now is suing for child support, but I am now a full time student. Her only interest is financial gain. The bills she has to pay has nothing to do with me. Do judges look these motives?

    • ANSWER:
      No! That is Federal money, and she is not allowed to touch it.

  20. QUESTION:
    Pell grants/Student loans unsibsidized/subsidized?
    Is there a list of items I am allowed to use this loan money for?
    I have been using it to cover the cost of my living expenses while attending school. Such as rent, utilities and so forth, but is there a specific list that shows exactly what a student can or can not use it for?
    the reason I ask is that I have to request a budget increase this semester and it is for an auto repair that is near 2500 dollars and I don't know if this sort of expense will be allowed, even though the auto vehicle is my primary vehicle

    • ANSWER:

  21. QUESTION:
    Can I still get a federal pell grant with student loans in default?
    I have student loans which recently defaulted due to my lack of employment for, well forever, with the exception of a few months of temp employment. I cannot afford even the minimum payment to get the loan back in good standing. I need to go back to school and believe that I would qualify for a federal pell grant. Will I still be eligible for one now that my student loans are in default?

    • ANSWER:
      Nope. You are not eligible for any federal or state financial aid if you have defaulted on a student loan. You must bring your loan back into good standing before you'll be eligible for further financial aid.

  22. QUESTION:
    Getting a Federal Pell grant and Student Loan how is it disbursed?
    I am attending school and have applied for a Student Loan and Grant to cover my out of state
    tuition, in addition to my needs like a Laptop, Gas etc. If I get a Federal Pell Grant and a
    student loan how is it disbursed? Is only the Loan used to pay my tuitions and the rest disbursed to
    me, while the Pell Grant is held? Will tuition be taken from the student loan only while the whole pail grant is released? I need to know the Disbursement process if you have a Loan and Grant.

    • ANSWER:
      first it goes to the school then whatever is left goes to you. Usually the school has two weeks to send the money to you after they have processed what they need.

  23. QUESTION:
    if i receive a pell grant and student loan, about how much will i receive for myself?
    I applied for the pell grant and student loan, I am wondering how much I will get back for myself if I go part time to a community college? I am just trying to figure out future plans. they told me 9,500 for the loan for the first year and 5,550 for the pell grant for the first year. how is that divided up. i guess i am just wondering how all this works in simple terms lol.

    • ANSWER:
      The pell grant may not be given if you are only going part time. Pell grants are usually only given to full-time students. If part time does get it, it is a smaller amount.

      On how much you get, what they told you is just an estimate. None of us on here would know how much you would get because it varies from student to student. Many factors decide how much you get.

      Depending on what college you are going to (different rules), the pell is usually sent as a check to you that you put in your account. My college divides the grants into 3 separate checks 33% of total in each check. The pell grant can be used for whatever you want and you dont have to pay it back. It is yours. Most students use it for the books and materials needed, so dont waste it on things like clothes, shopping, etc. You can, but you will find, it will disappear pretty quickly.

      The loan is something many students avoid because you do have to pay that back, plus interest. So if they give you 9500, you are going owe back a lot more, (approx. between 11k to 15k depending on interest rate, might owe even more than 15k if interest is really high, many colleges are raising it). It is like a mortgage.

      Hope this helps.

  24. QUESTION:
    I have been getting pell grants for 3 years and student loans i just received some info?
    that shows that the school received the money that was awarded to me starting back in 2007 2008 and 2009 that all have remaining amount to be paid so can I still get all that money from previous years.

    • ANSWER:
      Two parts to this:

      First, the direct answer to your question is likely yes. If it's money you borrowed but was never disbursed to you due to a clerical error or some other mistake, then you certainly own it. Keep in mind that the balances shown on your latest statements may in fact be the error. Call the lending institution (or your school's financial aid office if the statement is from them) and ask if the balance is legitimate and how it will be disbursed to you.

      Second, if these are unsubsidized student loans (meaning that they are accruing interest and the government is NOT subsidizing it), you have been accruing interest on these amounts over the past couple years even though you haven't had the money. That's unfair. I would not accept it, and ask that the debt be repaid to the institution it was borrowed from without interest from the amounts that have not been disbursed. They shouldn't charge you interest on a loan that you never received the money for.

      It would be more cost effective in the second scenario to deny the money and take out a new loan that hasn't already been accruing interest for 2 years. You definitely need to talk to your school's financial aid department to figure out what happened and what interest, if any, you owe on money you were never given.

  25. QUESTION:
    Student loans/Pell grants?
    Is this fraud: Trying to get a pell grant and claiming that your husband and you are not together but he lives with you and yall are together is that fraud? And How would i go abot reporting somthing like this?

    • ANSWER:
      My advise to you is not to lie or cheat. No matter how easy it is for you to get away with it. When you fill out your FAFSA they are asking for your taxes. If you file taxes with your spouse, you will have to claim that, if they ask you if you are married,you also have to tell the truth. If you lie, it may come back and hunt you. Do the right, no matter what's in it for you. http://www.studentloansinfo.org

  26. QUESTION:
    If I max out my lifetime student loans, is there any other financial aid other than pell grants & scholarships?
    I know that the lifetime limit for stafford loans is ,500. I started school in 2003 but stopped going in 2004 and did trade schools since then, accumulating student loan debt. I recently started in 09' and I realize that I am approaching my limit. I know there are private loans but are there any other student loan agencies?

    • ANSWER:
      Nope, not in federal loans. The lifetime limit for undergraduate education is ,500. If you decide to move on to a graduate degree (master's or doctorate) you would be allowed to borrow more, but the government isn't going to allow you to stay in school forever and keep borrowing more money from the taxpayers without paying it back. Other than that, you're limited to private sources of aid.

  27. QUESTION:
    Do Libertarians believe in Federal Pell Grant and Student Loan funding for financially needy college students?
    -I'm Libertarian.
    -In college
    3.7 High School GPA. No scholarship unfortunately.
    -Parents have not so good credit. I have NO credit so private loans aren't really an option.
    -Even though I'm working to pay for college, I still wouldn't have enough if it weren't for the Pell Grant and Federal Student Loans.

    • ANSWER:

  28. QUESTION:
    Student loans (Grants, pell ect) Payback?
    from the federal aid which of the loans do you not need to pay back? I already have offers but am unsure. thanks

    • ANSWER:
      You have to pay back all loans. You don't have to pay back grants of scholarships. 2 grants to def apply for in california are the state university grant, or cal grant and the pell grant. These are free money, you dont have to pay them back.

      Also be sure to see what scholarships you may qualify for. Some are based on GPA, and some are based on many different qualifications that you may or may not meet. With all the possible scholarships out there you will likely qualify for a few of them. These you don't typically have to pay back.

      Student loans with very few exceptions must be payed back. Unlike private loans they cannot be discharged in a bankruptcy. They will follow you around for the rest of your life. If for whatever reason you are temporarily unable to pay for them after you leave school be sure to file for a forbearance. This will give you a limited break from having to repay them due to financial reasons etc. If you fail to do this and don't pay on them, they can get a judgment so they will take the money right out of your paycheck.

      I am not trying to scare you hear, I just know of many people who ended up taking out a ton of loans, and due to the major they chose, they were not able to afford to pay them back after college. Loans are useful if you really need them, but be aware of the financial burden they can be. If you are choosing a major in college that will result in a well paying job, and you cant afford to go to school without the loans, then perhaps it is a good choice to take some out.

  29. QUESTION:
    Do I have to report student loans and pell grants in my tax returns?
    I just started school via online in September. My EFC for student aid was 00000 because my husband is the only one working and he doesn't make a whole lot and we have 2 babies. I had to take out a small loan and I was also eligible for a pell grant in which they sent me 00 for living expenses. Will having that loan and that pell grant effect what I get back on my taxes in Feb. 09? Will I get more back since I'm a student or less since I had a pell grant this year and a student loan? The student loan went towards my school books and tuition.

    • ANSWER:

  30. QUESTION:
    question about student loans and pell grants.?
    so this summer i plan on moving off for college. i want about 00 minimum and 00 if i can.

    but my family makes enough to where i havent been able to get a pell grant while living at home. ( no we dont have tons of money so it's a bit ridiculous) but when i move i want to be totally independent and this money will be what i need to do this... so how can i get a pell grant? and if i get a student loan can i use it to get an apartment? and other things or is it strictly for classeS?

    • ANSWER:
      You can not break away and claim to be dependent on you FASFA app unless you are at least 24 yrd old. There are other reasons that you can be independent but I am guessing they do not apply to you.

      You can use loan and grant money how ever you choose, however your grant money gets sent to the controllers office first and they take out your tuiton amount then cut you a check for the diffirence about 10 days before your class starts. If you get a student loan and you are a new student you will not get that money until about 30 days into when your class starts and they break it in half as the semester gos on. So your really only getting about 2,000 for every two months of school you really don't get a chunk of money unless you get a good grant. I was able to claim independant cause I am having a baby very soon and I am as poor as it gets right now and I only got 2,775 for my pell grant. My Sub loan gave me 3,500.

      Hope this helps.

  31. QUESTION:
    Can you enroll to an online college and still use the student aid and pell grant?
    I would just like to know. I live in Wisconsin and have been approved for student aid and know as well that I will be recieving the pell grant once I choose a college.
    I have kids, though and it would be easier to do it online than to travel to and from school every day...

    Please let me know. Also, if possible state the online colleges that these services would be eligible to be used at.

    Thanks.

    • ANSWER:
      I am also a mother attending college online. I know for a fact that as long as the school that you chose is accredited you can recieve financial aid for school as well as the pell grant. I attend Phoenix University Online. Other schools like Ratcliffe and Capella also are accredited. Check out elearners.com for a list of colleges. FYI I also live in wisconsin and can help with the process if you need it!!!

  32. QUESTION:
    Will I receive more money from my Pell Grant as an independent student?
    My boyfriend and I are considering marriage and are weighing the pros and cons. My question actually has two parts. First of all, we're both in college, though dependent at this point. If we get married, will be considered independent students? Secondly, if so, as an independent student, would we receive more money from our Pell Grants?
    Thank you.

    • ANSWER:
      You will be considered as independent students if you get married, just get a paper from your financial aid office and show proof of marriage. You will get more money from a Stanford Loan, I'm not sure about Pell Grant though, if anything you may receive less because you are combining both of your incomes.

  33. QUESTION:
    Do federal student loans and Pell Grant affect my eligibility for food stamps in GA?
    I get a subsidized direct loan and full Pell Grant, and wondered if this would affect my eligibility.

    Also, as a secondary question, would an AmeriCorps stipend count as income? And would the 25 hours per week working with the program for that stipend count towards the 20 hour-weekly minimum work hours for full-time students?

    Thanks!

    • ANSWER:

  34. QUESTION:
    do you need a job to get a federal student loan, or pell grant?
    I am curious if a job is needed to qualify for a federal student loan, or a federal pell grant, Thank you in advance!

    • ANSWER:
      You do not have to have a job in order to qualify for federal student loan or the federal pell grant.

      Grants are given to eligible low-income students seeking a degree. The maximum amount you can receive from the Pell Grant this school year (2010-2011) is ,550. In fact, the less you make, the higher your grant will be. That is assuming you are an independent student. (Meaning you are at least 24, or have children, or married, in active duty or a veteran.)

      If you are a dependent (you are under 24, not married, don't have any children, not in active duty or a veteran), you must use your parent's tax return to file for financial aid.

  35. QUESTION:
    Can I get a pell grant and additional student loans for online college?
    I am trying to decide if I should do the online college thing or if I should attend a traditional college? The main consideration would be the loans. Would I be able to get a pell grant for online college and then take out additional student loans to help with living expenses?

    • ANSWER:
      As long as you are taking classes at an accredited institution (online or offline), you may apply for federal financial aid which includes grants and/or loans.

      If your school is accredited, they will provide you with a school code in which you will need to put in your financial aid application. Search for your school's school code here: http://www.fafsa.ed.gov/FOTWWebApp/FSLookupServlet

      If your school is not accredited, you may not apply for federal financial aid.

  36. QUESTION:
    how long usually takes to get pell grant after received student aid report & turnd in all the rerquirements?
    My daughter's student aid report said that she will get some aid(pell grant) for the year of 2010~2011 for college.
    Then she turned all the other infomations to college. It past about little over a month. .
    How long does it take for them to send her award letter and when she'll receive the check?

    • ANSWER:
      Your daughter's financial aid should have been completed by MARCH, doing it in July makes you about 4 months LATE ........... so "maybe" she'll get it in a few months.

  37. QUESTION:
    Student loans and pell grant after graduation?
    After I graduate with my Bachlors Degree can I continue to go to college and recieve federal student loans and pell grants for taking classes but not as part of a masters degree?.

    • ANSWER:
      loans, yes. Pell grant, no.

  38. QUESTION:
    Had pell grants and dropped all my classes two semesters in a row in 2005, will it affect 2011 student aid?
    would it make a difference if I attended a different school?

    • ANSWER:
      If you owe on a past federal Pell grant, you will not be able to get aid at any other schools until your overpayment on the Pell is repaid. It is possible to withdraw and NOT owe your Pell, but it just depends on how soon in the semester you dropped your classes. If you call the Dept of Education they should be able to tell you if you owe.

  39. QUESTION:
    Student Loans and Pell Grants?
    When I recieve them do I have to give them straight to the school? I also get so much pell grants? I fully plan on paying my school for my education, but if I was to play with the money for a bit like use it for a down payment on an apartment could I get in trouble and how long do I have to pay the school? My loans say i don't have to start paying them back until 6 months after I finish. I am enrolled in Associates of Applied Science in Accounting and plan on getting a Bachelors in Accounting. Do you think that 6 months will start after I complete the AAS or my BS?

    • ANSWER:
      Your school will be sent the money to help pay your tuition and fees and such. If you have any left over, you will get the extra a few weeks into the semester. You can use it to pay for misc things like gasoline, room, board, school supplies, whatever.
      Your loans are put on a 10 year payment plan and you start paying on them when you drop below half time. So if you continue school (over half time) once you finish your Associates degree you don't have to start paying on them right away.

      Also note that any Applied Associates degree you earn is not the degree you earn when your goal is to transfer to get a Bachelors degree. Associates of Applied Science (AAS) degrees are designed to put you directly into the workforce not directly to a university.

      If you choose to earn that degree and the university won't accept most of your courses towards your Bachelor's degree and you will spend 5 or more years in college rather than just 4. Save yourself some time and money and get enrolled in the correct degree program for your academic goal.

      Good luck!

  40. QUESTION:
    What are some good deductions for someone who works on an offshore drilling rig?student who gets a pell grant?
    I work offshore my spouse is a student in nursing school.Can I claim my mileage from home to the coast, work boots etc. ? Can she claim anything since she gets a pell grant? I've got these guys I work with who claim all kinds of things and I was just curious what I could do? They say they take their stuff to a private tax preparer, but I live 5 hours from the coast and no one specializes in offshore workers around here like they do on the coast .

    • ANSWER:
      Work boots: Yes.

      Work uniforms: If they are not fit for regular wear, such as if they have the business' name on them, or if they are classified as safety equipment.

      Mileage: Generally no. That's a commuting cost. (Actually the rig is probably your "Tax Home" so you really don't have any "commuting costs" as far as the tax code goes.)

      Students: Tuition and fees may be deductible if she's used up the educational credits. You have to deduct the amount of grants used for tuiton first but can deduct the rest.

  41. QUESTION:
    Is there anyone I can call about student grants?
    I want to talk to an actual person who can help me with Pell grants, schooling, career choices, etc. Councelors in colleges just try to get you to go to their school, but I want some un-biased help.

    • ANSWER:
      Call the Federal Student Aid Information Center http://www.ed.gov/programs/fpg/gtepfpg.pdf at 1-800-433-3243 and ask them anything about grants - they are a government agency and will give you an unbiased opinion about grants

  42. QUESTION:
    Both my daughter and I will be in college next fall. Will this affect our Pell Grants and student loans?

    I am the only parent and I carry her as a dependent. Would it be better if she were an independent? I am worried that it will affect us in a negative manner financially.

    • ANSWER:
      your daughter and your financial aid can be different.
      1. your daughter's financial aid will not include you as a person who will be attending college; only your daughter
      so, if there are 3 in a household (husband, wife and child) the household will be accounted as 3 in household and 1 in college

      2. only your financial aid will inlcude you and your daughter who will be attending college.
      so, if there are 3 in a household (husband, wife and child) the household will be accounted as 3 in household then 2 in college

      also, other variables will be considered when determining your financial aid

  43. QUESTION:
    Do I have to pay taxes on my student loans and grants?
    I have a few student loans from last year and a couple pell grants. And since tax season is almost here, i just want to know whats going to happen? Do i pay taxes on the money i recieved for college? Also, I barely worked bc i was taking so many classes. But I have to file to recieve further financial aide. So am i going to pay out of pocket? or will the taxes still be income based?

    • ANSWER:
      I just answered a similar question a few minutes ago. So here it is & hope it helps.

      Student Financial Aid refers to funding intended to help students pay educational expenses including tuition and fees, room and board..., right? So being taxable depends on what kind of FinAid. Two main ones are:

      1. Qualified scholarships and fellowships are treated as tax-free amounts if all of the following conditions are met:

      -You are a candidate for a degree at an educational institution,
      -Amounts you receive as a scholarship or fellowship are used for tuition and fees required for enrollment or attendance at the educational institution, or for books, supplies, and equipment required for courses of instruction, and
      -The amounts received are not a payment for your services.

      2. Qualified Student Loans are not taxable at the time you get the money and should not be included as income in your return. A loan is not income, because you are expected to repay the amount borrowed (plus interest). Interest is deductible.

      Qualified Student Loan
      - This is a loan you took out solely to pay qualified education expenses that were:
      - For you, your spouse, or a person who was your dependent when you took out the loan,
      - Paid or incurred within a reasonable period of time before or after you took out the loan, and
      -For education provided during an academic period for an eligible student.

      ! Loans from the following sources are not qualified student loans. So should include as income & taxable.
      - A related person
      - A qualified employer plan.

      Any student earned income to finance education is taxable.

  44. QUESTION:
    Is it common 4a college 2give a scholarship then use students pell grant etc.2pay4 school instead of schship?
    College offer & accepted scholarship is 2pay 4 tuition & fees, but they are using federal & state grants & outside scholarships 1st 2pay for college, which covered all cost, so basically didn't give a scholarship. & now the money that we thot would have to cover gas and food (from pell) is not an option...is this the way it's suppose to be? why say they are given a scholarship? cause now we are in a HUGE BIND! Is this common practice for colleges? HELP! PLZ! what options do we have? This info was just told to students in last 2 weeks!
    We did tell college we wanted their scholarship to pay because was basically depending on pell grant etc.. to cover food and gas, etc... college said sorry this is their new policy started this semester. if we'd known this in time absolutely woulda accepted scholarship from other school. we aren't only one's in shock and tryin' 2 figure out what to do has put lots of people in a bind.

    • ANSWER:
      It doesn't sound correct however it's based on how the college scholarship is written/handled. Possibly could be that the automated system did not disburse they way it should have.

      You said this was told to you 2 weeks ago? By whom?

      You can go talk to your financial aid office and voice your concerns that you wanted the college scholarship to pay for your tuition and to allow your Pell Grant to pay for other educational expenses i.e. books, rent, etc.

      Financial aid is based on how much the school believes the average student requires to survive for the school year. If you're not at your maximum you may want to try to see how much money you could get in student loans if all else fails.

      Either which way delaying your education for a couple thousand dollars until you can come up with the funds in lieu of getting student loans will cost you more in the long run (typically .. dependent on your major)

      Good Luck!

  45. QUESTION:
    How come foreign students get pell grants, housing, & money with no pay back?
    They do not have to be citizens, they own nothing when their done..and can return to their countries. Yet American families have to work for everying aspect of school, tuition, housing, books, and carry jobs and have to payback all the money they were required to borrow in order to get an education that would benefit OUR country?

    • ANSWER:
      Maybe it is because they speak English better than you....

      Or it could be that the country wants "brain gain." If we pay for their education, they can earn a job here and stay.

      However, many international students are not so well off as you put it. Many times they have to pay higher fees than local students and they face stiffer competition when being accepted.

      Other than that, I am sure your local and national representatives do not read Yahoo! Answers to see what the people think.

  46. QUESTION:
    If I fail one or two of my classes in college will I still be able to get pell grant and student loans?
    If I fail classes will I still be able to redo those classes and be eligible for Pell grant and student loans the following semester?

    • ANSWER:
      If your GPA goes below a certain level, I think 2.0, you will stop receiving all financial aid until you raise it above that. The only way around that is if you submit an appeal per your schools appeal policy with explanation and proof of any extenuating circumstances that directly affected your ability to maintain the minimum standard.

  47. QUESTION:
    Am I able to get a student loan with a Pell Grant?
    I have a Pell Grant but can I get a student loan also, or any other loan and how do I pay that back? I heard that as long as I'm attending school, I don't have to pay it back all at one time. Can I pay in payments?
    What is the difference between a subsidized and an unsubsidized loan?

    • ANSWER:
      Yes you can still get a loan. I don't know about government loans, but any private institution (bank) will be willing to give you a loan if you meet their credit requirements or have a cosigner that does.

      For starters, choose a bank (my loans are with Wells Fargo) but any major bank has a student loan department. Go on their website and fill out an application. Then, once they review it, they will tell you if you qualify, or if you need a cosigner. Most student loans do not have to be paid back while you are a full time student. then once you graduate (or stop going to school) you usually have a 6 month grace period before you have to make payments. Most student loans are 15 years, so you can use any online loan calculator to figure out what you monthly payment will be once you graduate.

      I would start with an online application with the bank you choose, and then talk to a loan officer at the bank to help answer any more specific questions you may have.

  48. QUESTION:
    legal immagrant get pell grant and student loan?
    Can my stepson who came to the usa on a fiancee visa with my now wife get a student loan and pell grant and things like this to go to college?

    • ANSWER:
      He needs a green card first. Presuming you've filed for her (and derivative status for him) he should be eligible.

      If the application is pending you may need to discuss the matter with his financial aid office. If there are still conditions on her green card you'll want to mention that to make sure the rules are the same.

  49. QUESTION:
    Can I borrow extra money from federal student loans/grants?
    I have a young child and am not married, so I am likely going to be eligible for the entire amount of the Pell Grant (00) plus some federal student loan help. I am going to a Community College so tuition is relatively inexpensive (I believe around ,000 a semester). I am wondering, if I only attend classes PART-TIME, can I still take out extra/addditional federal student loan money or grant money to pay for my living expenses (apartment rent, a few odd bills, etc)?

    • ANSWER:
      You wouldn't be eligible for the full Pell grant amount due to the fact that you would only be enrolled part-time, the amount of your Pell grant is fractionally pro-rated based on your enrollment status each semester. You may use any excess funds that you receive from grants or loans to apply towards your living expenses.

  50. QUESTION:
    What Happens to my Student Loans and Pell Grants!?
    I am currently going to College online,I am moving in as little as 2 weeks,this semester ends this week.I know sooner or later I have to pay it all back.I am not asking what is the best way what I am asking is Since I have to Drop No Later Then The End of Week 8 without being penalized I still have to pay about 600.00 in fees and for the books I already have.Dose my pail grant they have already received pay for all of this and do I still get a refund like I do every semester as before.and will the refund be a larger amount.I was thinking about using it to Pay the Private loans for school so when I go back this summer it will be less of a hassle even though I already know Its going to be quite difficult to get back in after dropping.I have read the school handbook and its only in sentence decision the refund process and in very limited terminology and probably to deter students from doing so and miss using funds,I was also told the pail grant should have been coming to me the whole time instead of directly to school is this true also?If so how do I change this?It is after all my money and me being responsible for it and paying it back.I am sorry ahead of time for asking more then one question I have talked with my school about this in the past so they knew it was coming but now its very limited to what they are telling me unless I directly ask a question and make it specific enough they have no other choice but not to give me the run around,so in all the confusion I would Generally like to know do I get the total amount left after all the fees for dropping my classes from the pail grant which is roughly 4,000,after they take out everything if the pail grant is in fact where they take it from and Can I get the pail grant before the school next time I apply to make sure my money is not being misused for bogus charges.I am single 35 year old father with to kids not in their teens yet and their only parent so moving for a better job I have no other option and knowing what I have money wise what I have to pay out now is Key,latter down the road I will worry about it then.I hope this Long Blog of not knowing someone can help me figure out what I am looking at as far as what happens to my Pail grant and Stanford loan?Thank you so much for taking to time to read and try to make sense out of my gibberish!

    P.S. If you do not like that my spell check is glitching fell free to go buy me a new computer,and also if you do not know the answer I do not want to her about your taxes they are our kids not yours,this is the reason I am asking being a single and only parent in my children lives after my daughter being kidnapped I do not need you stupid Crap if you do not know.If you are so worried about taxes then stop over drafting you bank accounts and credit cards You big Dummies!I have great credit I was asked earlier so yes I actually took out a loan on my home for half my Collage and have paid it in full.Try typing in Pail Grants smartones and if it spell it right I am happy your crap is working better then mine!
    My may concerns where it was coming to me and then I would have to pay interest.I did not want to get money sent to me and then turn around pay it back with in a few days.As far as it coming to me instead of the school my private student loan did come straight to me the first year of college and then I knew I had applied for other loans and grants but I never knew how it worked if I needed to take a break,full time including summers for a year its time,but it really will not be rest!Just the piece of mind of not wasting money for school so when I go back mid summer of Fall Semester I start where I ended.Also not knowing with moving if they did send a refund check for anything I would not be here and the new address is being kept away from everyone else for my kids safety because of their crazy A@@ mother!No P.O Box nothing in my name.This Internet site that make money off all our Private Lives,Address,Phone Numbers,even Emails now is just disrespectful.
    Damn that!LOL,Thats mostly what I have been finding out on my own,I was in the back of my head thanking just to go ahead and do my classes and try to just get by which is going to suck,because It takes a lot of work,Everyone things online College is so easy and its not,Full time for the last year you have to work for it.But I think just trying to get a passing grade and doing my minimum work for this next semester is probably going to be LESS Stressful in the long run instead of going through everything I have learned in the past few days.The only downside to online college is they are very secretive a point and hard to communicate with at times,Even some of the Professor's mislead you with their Question because of spelling and grammar and then you miss a few questions and then its on you not them.But it works for schedule.I was worried no Internet when I move and I would get behind,but hopefully I can find some Hot Spots even if I have to park on the side of the road!Thanks!

    • ANSWER:
      gibberish:

      PELL grants ALWAYS go to the school first. ALWAYS. No you can't change that.

      Financial aid (including Pell grants and student loans) has to be "earned". You earn your financial aid by attending classes... well, for online classes by virtually-attending classes. If you drop before a certain time (as defined in your schools financial aid policy handbook) then you didn't "earn" all the financial aid you were awarded and it will be send back to whoever awarded it to you. Now, this poses several problems. Because you now have a balance at the school (that you will need to pay) again, because your aid was sent back, and you also owe on the financial aid you did get.

      SO, if you do the math, you now owe TWO possibly THREE places (your school, the Dept of Education, and your lender) for a semester you don't even get credit for. Wow, Kinda stinks!!

      So, to answer your question, you will not get any refund from PELL because you didn't earn it.

      I repeat, you won't get any refund, because you didn't earn it. You must be a college student to get federal aid, if you drop, you aren't a college student any longer and won't get a dime.

      What you'll get is a bill from the school asking for payment that will have to be paid before you are allowed to return to college AND before you'll be allowed to get financial aid again. You won't even be allowed to transfer to another school until you get that bill taken care off.

      Hope that helps.


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Frequently Asked Questions

  1. QUESTION:
    This question is for anyone who has recent experience with Pell grants.?
    I am awaiting the approval and amount calculation of my Pell grant application from the financial aid department of my college. If they approve, how long will it take for the government to be notified? How long after they are notified will the school receive the money or the notification of the disbursement of the money? I have until the 7th to have the money or a receipt/notification sent to the school to be able to attend this semester. Thanks!

    • ANSWER:
      usually after you fill out the fafsa, your school gets it. After they decided what amount of pell grants, loans you will get, they send you an offer letter, the check you will get about a week before the semester begins, and you don't have to pay tuition like other people who didn't get financial aid, because your tuition payments are deffered until your financial aid money is distributed.

  2. QUESTION:
    How long does it take for a pell grant application to be certified?
    I did my 08-09 application around August 1, 2008. It was accepted August 21, 2008. I am still waiting for it to be certified so I can recieve my disbursement dates.

    • ANSWER:
      I applied for mine August 12th and it was certified Aug. 29th, it was then disbursed to my school on Sept. 8th. Hope this helps. I think it all depends on your school.

  3. QUESTION:
    I want a Pell grant application?
    I want a Pell grant application . I dont want the one online . I want the paper version were do I get it. I try to college they say to go online so idk.

    • ANSWER:
      you could call the department of education to have them send you one. However, there is going to be a point where they are going to do away with it all together. It isn't called a pell grant application it is the FAFSA that will determine with you are eligible for need-based grants. Good luck on the process!

  4. QUESTION:
    How long does it take to receive Pell Grants.?
    I'm in the application process for Pell Grants. Once I get approved, how long does it take to receive the money. And does the school get the money or does it get sent to me. And last but not least. Say I have a pell grant for 00 for one semester, and school only cost me say 00 that semester. Would I receive the rest of that money to spend on other things? (like a much needed laptop)

    • ANSWER:
      Normally, you'll receive the money at the beginning of the semester. The school will take out anything you owe them first like tuition and stuff, but then you'll get anything left over for other expenses.
      A pell grant is a grant. That means it doesn't have to be paid back like someone said.

  5. QUESTION:
    FAFSA help for PELL grant application?
    ok i am filling out the parents part of the pell grant application for my daughter as she is a dependent and wonder what I should do if my income for the previous year's tax return shows me having a lot more income that I will actually have the year she starts college. I am receiving an annuity from my former job that is being drastically reduced this year and my daughter's social security form her deceased father will cease. How do I get an accurate finiancial of my current financial picture rather than the misleading one from my tax return for the last year?

    • ANSWER:
      Most colleges have a procedure for reviewing "special circumstances". Contact the financial aid office at her first-choice school and find out what the process is there. For completing this FAFSA, you will have to use the information you have for 2009.

  6. QUESTION:
    where can you get a pell grant application?

    • ANSWER:
      http://fafsa.ed.gov

      You fill it out online.

  7. QUESTION:
    Where do I get an application for a Pell Grant?
    Is it possible to get since I've already started school?

    • ANSWER:
      To qualify for a Pell Grant, you must have completed your fafsa form for last year when you processed your/your parent's taxes. Fafsa stands for Free Application for Federal Student Aid. You can fill it out at www.fafsa.ed.gov

      Pell Grants are awarded on a first-come, first-serve basis directly from this application so it is unlikely you will qualify for one this term.

  8. QUESTION:
    i need help with applying for the pell grant?
    when i look for the pell grant application , it says that the application is basically the fasfa form ... i already completed & filled out the fasfa form... does that mean that i have applied for the pell grant ?

    • ANSWER:

  9. QUESTION:
    Financial Aid - Pell Grant Application ... Need help ?
    My Boyfriend and I have been living together for about 9 yrs. and he started attending college in the Fall and applied for Financial Aid. He was approved and said they'll send him his first check soon. Before they do they needed him to fill out one more paperwork. It was regarding any dependents or adults living in the same household. I live with him so he wrote down the information that I live with him and under relationship to student he wrote Domestic Partner. Now they put his Financial Aid payment on hold until he provides them a proof of Partnership. We're not married just living together. He told them it's a Common-Law marriage but they want Proof. How can you get proof for Domestic Partnership or Common-Law marriage ? According to California Law ... Common-Law marriages are not recognized. How can we clear this up ? Anyone been in this situation before with Financial Aid and how did you clear it up ??

    • ANSWER:
      The best way to clear it up is for him to correct the fafsa. "Number in household"

      Or ask the school to correct it. If you read the instructions about who to include in the "household" (note: this is not always the number of people living in the household ie YOU) you can't list a girlfriend unless you are common law married. So, to fix this, he would need to correct the "number in household" (to just himself if he listed both you and him). If you were married, then he would be able to include you, since you are not, he can't.

      You obviously have no "proof" you are married (no documentations) otherwise you would know about it. Since you can't show the school you are married, you are not.

  10. QUESTION:
    What grants for college are available to a person with a low income other than the government pell grants?
    I already know about the Free Application for Federal Student Aid but I still need more cash for school and joining the military isn't an option for me. Are there any more grants for a college education available to me?

    • ANSWER:
      It is true it is based on your state because some states offer grants and others don't and have their own stipulations. Grants are similar to scholarships in that they are free financial aid that you are not required to repay. But that’s where the similarities end. Federal and state governments commonly fund student grants, which are typically based on a variety of metrics, including economic need, ability to pay, student status and academic requirements. Grants are often not exclusively based on your family’s income.

      Merit-based grants provide free college funds to students based on academic performance and, sometimes in combination with financial need. The most common types of merit-based grants are state-based grants, which award students with certain GPAs and income levels money for their college education. State grants usually require a separate application form, but may also require you have completed and filed the FAFSA. Most state-based grants may be found directly on your home state’s government or higher education website.

      Most types of grant programs also require you to file a FAFSA, so make this the first application you fill out. By filing the FAFSA you already are considered for any federal grants. Remember to submit by the federal and state FAFSA deadlines.

      Applications for state grants are different from and in addition to the FAFSA. Your state government provides applications for specific grants. Also be aware that some programs will also require extra forms of documentation, such as academic transcripts, in order to qualify.
      Make sure you are considered for grant money: complete the FAFSA as well as explore your options for state-based aid. Also, check with your college or university for any grant programs they may offer.

      Attaching some links to help

  11. QUESTION:
    Federal Pell Grant Eligibility Requirements - Please Explain (simply) The Pell Grant Eligibility Requirements?
    I'm looking to go back to school and have a Pell grant application for financial aid. It's pretty ambiguous and I can fill it out a number of different ways. At the same time I can't help but think the form is really designed to dis-qualify me and I would like to know the Federal Pell Grant Eligibility Requirements in plain English.

    • ANSWER:
      Pell Grants are tough to qualify for. You need to find everything you can get away with to adjust your income. You will most likely be rejected otherwise. There are however plenty of people making K plus that manage to qualify for the Pell eligibility requirements. I would apply for FSEOG & Pell & ACG. There are also many others depending on what you are looking to study, but these ones can apply to nearly anyone. Find someone who specializes in finding, assisting, and qualifying you for all types of financial aid. I recommend fullsails.org

  12. QUESTION:
    how long does it take for my school to get my pell grant after i filled out the application?
    i applyed for a pell grant june 1st. i was wondering if it would be here before school starts. school starts 8/17. thanks

    • ANSWER:
      The Pell Grant goes to your school first, they keep what you owe for tuition, fees and bookstore charges and send you the rest as a refund. It is disbursed 1/2 each semester.

      Your financial aid adviser at your school should be able to tell you what date they will be disbursing refunds. If you're wondering about paying tuition and buying books, schools have a system set up where they can charge them towards your financial aid. You would also need to contact your financial aid adviser for details.

  13. QUESTION:
    When and where/how will I receive my Pell grants for the winter quarter?
    I start college in a few weeks. So far the application and acceptance process has been grueling, to say the least.They never answer the phone and I am really curious as to how and when I will receive my grants from Financial Aid. Would it simply be mailed to my home address or is this too going to be another strung out and complicated affair?

    • ANSWER:

  14. QUESTION:
    If FAFSA says we're eligible for a Pell Grant, do we automatically get it or need to another application?
    After completing the FAFSA, it claimed we are eligible for a Pell grant and maybe a Federal Supplemental Educational Opportunity Grant (FSEOG). But I can't find how to apply for them. Do I get them through the FAFSA? Or do I need to apply separately? Where do I apply?

    Thanks :-)

    • ANSWER:
      The information you put on your fafsa will be sent to all the schools you listed. Be aware, the SAR said you MAY be eligible for UP TO XXX. It doesn't mean you absolutely, positively are get all of it because the school is the one who verifies the information on your fafsa and actually awards the money. The fafsa is the application, and you have already done that. Now it is time for you to contact the school and have them send you more paperwork to fill out. Don't forget to apply for admission to those schools if you want them to send you a financial aid "Award Letter" in the mail or by email. Most schools don't start sending these out until March or April.... some even later.

  15. QUESTION:
    how do I apply for college grants for my HS senior when my husband passed away Aug 2009?
    In searching Pell Grant and such, application state I will need w2's. Well I will not have the same financial situation I had last year and up until August 2009! I don't know what to do, please help? We have a little insurance money but If I use all that for college for my 2 girls, I won't have anything for my retirement. Scared.

    • ANSWER:
      Complete the appliation as soon as possible after January 1st. Then contact each school she is applying to. Tell the Financial Aid office the special situation. They may be able to adjust her aid based upon your new yearly income.

      You may want to take a look at this Department of Education site on financial aid. The FAFSA 4caster will help you determine the approximate aid she will recieve. http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp

  16. QUESTION:
    How can I apply for the Pell Grant and other grants?
    I've been looking everywhere online, on the FAFSA website too, but I can't find the link to the application . Where do I go to apply?

    • ANSWER:
      Sophie:

      When you complete the FAFSA, you are applying for any and all forms of Federal Student Aid, including the Pell Grant and all other grant programs.

      Keep in mind that you don't apply directly for grants - grants are a specific type of financial aid that are only awarded to FAFSA applicants who demonstrate "exceptional need". In practical terms, this means that your EFC score is 4041 or less.

      Also keep in mind that all forms of Federal Student Aid are disbursed directly to your school - where the funds are applied to what you owe for tuition and fees. If there is money left over, the remainder will be passed on to you, for your use in paying for other educational expenses, like textbooks and school supplies.

      The evaluation of your FAFSA will determine if you qualify for the need-based forms of financial aid that include the Pell Grant. There is no way to apply for them separately.

      You'll find the FAFSA application at http://fafsa.ed.gov

      Good luck!

  17. QUESTION:
    is there any where u can apply for a pell grant where they will send u an application for free no shipping $$?
    they all seem 2 want $ if i had $ i wouldn't need a pale grant i mean 2 show u how 2 fill an application out i just need the site where they will send me 1 free for real free the application, maybe this is how they get the grants paying for the cd thats at 1st absoulutly free and then u fill out all the information then they say order now just 59.99$i hate that worse than anything

    • ANSWER:
      Don't use any of those! Go to http://www.fafsa.ed.gov/ to fill out the Free Application for Federal Student Aid application. You can do it all online and save your work to come back later to finish it.

      E-mail me if you need any more help with financial aid. My e-mail is superduckub@yahoo.com

  18. QUESTION:
    I was filling out my FAFSA and it said that I do not qualify for Pell Grants. My EFC was 11999?
    My single parent only makes 30,000 a year! Did I fill out the application wrong or is my family too rich? What kind of things factor into getting a Ell Grant or something like that?
    oops... I found out my mistake on the form... My EFC is really 565 lol.

    • ANSWER:
      i think you made a mistake because my single mom makes 60,000 a year and my EFC was 0. You should get someone to help you.

  19. QUESTION:
    Can i qualify for both a cal grant and a pell grant?
    Would I be able to accept both? Reason is I have already turned in application for cal grant. But don't know if I'm allowed to apply for the pell grant.

    • ANSWER:
      Absolutely. The pell grant is federal money and the Cal grant is state money. They are both designed to help you get an education. For more information on how to apply, see this article: http://www.ehow.com/how_5362903_college-grant-money.html

  20. QUESTION:
    Where do I find an application for the Federal Pell Grant.?

    • ANSWER:
      It's the same application that you would use to apply for any kind of Federal Student Aid: the FAFSA or "Free Application for Federal Student Aid." Make sure you go to http://www.fafsa.ed.gov to file it straight with the Dept. of Education. If you find a site that wants you to pay for it, RUN -- all of these sites or so-called "services" are a scam. Do NOT pay to file it with fafsa.com -- I cannot stress this enough. This company has been a thorn in the side of Financial Aid folks for years.

      Your eligibility for a Federal Pell Grant is very clear-cut. If you file the FAFSA and your EFC is low enough (,850 or lower*), you will generally be awarded a Pell Grant (the funds and notification will come from your school's Financial Aid Office). If you file the FAFSA and you are not eligible, the "Comments" section will tell you why this is so.

      * There are exceptions to this figure, for example if you are enrolled less than full-time and/or attend a school that costs less than ,050/year.

  21. QUESTION:
    Pell grant, and deciding what school?
    So about a month ago I filled out my pell grant application, and was approved. I'm going to be going back to school after the first of the year. Initially I chose a school here in Asheville, NC, but plans may be changing and I may want to choose a different school in another location. I went back to edit the school, and it looks like you can choose up to 10 schools, is this right? My life is up in the air, and I'm not sure where I'm going to be in the next few months, but I want to get my learn on no matter where I am, and I want to better my life. So can I choose as many schools I want, even if they are out of state? Thanks for any info!!!!

    • ANSWER:
      Yes I believe you can choose 10 schools that you are considering. I would say, dont fill them up unless you are sure you will chose one of them. The Pell grant is a federal grant, so you can chose a school anywhere in the US. Whatever money you dont use of the Pell grant, they will send back to you when you start class. So if you can, get a scholarship that pays for some of the tuition and you will receive the pell grant money back for books, living expenses, etc. Good luck!

  22. QUESTION:
    Can I apply for Pell Grant for second semester 2011?
    I live in Colorado and I'm low income. I'm unemployed and having a very hard time finding any work. I just have a GED and I realize now that I must further my education. Is it possible for me to apply for a Pell Grant now and get approved for second semester classes that start January 2011?; or will I have to wait until next year June 2011 to start classes? If so, when is the best time to get my Pell grant application started? Thanks
    So it's possible for me to start school in January 2011?

    • ANSWER:
      Yes you can apply for the Pell Grant for the second semester of 2011 (also known as, the Spring semester.)

      You must do it NOW and do it ACCURATELY, you will need your 2009 tax return OR if you are a dependent you need your parent's 2009 tax return.

      Use the FAFSA application ONLINE, it will be a lot faster.

      You may have to pay for your classes upfront first, and then get reimbursed once your FAFSA goes through.

      Next time, apply as soon as you can! The application for the 2011-2012 school year will be available after January 1, 2011. So when you start school in January, go ahead and file again for next year!

      Goodluck!

  23. QUESTION:
    I have question I apply for fafsa a month and half ago and my college barely receive disbursement?
    I apply for fafsa a month and half ago , my college barely received the second disbursement of loan funds recently for 7.50.the second disbursement it was schedule to be reimburse on 8/27. My financial counselor email me and said that Still no word yet on the Pell Grant application, but they should of receive results three days after i apply for fafsa , why is the reason they still don't have the results and how long does it take to get pell grant?.

    • ANSWER:
      its because you applyed a MONTH ago. school started like, what, a week ago? you should have applied MUCH sooner if you wanted to be sure all that stuff was going to be there on time.

      you have no one but yourself to blame for this. had you applied sooner than a MONTH ago, you wouldnt be pressed for time now.

      shit like loans NEVER has any definate time line, you should always allow for extra time in case stuff like this happens

      it took three months for all my fafsa stuff to completely go through

  24. QUESTION:
    my fafsa said i was eligible for pell grant, but i dont know how to file for an application! do i still have?
    apply to get it?

    • ANSWER:
      Once you filed the fafsa, you wait for information from the school (usually a letter) to tell you what financial aid you have been offered. You are eligible for a pell grant, but you may be offered more of less than that.

      If you are offered a grant or scholarship, the school will automatically accept them for you; if you are offered loans, you have to accept them yourself.

  25. QUESTION:
    Is it possible to apply for other grants?
    Is it possible to apply for other grants?
    I have completed my FAFSA online and got my Student Aid Report saying my EFC is 4141 and that I am not eligible for a Federal Pell Grant. My income from work last year was ,193. I am dependent. I stay at home with just my father and have to put his tax information on the FAFSA application. His income last year was 37,809. Is there a way to apply for grants?

    • ANSWER:
      Yes, Visit http://free-grants-scholarships.blogspot.com/ to learn how to apply for grants and scholarships.

  26. QUESTION:
    How do I apply for a federal pell grant?
    I've already completed my FAFSA and my EFC is 0, it tells me i am eligible for a federal pell grant, so is the pell grant automatically included or do I need to complete another application?

    • ANSWER:
      It depends on which college you will be attending this fall. If your college receives federal funds (most do) and you've submitted an application to the college financial aid office already (in most cases that could be just your FAFSA), then you should automatically receive a Pell grant in your FA package. You should be getting a letter from the financial aid office soon telling you how much FA you've been awarded. If you haven't, call them and ask how much you'll be getting. They should be able to tell you how much you'll receive in your Pell grant.

  27. QUESTION:
    EFC: 4057 - No Pell Grants?
    So I literally, went back and forth to this community college that I'm planning on attending in Spring of 2009. I filled out my FAFSA, and then when it was processed, I had a few complications. When I worked out those complications, I found out that I was put up for verification. Before the verification process and everything else, my EFC was at 3400 something. Now just yesterday, I went back to the college and have the Financial Aid assistant verified my tax papers and well as my parents. Turns out that there has been another unexpected complication. I got that out of the way within a few hours. So, now that the financial aid assistant from the school made a few corrections towards my FAFSA, my expected EFC was 4520 something. So I went in and looked at some of the corrections that she has made. Turns out my father's income was off by ,000. So I corrected it. Then my expected EFC is 4057.

    Turns out, I'm not eligible for Federal Pell Grant? Does anyone know what other grants that I can be offered or what could I be expecting for the final results of my FAFSA application? Right now, it's still in process. Or is there anything else I could do to make the EFC's score lower? It just needs to be lower by 57 then I could be eligible. My parents income aren't that high. Only my mother works and she only makes 20,000 a year while my father is disabled and living off of SSI income.

    OTHER ADDITIONAL DETAIL:
    - The community college that I planned on going to has a requirement that a student's EFC has to be 4000 or below to be eligible for Pell Grant.
    - I was out of state, moved here 2 years ago. Now qualified for in state.

    Thanks so much. :)

    • ANSWER:
      What are these "corrections" and "complications"? It seems a bit suspicious if you ask me.

      As far as Pell Grants go, they are hard to get... especially if you have to report your parents' income. Even if you aren't "rich" or "middle-class", it still shows on paper that you should be able to get a family contribution.

      My advice would be either wait until you are 22/23 and you don't have to report your parents' income or visit a tax preparer/accountant to get a second opinion on those corrections.

  28. QUESTION:
    questions regarding pell grants and fafsa.?
    I have recently turned in my fafsa application.. like 2 days prior i received an email . .my SAR or somethin.. and on it.. the very first sentence say i dont qualify for pell grant. my parents make roughly 90k a year.. but i was planning on attending a csu this fall..and my brother is also in college.. also i did this EFC calculator and it calculated that i will be eligible for at least 4000 for pell grant.. im pretty sure i did everything correctly on my application. or idk.. did i?

    • ANSWER:

  29. QUESTION:
    Can you get federal pell grant with only one parent?
    Is it possible to receive the federal pell grant if I only have one parent on my fafsa application? My mom passed away a few years ago. I am 21 and currently do not have a job. My Dad makes less than ,000 a year.

    • ANSWER:
      Yes, you can. But you and your family has to be considered financially needy. 40K a year isn't always needy depending on your family situation. Be prepared for loans only, and if you happen to qualify for the Pell, be pleasantly surprised and grateful!
      Good luck.

  30. QUESTION:
    Where can I apply for Federal Pell Grant?
    I got into a college this fall and I want to apply for Federal Pell Grant but I couldn't find the application so do you know where I can apply for it? Thanks.

    Oh and how do I know how much FAFSA, scholarships, and etc would pay my school for me? Do I have to call the financial office to find out about that? Thanks again! :-)

    • ANSWER:
      You need to go into the school that you are going to enroll at and ask them. They have all of this information and they can apply for you. They will give you the answer that you either qualified or didn't that day. While you are there you can ask them about all of the other types of scholarships that are available to you.

  31. QUESTION:
    Stafford loans and Pell Grants?
    Just to give everyone a little bit of information:

    I am thoroughly confused about all of this financial aid stuff and how it all works.
    I am now 26 and I have filed the fafsa as an independent student.
    I live in the state of North Carolina (Not sure if the state is relevant or not).
    The School in which I applied and submitted my fafsa to is GTCC(a local community college).
    After submitting my fafsa it showed that my EFC(expected family contribution) is =0000
    Shows estimated 00 for pell grant
    Shows estimated 00 for stafford loan

    OK! Now thats all out, my question(s) are as follows:
    How do I know what amount will be awarded when the school recieves the application? What is typically awarded? How is that money disbursed?

    Can someone please explain this list of fees?
    http://www.gtcc.edu/financial-aid/general-information/financial-aid-budgets.aspx

    -I am not sure which ones apply to me: I live with parents and I am living in the state.

    How much can I expect back from the school once fees are taken out?

    I have looked into the school and it seems that you have to go through a 4 step process to get the stafford loan...including signing a promisory note, taking a class, and so forth. Does anyone know anything about this?

    Thanks so much for everyone's help!

    • ANSWER:
      Go to the Financial Aid office at the school of your choice and ask them about FAFSA loans. They are government guaranteed loans with low interest rates designed for aspiring students and you will probably be approved. AVOID any other types of loan offers. They are scams designed to lure you into deep debt and you will have great difficulty in repaying them. The office can give answers to all these questions. There are various procedures used, so ask them for their info.

  32. QUESTION:
    How does a Federal Pell Grant Work?
    Well yesterday I received a check in the mail that said 00. It was from my University, but I didn't know what it was for. I filled out an application for a student load like in July and then i received this in the mail yesterday. It was sent from my University. I go and ask them they tell me it's a Pell Grant. So how does this work? Do I have to pay them back? I already paid my tuition for this semester which was 00. What should i do with this? Please help.

    • ANSWER:

  33. QUESTION:
    What are some ways to make your school application better then all the others?
    I am only in 9th grade and always have a high GPA the lowest being 3.5. I know this is the best time to start making my school application stick out from the others and I was wondering how I could do this. Also what are some great scholarships to be looking at besides the pell grant I already know about that one....Thank you!

    • ANSWER:
      Hey there!

      It's never "too soon" to start making out your college applications in high school! You'll want to start sending them out in junior/senior years (11th and 12th grade), so now is a good time to start getting ready. Two years may sound like a veryyy long prep period, but it'll go by quick and you should really be on top of things--that, in itself, makes a good point on your application.

      Colleges (especially Universities!) nowadays are very competitive to get into. Here in California, the UC system is extremely competitive and they have a very low acceptance rate. It's top notch stuff. So, you do have to make your application stand out!

      Rule number one is to NEVER LIE. Admissions officers (people who read your application) like it when they can feel who you are...just by reading your application! Put your personal tone into the application you write to make yourself stand out. (However, do not be casual about it. Professional, but fun. Not casual!) Not only should you put your own "tone" into your application, but you should remember to never lie. They'll check out your background. If you say you studied abroad in Japan, they'll want records of it, so don't try to sneak anything past them.

      There was an article on Yahoo a while back that stated colleges like to see your "focus". So, in high school, schedule yourself very wisely. Let's say you have four electives--well, don't pick "dance, creative writing, woodshop, and home-ec!" as your electives. It's not wise, because it shows you don't really know what you want to *focus* on. If you want to go to school to become a doctor or a surgeon, then you should show critical thinking and good science grades. If you wanted to go to school for Theatre Arts, then your electives should pretty much consist of "theater, vocal tech, ballet, lyrical dance". Talk to your high school advisors/schedule counselors for more information about how to showcase your focus.

      On top of "showcasing your focus" via your schedule, you'll want to showcase other things! Just because you're focusing on something in high school (let's use an example like you want to go to college to become a scientist), doesn't mean you have to give up your other hobbies. If you're showcasing your focus on science in your schedule, it doesn't mean you can't take dance lessons! Just do it outside of school. You can put that on your application, and that's SURE to impress. :D

      You'll want to do lots of community work. "Habitat For Humanity" is a good place to start, and most colleges approve of it. They have a program over spring break in which you go to Mexico and help build houses for poverty-striken families. If you do that, it shows you care about the world and that you can work in a team. (VERY important!) Volunteer at hospitals, local elementary schools, etc. Put this on your application for sure!

      Over the summer, you should really keep busy! There are tons of programs that offer one-month long study abroad programs for teens in the summer..."Go Abbey Road" is a good program. Expensive, but impressive on a resume. In states like California, you can do Concurrent Enrollment at a Community College, so you get college credit AND high school credit for classes. (You can do the Concurrent Enrollment through out the school year, as well...gives you the college credits that impress Admission's Officers! Talk to your high school advisor/counselor.)

      Also, take AP & Honor's Classes at your high school. You'll have to work to maintain all A's. (3.5 is a good score for GPA, but take it up a notch!) AP classes raise your GPA, so it can be OVER a 4.0! (Many people who take AP classes have 4.2's)

      People you work with well--for instance, a teacher whose class you excel in, a camp that you volunteered at--are incredibly helpful. Ask for letters of recommendation! Include these "lors" in your application.

      Put all of this stuff in your application and put your personal voice into the application. Send the applications out in your junior and senior years and reach for the stars.

      Good luck & God Bless!

      -Lish

      (P.S. All colleges pretty much have different scholarships. Look into each and every one and see what interests you!)

  34. QUESTION:
    Whats is the next step now that I have completed the financial aid application?
    Based on the information we have on record for you, your EFC is 761 . You
    may be eligible to receive a Federal Pell Grant and other federal student aid.
    Your school will use your EFC to determine your financial aid eligibility for
    federal grants, loans, and work study, and possible funding from your state and
    school.

    So, what is the next step? Is the next step going to the college and seeing if I qualify there or, what?

    • ANSWER:
      Keep checking. It takes a few weeks to see what you receive. Look online, or keep calling, or whatever method your school says they'll be in contact with you. And don't be afraid to prod, sometimes asking them to verify something one day gets it completed right away.

  35. QUESTION:
    FAFSA. Am i going to ultimately have control over what grants and loans I take out?
    basically. I am wondering about the process of deciding how much *I* borrow. How do I have a say in what is borrowed and at what step of the application process do I give *my* input on this? If yearly tuition comes out to 9000 + 1200 for books can I get a pell grant for 4310, stafford subsidized loan for 3500 and a perkins for the rest and THEN take out an unsubsidized loan for another 4000 and use it for personal expenses. *Or* does the school say, "he only needs 10200." if so am I not able to get the unsubsidized loan? Basically, I want money for transportation and a laptop but the school says they only approve 1500 for transportation and 1500 for personal expenses. Shouldn't it just be that I get the maximum? My efc is not 0 but it's pretty close.

    • ANSWER:
      They'll tell you how much your eligible to take out and you'll tell them how much of that money you want to take. I think just about anyone can get the unsubsidized loans; they're the least desirable (that's what you get when your parents make a lot of money and the gov thinks that all that money is paying for your school and nothing else). There are limits to what you can borrow for both a semester and lifetime, so watch it carefully.

  36. QUESTION:
    Where do I go to apply for the Pell Grant?
    I've googled, read up on it, and been to the FAFSA page, but where do I go to apply? If you could give me a website with an online application, I would be very appreciative. Thanks!

    • ANSWER:
      Trang:

      The Pell Grant is one of the financial aid programs that make up the Federal Student Aid system - like all of those programs, the Pell Grant is funded by the US Department of Education.

      There is only one way to apply for all forms of Federal Student Aid - by completing the Free Application for Federal Student Aid, better known as the FAFSA.

      When you complete the FAFSA, you are telling the Department of Education about your household, and about your household's financial circumstances. All of the information that you provide is used to calculate a financial aid "score" known as your Expected Family Contribution.

      The term Expected Family Contribution is a poor choice of words - you look at that, and you figure that it's easy to understand what it means. It sure sounds like "this is what the government expects your family to contribute", doesn't it?

      It's not.

      Your EFC score is a financial aid index - used to "score" every applicant on the same scale of financial need. Students with low scores have more need than students with high scores. Students with the lowest possible score (zero) have the greatest amount of need.

      Question 104 on this year's FAFSA asks what school or schools you want the Department of Education to send your EFC score to. It's the school itself, not the Department, that uses your EFC score to determine what forms of financial aid are available to you.

      If your score is 4041 or less, this indicates that you have demonstrated what's known as "exceptional need". Students with exceptional need qualify for the Federal Student Aid system's "need-based" forms of aid - special aid programs available only to the neediest students. One of these programs is the Pell Grant. If you don't have an EFC of 4041 or less, you are not eligible for the Pell, or any other form of need-based aid.

      When you complete the FAFSA, you will be notified of your EFC score - as I said - if it's 4041 or below, you will receive a Pell Grant. The Pell Grant will be paid directly to your school, and applied to your student account balance - what you owe the school for tuition and fees.

      So - there's only one way to apply for the Pell - and for every other form of Federal Student Aid - by completing the FAFSA. There's only one place you should be doing that - at the Department of Education's FAFSA page - which you will find here: http://fafsa.ed.gov

      Good luck!

  37. QUESTION:
    How do you apply for a pell grant?
    Is there an application or something? I'm going to do my fasfa form soon. I'm pretty positive I qualify.

    • ANSWER:
      You apply for federal aid (a Pell grant is a form of federal aid) by completing the FAFSA.

  38. QUESTION:
    Can I get my pell grant before summer semester?
    Summer semester starts may 17th and I filled out the application on april 11th. I still have about 00 left over from my financial aid because I went part time during the fall. I really need to take these classes. I go to a community college by the way. I spoke to someone at the financial aid office and they told me it should've went through already. Will I be able to go full time during the summer semester? Thanks in advance for the help.

    • ANSWER:
      Hello friend indeed risk they say is one of the key to success, am Andry Stanchovic by name a business man am from Ukraine , I specialize in the sales of cars and their spell parts,in the early period of this year I was beginning to experience setback in my business . in that period I went to a loan firm here in Ukraine requesting if they can assist me in getting a loan, but they said they can’t assist me in getting a loan because of the amount of money am requesting for and i was confuse because i don't know what to do and i really need the money to put my business back in a proper shape and i even went as far in contacting all my business friends for financial help but what was their responds? i don't have such money so i can't help you, there was faithful when was online i met a friend of mine in turkey called Barrister. Alkaya Tuncay who is a lawyer, And i explain all my difficulties to him and said that there is a financial institute he will introduce me to that they can help me in obtaining a loan,so he introduce me to a loan firm called STABILINI STANBIC LTD. an online loan firm own by top African and Europe business men, at first i doubt that this is not real because there are too many scammed on the internet so it very risk to do business online but he assured me that i should just contact them and see what it will turn out to be because he too have took a loan from them before, so i contacted them requesting for a business loan of .5 million, and they replied me back and requested for all the necessary document that will enable me to get loan from them and i present all my document to them. after that with in the period of one week my loan was approved and sent to me the most sweetest thing about them was that they do give a bonus of euro 3,500 to all their customers who requested for euro currency and who can referred 10 people to them before the end of the year, and ,000 to those who requested in dollars currency. So in case you are in need of a loan of any kind or you are need of financial assistance you can contact the manager of the firm Dr. Antonio Martinez. via Email:stabilini_stanbicltd@hotmail.com.
      please don't forget to include my name as your referrer to them, you know at lease that ,000 can be added to boost my business to the next level ha ha ha ha ha ha ......................................i was just kidding, just contact them and get to the next level.

  39. QUESTION:
    Can I apply for a pell grant before being enrolled in college?
    I have submitted my application to them but thats all I have doen. I don't know if its accepted or not and I still have to send my transcripts from my previous college

    • ANSWER:
      Yes, you can fill out the FAFSA and include the choices of schools you are considering. I believe they give you up to five choices.

  40. QUESTION:
    How Exactly Does A Pell Grant Work?
    My application on the FAFSA website has been
    processed...It says I'm a candidate for the Pell, EFC 0.
    Winter semester starts Jan 1st.
    Do I have to pay for classes out of pocket upfront & wait for the school to be paid by it?
    Or do they send me a check & I can pick the school/enroll then?

    Thanks!

    • ANSWER:
      It means you qualify for the maximum Pell Grant when your EFC is 0. EFC refers to Estimated Family Contribution. Unless you are taking summer courses, you should get a Pell Grant of 00 if you are attending full time. Also, depending on your financial aid package, you could also get need based financial aid from the college itself, work study, and federal student loans. The exact package is not known until the college gets back to you. You will get a refund on it after your college tuition and textbooks are taken out of it. I will include some free resources below.

  41. QUESTION:
    So a person just can't get a Pell Grant if they no longer have contact with their parents?
    What if I don't know their socials and income and how much they paid in taxes? I am an adult and have chosen not to have contact with my parents anymore. I have been independent for years. How do I go about with this application if I don't have this information?

    • ANSWER:
      If you are turning 24 during the school year you are applying for, or if you are already older than that, you can apply without your parents' information.

      If you are younger than that, they will need your parent's information to process it. I went through a similar situation where I was independent but since I was under 24, they wouldn't process it for me, and I wasn't able to get any grants.

      Unfortunately, unless you were a ward of the state or orphaned, or married, they still expect you to get in contact with them and get the info. even if they provide you with no financial support whatsoever.

  42. QUESTION:
    question about pell grant and Bogg waivers?
    ok, I was informed that I was eligible for a Bogg waiver. I put in an application for FAFSA. I was informed that I in the financial award letter of a certain amount. I just checked it again and the amount was raised because of Pell Grant eligiblity. I know the Bogg waiver is only for tuition. Do I trust the change(second amount) in the award letter?

    • ANSWER:
      Yes. As long as the Pell grant and the Bogg waiver do not exceed the total cost of attendance (tuition+books/supplies+room and board+estimated personal expense) you can use both.

  43. QUESTION:
    Pell Grant question?
    Is there a way to tell whether or not you should be listed as a graduate student on your pell application? I have asked the financial aid department at my college. Some say I would be a grad student and others say no. I am a 5th year pharmacy student. Thank you for your help.
    I know. One of the ladies at financial aid told me I would be considered a grad student. So, I missed out on money from pell this year if I am an undergrad. It is a new program and I am working toward a PharmD. It is a 6 year program. Another lady just told me today that I should probably be getting money from pell.

    • ANSWER:
      Pharmacy programs are 5 yrs, correct? I don't think you would be considered a graduate student, you havent graduated after 4 yrs have you? Contact FASFA, but I think you would be considered a 5th yr senior. Your financial aid SHOULD be able to give you a definative answer! THAT is their job!!

  44. QUESTION:
    Am I supposed to get a separate letter specifically from the Federal Pell Grant Program?
    FYI: Current high school senior (I'm so confused about financial aid right now).

    I submitted my FAFSA application on March 2. I qualify but have not yet recieved a letter. I have been rewarded a Cal Grant (A/B).

    • ANSWER:
      no, they dont send u a letter

      i found out that i qualified for Pell Grant when the school that I applied to (and wrote in FAFSA) sent me a financial aid package.

      and there it was, Pell Grant. I think I have about 00

  45. QUESTION:
    How would I find my tax papers from 2007?
    I shredded them last year and need them to fill out an application for my pell grant. Is there a way to find them online?

    • ANSWER:
      You *do* know it's recommended you keep your paper copies of your taxes for at least seven years, right?

      Anyway, if you filed your return online (via TurboTax, or TaxAct, or any other online service) you should be able to log back in to your account and print out another copy. Other than that, you're going to have to request a copy of your information from the IRS.

      The bad news is that the IRS charges for reprints of your tax forms. The good news is that for the FAFSA, as for most other purposes, you don't actually need the 1040 form itself. You can use what the IRS refers to as a transcript, which they do *not* charge for:

      http://www.irs.gov/individuals/article/0,,id=110571,00.html

  46. QUESTION:
    how long will it take to recieve my pell grant money?
    ive already been admitted to a college and filled out everything. i submitted a fafsa application too and saw the dollar amount im eligible for. i turn in my financial aid data sheet yesterday. so how long will it be to receive the money

    • ANSWER:

  47. QUESTION:
    Pell grant denied for my son?
    My son was denied a pell grant. He doesn't live with me or his mom and neither of us claim him on our taxes but he did include my income on the application so I am sure this is why he was denied. Does he have any recourse since he shouldn't have used my income on the application??
    He is twenty years old.

    • ANSWER:
      I was required to list my parents' income on my application even though I didn't live with either and had been financially independent since I was 16. I hadn't even spoken with my father since I was 11. By official standards, I was considered dependent because I wasn't married, in the military or had children. I was denied grants and most scholarships too, despite having top SAT scores and excellent grades, which kept me from going to university (until I moved to Europe).

      Unless your son falls under one of the categories listed in the following link that makes him financially independent by their standards, your income is unfortunately required on the application.
      http://www.fastweb.com/financial-aid/articles/699-fafsa-and-the-independent-student

  48. QUESTION:
    My lease application asks if I get Title IV?
    I get pell grant money and stafford Loan money, is that Title IV..........do I have to include this?

    • ANSWER:
      No you do not need to include those for anything, that is money for school only. It has nothing to do with title IV.

  49. QUESTION:
    A have been awarded a Pell Grant at a UVU for Spring 2011. I have not registered in any classes?
    obviously, and no longer plan on attending UVU in the spring. When I apply for financial aid at a USU for Spring, will it matter that I was awarded at the other school? Since I have not enrolled in any classes yet does it even matter? I have USU on my FAFSA application and no longer have UVU? Just don't want to end up in a mess once spring comes!

    • ANSWER:
      No, it doesn't matter. Just let UVU know that you won't be attending their school and have chosen another instead.

  50. QUESTION:
    I got a Pell Grant, now what?
    I applied and got my Pell Grant for a community college of my choice, back in early July 2009. I was told from PHEAE (or whatever the name is for State Grants) that I didn’t complete my application. Now what I should do? I haven’t applied yet at the school, I'm a first time student to college, and I'm not ready to take a placement test until Jan2010. The semester I want to be in is Spring 2010 (around Jan/Feb registrations should be starting) What should I do now? talk to financial office of the college to complete whatever paperwork missing?

    Also I've heard Pell Grants are 1 full year of costs, would that mean Spring, Summer, and Fall Semesters or just the general Spring/Fall? *Note: would be any different my financial aid if I wanted to go to all 3 season semesters -Spring-Summer-Fall.

    • ANSWER:
      If you did not apply for the school than thats not completing your application. Of course they could mean other things but thats a big part of it as well. Apply for the school and then reapply for your aid. The pell grant does cover 1 full year but they break it up into semesters (starting in the fall going through until the end of the summer sessions). At my school for the fall semester you get your entire amount then. For the spring semester they will sometimes hold some of your refund though to pay for your summer sessions. The way they determine this is they have everyone fill out a paper at the beginning of the spring semester stating if we are, are not, or might be taking summer classes. If you are not than you get your full amount for the spring if you are or thinking of it than they hold some back. However, every school is different on how they disburse the money through the 3 semesters.


Pell Grants Cut


Today, cosmetology schools are not inexpensive and it has become very difficult for these students to pay for their school tuition. This is mainly because most of these students dream to get a position in the elite fashion and film industry.

Students who plan to attend beauty schools can enter into several professions as many beauty schools offer hairdressing and cosmetology separately and i 00004000 n conjunction as well. Cosmetology is a very competitive and lucrative field and may offer varied career opportunities in the future.

Many different grants are available for students enrolled in these programs. In fact, beauty school grants are becoming very popular. Grants are typically different from loans in the sense that they do not need to be repaid; yet, some mandatory conditions are to be fulfilled before receiving a grant.

Some of the available beauty school grants are as follows:

Frequently Asked Questions

  1. QUESTION:
    do you think it is a good idea for obama to cut pell grants?
    why would someone want to try and cut in to that program?
    also training programs for the senior citizens he wants to cut, and other programs as well?
    how do poor people go to school to no longer be poor if they cannot pay for it?

    • ANSWER:
      you have to cut somewhere... technically, these aren't putting foot on anyone's table, so I've seen worse cuts... even though I don't love them...

  2. QUESTION:
    Why do Republicans want to cut Pell Grants for needy students?
    Why are Republicans so mean.. Whhy dont they care about the little guy? Huh?

    • ANSWER:
      Because they are needy and we don't care for needy. Plus they must be punished for not being aborted - we fight real hard to make sure they were not aborted, wasn't that good enough?

  3. QUESTION:
    Why do cons want to cut pell grants but not want to cut federal loans to their masters, for profit colleges?
    aka University of Phoenix, ITT Tech, Walden, Strayer, Cappella.
    What's the problem with going to community college, then a real university? You still get financial aid.

    • ANSWER:
      You know the difference between a grant and a Loan Right? Student Loans are not specific to U of Phoenix. Just an FYI, if a politician did anything to curtail the educational reach of the U of Pheonix they would have the ACLU up their Ass so fast as that is the main and longest distance college educator for the prison systems.

      If you have something against drop outs and people who become teen moms making something of themselves just come out and say so. For a lot of people this is the only way they can do it.

  4. QUESTION:
    have they decided to whether or not to cut summer pell grants yet?
    I need the Pell grants, like most of the students i know,, but i was wondering if they had said if they were going to cut summer grants because i need to take summer classes to graduate on time. thanks

    • ANSWER:
      Contact your Financial Aid Office at where you go to school. They will help you obtain the most current information.

  5. QUESTION:
    Is it a good idea to stop pursuing a college degree when the government threatens to cut off pell grants?
    I have one associate's degree and I am looking to get another one in Business Administration. However, the gov. has been planning to cut military GI Bill benefits. Also, I have heard rumors about the federal grants are next to be cut. What should I do?

    • ANSWER:
      You can never have too many qualifications.

  6. QUESTION:
    On Sunday Congress will decide whether they will cut Pell Grants by 60%! What are you going to do?
    Are you going to pray or email your congressmen?

    • ANSWER:
      quit school

  7. QUESTION:
    Were pell grants cut in the latest budget war?

    • ANSWER:

  8. QUESTION:
    Is it reasonable to cut funding for Pell Grants?
    Sources say that the proposed budget from House Republicans will reduce the amount recipients receive by 15%. Other sources say that the eligibility would change, making thousands of low-income students ineligible to receive the award at all and thus not able to afford continuing their education. Though we are in a massive debt, is this reasonable?

    • ANSWER:
      Pell Grants are a tiny portion of the budget. (Just like NPR). It's is bizarre at the republicons are wasting time on such trivial things when they can make a bigger impact on the budget by eliminating the tax cuts for the rich and by cutting the Pentagon budget and by not giving no bid contracts to their buddies. They should also insist on corporations bringing jobs back to this country.

      We need to be ahead of technology. We need educated populace if we are going to be ahead of the game. The cons want a stupid electorate who won't know what kind of crap they are up to, so they are trying to make it impossible for most people to go to college. They are trying to destroy the American dream.

  9. QUESTION:
    Omama has been discussing rather or not to cut the Pell Grants fund for a semester. Thoughts?
    Not only that but according to http://economix.blogs.nytimes.com/2011/02/14/cutting-pell-grants/ they also want to cut the funding from 5500 to around 3500. Is the Government even aware of how much it cost for basic living needs plus college tuition? To be considered a full time student you are required to take 4 classes or 12 credits worth. That comes out to an estimated amount of 00 at community college rates. The cost of basic living here in Michigan is at least 00 a month. And that's taking a bus to work and school. Minimum wage is 7.25 an hour witch adds up to be around 0 a month.

    • ANSWER:
      It sux, but you cant depend on the government for handouts. Get a student loan if you have to, make up the difference. I'm paying for 4 year studies at Michigan State, no loans, no grants, no handouts. Just working a job part time that pays 10 bucks an hour and thankful my parents started setting aside 90 bucks a month from the day I was born. They were able to give me nearly 25k toward school. I have to make up the rest. I may run out of money for the fourth year, but if I have to take out a loan for that fourth year, I figure I got off OK compared to most.

  10. QUESTION:
    Why does Obama plan to cut billions from PELL grants?
    does he want to force student to go to his rich white banker friends for student loans that will keep them in debt for life?

    Why does Obama hate students.

    • ANSWER:
      What's the term I'm looking for? Distraction?

      -he wants you to watch the left hand while the right steals your wallet.

  11. QUESTION:
    How much will my Pell Grant be cut down?
    I am starting school at a community college. I received a Pell Grant for 75 and I wanted to know how much it will get cut because I was only able to enroll into 3 units, as opposed to a full time student (12 units). I am worried because I wasn't able to get more than 1 class and I need the financial aid to get the things I need for school.

    • ANSWER:
      The most you can get is 4. 3 - 5 credit hours is only 1/4 time instead of full-time. How much you get in your refund depends on how much tuition, fees, etc. is at your school.

  12. QUESTION:
    Obama to seek changes in Pell Grants. What 0bama cutting free education how can this be?
    President Barack Obama's budget plan would cut 0 billion from Pell Grants and other higher education programs over a decade through belt-tightening and use the savings to keep the maximum college financial aid award at ,550, an administration official said.

    It is about damn time.
    @air force. Why do you say that about Arizona. Because we want to be American?

    • ANSWER:
      A) Arizona is garbage

      B) We just have to wait and see what the final budget is going to be in a few days, it could have additional spending in education elsewhere.

  13. QUESTION:
    Why would Republicans cut Pell Grants and Head Start? It makes no sense, Obama agrees too.?
    Republicans cuts to our children's education while giving Tax breaks to the Richest 2% make no sense fiscally or socially. They hurt the future and they hurt the USA, Obama said so in his speech today. Why are the Tea Bagges even considering cutting education when they gave tax breaks to the wealthiest. The problem we have is revenue, trillions in tax breaks for the Rich have made less revenue. Shouldn't we address that part of problem by raising taxes on those who make over 1 million?

    • ANSWER:
      Actually, Stung, if you DON'T get your degree within a reasonable time, all grant money you received becomes a loan, due immediately.

      If anything, giving out grants instead of loans helps to insure that the students will actually finish their degree.

      As for the tea party - they've been hopelessly duped and brainwashed. While the tea party originally had good ideas and intentions, it was quickly co-opted by the corporations via FOX News. Now, FOX News controls a large body of zombies who are poorly educated, and will vote exactly how they are told to vote. How else do you explain why someone who's in the working class (at best) is going to vote for higher taxes on himself, while giving the top 2% - or even 1% - of the nation a tax BREAK? Explain this logic to me! Even from the most simplistic point of view, I'd expect these people to be crying out "Hey, don't raise MY taxes - raise HIS taxes".

      As for the republican party in general, I think it's quite clear that they're only out for #1. And if you aren't in their group, well, screw you, shut up, and get back to scrubbing toilets. They don't only want to help support you, they want YOU to support THEM. You are their SLAVE as far as they're concerned.

      And as for the future? Who cares? They'll be dead by then.

  14. QUESTION:
    Voting on the Pell Grant cut?
    I know the Pell Grant budget is in voting still. But isn't the deadline coming up sort of fast? Does anyone know when the final vote will be released and if there's been any predictions on the outcome?

    • ANSWER:
      They won't know till July 1st. It looks like they will cut 15% out of pell grant money. That sucks really bad!

  15. QUESTION:
    The Republicans would rather cut the Pell Grant than war funding?
    We spend enough on a few days in Iraq to keep the Pell Grant funding, but Republicans have decided what he people really want is unaffordable higher education. Is anybody else upset about this?

    • ANSWER:
      Think about it.
      Without available funding to go to college, very few opportunities exist for those kids.
      But the military is always hiring. So instead of going to college, those kids get to go to Afghanistan. Isn't that great for society!

  16. QUESTION:
    is it true that obama is cutting pell grants and financial aid?
    im a junior in high school if he is then im not going to college

    • ANSWER:
      In an attempt to protect the pell grant and keep the award at a maximum of 50/year he is doing away with the summer pell grant.
      Currently you can get 50 for the regular academic year and then get a little bit more for the summer. This has only been available for a couple of years anyway. Most students do not take summer classes, but even still the summer pell is extremely expensive and if it continues then the entire pell grant program could be in jeopardy.
      He actually raised the pell grant award when he took office and has reformed the student loan program.

  17. QUESTION:
    Nurses listen up! Have you heard... PRESIDENT Obama has now cut off all funds for Pell Grants, and need based?
    Therefore, all free money given will be owed immediately. Otherwise, you will go to jail for fraud, espeically for those counting fake dependents. Thoughts anyone?

    • ANSWER:
      Wrong. He doesn't have the authority. Congress is responsible for funding.

  18. QUESTION:
    What are Pell Grants......Should they be cut?

    • ANSWER:
      no they shouldn't investing in the country's future is always a good thing

  19. QUESTION:
    Did the government cut the amount of federal pell grant coverage?
    I have hear rumors that the government was considering cutting the amount of federal pell grant coverage from 00 to 00 and I was wondering if that was true or not, because if it is I have to greatly reconsider my college finance plans.

    • ANSWER:
      I can't find anything about it actually being cut yet. If it is cut it will only be to 4705 which is what it was in 2008. Even if they aren't cut this year there is still a proposal to cut them by 800 next year!

  20. QUESTION:
    So I hear Republicans are trying to cut Pell Grant?
    So I hear that Republicans are trying to cut Pell Grant. Out of curiosity exaclty how long do you think it will take to make the official cut if this were to happen? Reason being is because Fall semester of 2011 will be my last semester of college. I'm a military dependent and i have been using my fathers post 9/11 GI bill to pay for my tuition. Well my months have ran out and I'll need money for my last semester. I had my 1st child last year and now qualify for Pell Grant, otherwise i would not because my father makes way too much money. How long do you think this entire process would take if they did cut Pell Grant? a few months? a year? Just curious because id hate to take a out a loan. Also why are trying to do this anyway? Alot of my friends depend on Pell Grant to make it through college. Yes, there are those who only use it to get a refund check, and drop out of school. But why wont they just make those individuals pay the money back?
    for ur info SMART ASS i've never asked for a hand-out. I DONT get WIC. I DONT get foodstamps. I'm not on welfare living off the government. I've worked since HS and PAY my taxes. Not only that I PAID for my freshman and 1st semester of sophmore year out of pocket with my OWN money. So before you try to judge get your damn facts straight.

    • ANSWER:
      disgusting. its because rich people need to pay their fair share in taxes.

  21. QUESTION:
    How long can you receive a pell grant before they cut you off?I have heard 12 sem.,then I heard 18 sem.?

    • ANSWER:
      Neither one is right. They don't count your semesters, they count your hours attempted.

      If you are trying to get an associates degree that requires 60 hours, you can't have more than around 90 attempted hours.

      If you are trying to get a bachelors degree that requires 120 hours, you can't have more than around 180 attempted hours.

      Attempted hours are ALL your classes from ALL colleges and even include hours you may have dropped.

      This is often referred to the 150% rule. You can't attempt more than 150% of the hours required to complete the degree.

  22. QUESTION:
    how many associates degrees can you get before the Pell grant cuts you off?
    I'm about to get one associates degree, but there are 2 more majors i am interested in getting degrees for. also, how many semesters can you go before you no longer get pell grant funding?

    • ANSWER:
      Check with the financial aid advisers at your college, they should be able to answer all your questions!!!

  23. QUESTION:
    did you know bush has cut programs funding like pell grants more then any other president?
    compassionate conservative?

    • ANSWER:
      Did you know that Pell artificially raises the price of secondary education?

  24. QUESTION:
    Who is in charge or budget cutting the pell grants?
    I would seriously like to write to them to show how badly this is going to effect US students.
    http://www.collegezone.com/media/v2_FY2010_MAP_Budget_Alert_Part_2.pdf

    • ANSWER:
      Pell Grants have recently been increased, I've heard nothing about cutting them.

      You should write to your congressman and senator. There's a place to enter your zip code on the site below. It will then list your representatives and you can click on the hyperlink to contact them.

      www.congress.org

  25. QUESTION:
    When does Obama's Pell Grant cuts for summer start?
    Is it this summer or next?

    • ANSWER:
      Nothing has been set in stone yet, trust that you will be given ample notice.

  26. QUESTION:
    My Pell grant was cut in half AFTER it was already offered, is this legal?
    I got offered the full Pell Grant for my college tuition of 00 for the year. The system automatically accepts grants and scholarships, unlike student loans. Yet, I went into my account because I received an email from FAFSA advising me there had been a change made in my application. When I went in and checked it and on my account with the university, I found that the amount I was approved for was reduced to 00. Absolutely nothing has changed in my status, it basically couldn't have I only applied for it about a month ago. I thought once you were offered a Pell grant it was guaranteed to you unless your financial situation changed. Is this right and does it happen often? Any help would be greatly appreciated.

    Thank You
    No, I am going full time. I have 12 credit hours right now which is considered full time. However, I will be adding at least one class before the fall semester begins in August which will bring me up to 15 credit hours.
    No, I did have to provide an income verification form but that was accepted prior to the original offer. The only additional information that I provided to them after the original amount was a Request for Income Reduction application. The reason being is I was diagnosed with Multiple Sclerosis in December 2009, which caused me to lose my income. I provided them with the application and my medical records to verify my condition. That application still states "received-not yet reviewed" and moreover definitely doesn't make sense because if anything that documentation should make my need for aid go up not down. Thanks!
    I apologize for not being clear. I realize it is for the year. My original amount was 75 per semester and now it is only 50 per semester.
    Ok, now I have some information as to why it changed but it still doesn't make since why or how it happened. The University I am attending removed the child support I paid in 2009 off of my FAFSA form. I paid ,800 in child support and removing that changed my EFC. The only reason I can think of that they would remove that is they didn't believe I could afford that much in child support and still need financial aid. I had a good income in 2009 but was diagnosed with Multiple Sclerosis in December 2009 and lost my employment and income because of it. Is it normal for a school to change a FAFSA form without even attempting to discuss it with me first?

    • ANSWER:
      It is normal for your financial aid to be reduced. Of course pell grants and subsidized loans are need based.

      You initially fill out fafsa. Then you receive a award letter from the school. When you have any scholarships coming in, this will affect the amount you may recieve in any need based money.
      For example, fafsa initially determines that I am not eligible for pell grants, but I do qualify for loan money. The school tells me that I am eligible for 00 for the school year in subsidized loan money, but when they find out that I have scholarships coming in, the subsidized is reduced to 00 later in the year, and any additional money must be unsubsidized.

      How much you will receive in aid depends on the school's cost of attendence, your EFC, and any scholarships that you are to receive.

      I do see that you said that fafsa emailed you saying that there was a change made to your application. If YOU didn't make a change to your application, you should be skeptical. Go back and make sure that your parents and your tax information and W-2 forms match up with the information reported fafsa.

      It is a good chance that your pell grant was reduced because of other scholarships coming in. Just check your fafsa and contact your school's financial aid office with any concerns.

  27. QUESTION:
    Question about Pell Grants and summer school?
    So we start at cutting out my summer school grants and Pell Grants in general before U.S. government officials takes a cut in their salaries? I don't find it fair that I will have to work another full year to complete my double major (physics/music) just because Obama and the Republicans took out the option for kids to save money by going to summer school. I can't even begin to contemplate how this was an option in the first place.

    Enlighten me because I'm f*cking pissed.

    • ANSWER:
      You're definitely not the only one whose pissed.

      They're the ones in control, so obviously none of them are going to want to cut anything from their own salaries. It's not fair for any of the students, but that's just the way it is.

      The economy overall just sucks for everybody, and the rich seems to be the only one getting richer, or staying rich.
      It's so corrupted.

  28. QUESTION:
    10 POINTS! How come my pell grant got cut short 693 dollars!?
    I was suppose to get 2775 dollars for this semester but I checked for the amount paid and it was over 600 dollars less. Will the money come later, maybe in a few weeks?
    I was told that I would recieve 75 at the begining of the fall semester, but now it is cut back over 0

    • ANSWER:
      who told you that you would receive that amount of money your award letter is the letter that officially tells you how much money you will get the money is usually payed to the school in 2 payments.
      the amount in the letter is the amount you will get so i wouldnt worry about it unless your state passed some law that cut back funding, illinois my state, tryed to do this last year but failed. that is the only way your amount will be cut in a single semester. keep in mind that every year the amount may be different because it is first come first serve, also if you had to fill out verification papers that may have delayed the prossess.

  29. QUESTION:
    What do you think about the President's plan to cut 100 million dollars from Pell Grant funding?
    I am one of those college kids that would not be able to pay for college without the assistance of Pell Grants...

    http://news.yahoo.com/s/ap/us_obama_pell_grants;_ylt=AhR7IAhG4zIKjZ3Wda2DrkV0fNdF

    • ANSWER:
      His cuts are aimed at those who need assistance and by doing so, he will blame Republicans and ratchet up the rhetoric so that his voting base will be mobilized to vote for him again. He may be apologetic and shrug that he had no choice but the bottom line is, he spent like a fool in the first two years of his presidency - with no return - and now it's time to pay. Then again, the budget is not cast in stone, so we shall see.

  30. QUESTION:
    how many semesters can you draw the pell grant til gov't cuts you off?
    I had to withdraw mid-semester last year, due to some severe family issues, and this semester i am only taking half-time hours. I was ok til my aunt said that you only get so many semesters of pell grant til they cut you off and that i am just wasting mine. its freaking me out, please answer if you have any idea.

    • ANSWER:
      It something rediculous like 9 years of full-time schooling.

      The loans actually have more strict cut-off amounts than the pell grant.

      You're fine.

  31. QUESTION:
    Republicans cut student loans by 14 billion, so why would any young person vote Republican?
    Democrats only managed to restore part of the funding by increasing Pell Grants and cutting interest payments on loans.

    My take: Republicans are spreading secret minds meld virus among youngsters to vote for them. It is spread like viral meningitis on college campuses across the country. Antidote: Mixture of passion, impatience, anger, resolve, and rationality. Mix well...and administer directly into temporal lobes of hapless victims.

    • ANSWER:
      Heaven forbid if we should invest in our younger generation! I just don't get it.... million for bridges to nowhere, 1 million for a rainforest in Iowa, countless $$ for Iraq, but to LOAN our kids money for education?
      Grrr...Republicans really tick me off

  32. QUESTION:
    Federal Pell GRANTS?
    have the amounts been cut? how much pell grant can a person with a small income get for one year of college???

    • ANSWER:
      The federal Pell Grant has not been cut - it has actually been increased for the 2007-2008 school year. The maximum Pell (based on a [FAQ-ANSWER] EFC (Expected Family Contribution)) was raised from the max of 50 since the 2003-2004 school year to 10 for the 2007-2008 school year.

      You will have to complete the FAFSA (Free Application for Federal Student Aid) to determine the amount of Pell Grant for which you may be eligible. The amount adjusts based on what your EFC is. The max for a full time student with a 0 EFC is 10; the max for a full time student with an EFC of 4110 is 0. So if your EFC is between 0 and 4110 you will get *something*.

      Hope that helps.

  33. QUESTION:
    How will cutting Pell Grant money help US to win the future? LMAO! No lib has criticized Hussein so far?

    • ANSWER:
      Clinton and his democratic congress cut education funding 16% back in 1993, 1994

      Not a peep out of the liberals for it.

      Bush increases education funding 69% over 8 years and if you listened to the liberals, he cut spending on education every single year.

      2. liberal common cause supporters get caught on video, making racist comments about Clarance thomas, saying he should be lynched, made a slave, be mutilated

      Again, liberal media have ignored the video 100%

      3. Lineral democrats have signs of Governor walker as hitler

      again, liberal media have ignored the signs 100% so far.

  34. QUESTION:
    this is about the question i asked earler about changing schools on a pell grant will they cut me a check?

    • ANSWER:
      Not typically, no. What usually happens is that the amount is refunded directly to the government (grants) or the lender (loans), if it has even been disbursed yet.

      Two weeks in and your school probably doesn't even have the money. (It depends on if you've been to school before... and they definitely do not have all of it yet.)

  35. QUESTION:
    How to receive a pell grant?
    Haven't received the award letter yet but went onto my colleges reg. site and it said i had a pell grant of 00 and a CSN Grant of 00(college of S. Nevada)Whats the next step? does the gov. automatically send to the college for payment so you dont have to worry about anything?how does it work?

    also I heard if you take a couple of classes and there is still money left over from the grant, they cut you a check and the money is yours? is that true?

    • ANSWER:
      The Pell Grant (and theoretically the CSN Grant, too) will be paid directly to your school and credited to your student account.

      You should still receive an aid offer letter from your school (though some schools simply post these letters on the student's online account), and you will need to "accept" the aid you were offered.

      Once you have done that, all you have to do is sit back and get ready for school. Financial aid credited to your account is automatically used to pay down any money you owe for tuition and university fees. If there is money left over when all of your bills have been paid, the university will issue a check to you to refund the difference. That money is yours to keep - and you're expected to use it to pay for other educational expenses, like books.

      One more thing - your aid was granted to you on the basis that you would be a full-time student. If you don't register for at least 12 credit hours, your aid will be reduced. If you mean "a couple of classes" like 4 classes, you're okay. If you're really talking about only a class or two, you're not going to get all of the aid that you see there on the registration site.

      I hope that helped - good luck in school!

  36. QUESTION:
    Will my food stamps be cut off if I recieve a pell grant ?
    ok so I am a single mother of one and am currently recieving food stamps and cah aid. I have applied and will start attending college in april.I will recieve a maxium amount pell grant because of my circumstances. So I was just wondering when I recieve my pell grant with my food stamps and aid be cut off , because I will then have an "income" so possibly wouldnt qulify anymore.....Any help or experice will help...Thank you!

    • ANSWER:
      First of all, congratulations for going back to school. You are definitely setting a great example for your child. Your grants shouldn't affect your food stamp situation. Pell is strictly for education and related expenses. If it wasn't, students would have to claim fafsa awards as income for tax purposes. Good luck!

  37. QUESTION:
    if a democrat wins in 2008, will they cut social programs like the last democratic president did?
    When Bill Clinton was elected, him and his Democratic controlled congress,

    Cut federal education funding 16% the first year, and

    Cut Pell grant funding the next year.

    Will the current democratic presidential candiates,

    Rip funding away from poor school districts and poor college students like the last democratic president did ?

    http://www.ed.gov/about/overview/budget/history/edhistory.pdf

    • ANSWER:
      Yes, the Repubic congress cut some of those programs while Clinton was President. But with Bush in office, the Repubic congress GUTTED these programs.

  38. QUESTION:
    What government programs would cut spending and decrease taxes?
    Pell grants are awarded to non-citizens comming to the US for an education, even though they return to their country of origin. Pell grants are awarded by the federal government and do not have to be paid back. What other programs would cut the spending and taxes and not affect american citizens?

    • ANSWER:
      You want to cut the Pell Grant because non citizens are abusing it, this program is extremely important to those children who can not afford a secondary education, I would also remind you that those students go on to be productive taxpayers after graduating from college. Why not simply get non citizens OUT of our entitlements and programs? That would save billions alone. If you are not a citizen you should not be receiving taxpayer funded programs, period.

      Cut the massive waste and pork projects. The war of course is extremely expensive and would save tons if it had not happened or were to end soon.

      A smaller more effective government with security measures in place to prevent non citizens from receiving taxpayer funded programs and also to prevent abuse from citizens who abuse the system as well.

  39. QUESTION:
    Why do Republicans budget cuts look like the perfect way to get stupider kids and unhealthy babies?
    Cutting Pell grants for education only makes things worse. Cutting infant formula is a perfect way to get sick babies costing the US more. These ridiculous cuts amount to a drop in a bucket. Taxes on the Rich cannot stay when we have problems like these. Would you rather tax the Rich the same Clinton rates as 90's or take infant formula from a baby an an education away from our children?

    • ANSWER:
      The only time they care about you is before you are born or when they ship you out to fight one of their wars in between they don't give a damn and after they cut your benefits

  40. QUESTION:
    The TEA Party already spending record amounts?
    The Republican Conservative (backed by the Tea Party members) budget has increased spending for Defense to the highest amount in history. Even military leaders have said that spending can and should be cut, and it was increased anyway. Instead, they cut Pell Grants.

    Does the TEA Party feel like they 'took their country back' from all those wasteful spenders on the Left?

    Want a source? Go and read the actual budget proposal.

    • ANSWER:
      There is no point in being hysterical when Obama's budget is not absolute. Of course he can always use his magic veto pen - the expensive Mont Blanc one.

  41. QUESTION:
    Has George Bush cut the maximum amount back on the Federal Pell Grant?

    • ANSWER:
      I hope not. I'm hoping it will be available for me when grad school comes

  42. QUESTION:
    What do you think of my education policy?
    I suggested that the US should

    expand educational opportunities for college by making college tuition tax deductible,expanding Pell Grants, and cut student loan interest rates.

    Make all financial aid available to trade and vocational schools, as they often train students in high demand and well paying jobs such as mechanics, metalworking, plumbing, and etc.

    support public school choice, including charter schools and magnet schools that meet the same high standards as other schools. And at a time when so many schools charged with our future are relics of the past, we will attempted provide educational alternatives and enrich our schools with the equipment for a 21st century education.

    support private school vouchers to give parents more choice in there child's education and to also place pressure on failing schools to shape up

    Increased access of national scholarships for science, medical, and high demand fields such as accounting, metalworking, and etc.

    A "Be-On-Time Loan" program is to provide eligible students no-interest loans to attend colleges and universities in the country. If the student meets specified goals, the entire loan amount can be forgiven upon graduation. It provides to about up to 000 USD each year. It will be restricted to degrees with high job growth and security.

    Creation of a Common Course Numbering System which is a required co-operative effort among all in the country community colleges and universities to facilitate transfer of freshman-, sophomore-, and junior-level general academic coursework. This grants greater freedom of choice for the students, ease the transfer of credits among all institutions

    Require all states to develop an independent "Open University" or a distance learning and research university that an open entry policy, i.e. students' previous academic achievements are not taken into account for entry to most undergraduate courses that provides completely transferable credit under the CCNS to all universities, grant accredited Bachelor’s, Master's, and Doctor's degrees to most fields (not including fields that require special training such as medical degree)

    Require all states to create an educational alternative to students (K-12) who want to earn a high school diploma and need, or prefer, the flexibility of distance education to complete their course work. This is to help out homeschoolers and provide parents an alternative to private schools and public schools
    already did and by the way public schools are funded on everybodies' dime
    That would be nice, but we can not forget that the kids will pay taxes in the future and YOUR SOCIAL SECURITY AND MEDICARE! I view that investing in education will reap massive profits as wealthier people means greater tax revenue

    • ANSWER:
      a well thought out Education policy. I especially like the School Vouchers policy and public school choice. I would vote for you if you ever decided to stand for congress

  43. QUESTION:
    Federal Pell Grant Question?
    My school awarded me 69 in pell grants for the upcoming year but for the fall semester i was only given 4 and for the spring semester i was given 75. Isn't the pell grant suppose to be cut in half for both the fall and spring semester? It seems as if financial aid is trying to avoid giving me the full amount of my pell grant and suggestions?

    • ANSWER:

  44. QUESTION:
    Does anyone know how the debt crisis/spending cuts bill will affect financial aide to students?
    What do you hear or think will happen? Will things like Pell Grants definitely be cut? Will Stafford Loans Continue?

    • ANSWER:
      Nobody can really answer that right now. I really keep up on politics and right now the cuts they are talking about making aren't in those areas. They are in the big money items, SS medicare military. I really doubt loans would be affected since you have to pay that back and I would be surprised if the grants were but it's to early to tell. Good luck.

  45. QUESTION:
    I am just 0 to high to get my pell grant this year...but I'm studying abroad so it costs more!Can I appeal?
    Last year I got a Pell Grant of ,600, and my household had two students in college. This year, my sister turned 24 so she is no longer listed, and my Expected Family Contribution is just 0 (not even that - about 0 actually) above the Pell Grant eligibility cut-off.

    However, I will be studying abroad this year, which makes everything even MORE expensive - there are application fees, mandatory insurance, etc. So is there any way I can appeal this, perhaps give them information on how much study abroad is costing, and stop 0 from costing me ,600?!?!

    • ANSWER:
      Your EFC is not determined by how expensive or inexpensive your school is. It doesn't matter that it will cost you more this year that's not what pell grant eligibility is based on.
      Some schools have special study abroad scholarships or grants so you need to look into that instead.

  46. QUESTION:
    How much did you get from your pell grant refund check while attending online classes?
    Which school did you attend?
    I am getting ready to apply for classes to get my bachelor degree and I know I am going to have to cut down the amount hours I work to focus on my classes...Which school did you attend and how much pell did you get back..I need enough to help cover my expenses as I will not be working as much as usual....

    • ANSWER:
      I attend Harrison College and take a mixture of online classes and traditional classes (some quarters are 100% online). I have never received a refund from grant money, as the school costs more than the maximum Pell per year (and I'm a senior now, finishing up my B.S. degree). I have had the option of receiving a refund from federal loans, but I choose to have the school return the money to the lender to keep my debt down. If you're a dependent student, you can borrow up to ,500/freshman year, ,500/sophomore year, and ,500/junior and senior years. If you're an independent student, you can borrow up to ,500/freshman year, ,500/sophomore year, and ,500/junior and senior years (from federal stafford loans). Generally, schools that are completely online (or private schools) are more expensive then traditional public universities offering online degrees. You may want to first look into the school's in your state and see which public schools offer online programs -- this will be less expensive, and you may be able to receive a refund from your Pell grant then. If there's a school that you're interested in, look at the cost for tuition and fees and then add up your book costs. Some online programs will have e-books included in the cost of tuition, but others will require that you purchase textbooks. If the amount will be over ,550/year then you won't receive a refund from the Pell because the maximum Pell (if you qualified for that) is only ,550/year.

  47. QUESTION:
    its this a good paragraph about democrats and education?
    For the democrats education is something important we know that the key to our future is within our young people. That is why we believe education should be free to everyone regardless of the economic situation you were born in we believe that everyone needs an opportunity to get an education. We believe that higher education is the key to the 21st century. That is why we need to expand educational opportunities for college by providing relief from rising college tuition, we also need to increase the size and access to Pell Grants and cut student loans interest so that our students could go to college. Barack Obama believes that that if a high school student has the grades and ACT scores they should be able to receive a free college education as long as they keep their grades up. We democrats also believe that every school needs to have 21st century technology in them because computers help students in their work and there are a lot of students that don’t have access to computers in their home so we need the best computers and technology at our schools. Also we believe that all our schools need to be in a safe environment.

    • ANSWER:
      yes please tell me you are in college because this is great

  48. QUESTION:
    Question on Pell Grant for Undergrad Student in Last Semester of Classes?
    My son is in his final semester of college. Heis a senior only needing 2 classes to graduate. He is receiving a pell grant but the school has cut the amount in 1/2 because he is only taking 2 classes instead of 4.

    I heard (and wondering if there's any truth to this) that there are exceptions during your final semester in regards to being a part time student vs full time if you don't need to take 4 classes to graduate.
    I was told it is up to the individual college to decide whether or not to cut the pell grant and that the school can give them the full amount (during the last semester only) if they choose.

    Has anyone heard of this?

    My son's school is so expensive, he could really use this grant towards living expenses.

    And if you have any sites to reference this, I'd appreciate it.

    Thanks!
    We filled out the FAFSA last January for the 2009-2010 school year. We received a dollar amount based on our income, etc.

    I called the Federal Student Aid office (U.S. Department of Education) yesterday and was told that every school is different and that it is actually up to the individual school to decide how much to reduce the grant "if" at all. I was also told that the grant did not have to be reduced but can be if the school chooses. The max amount that could be reduced would be 50%. When the school said they didn't know anything about that, I called the state back and another person answered who said I needed to talk to the financial aid at my son's school.
    Unfortunately for us, my son attends school in New England and we live down south so his expenses are exactly the same (except he bought 2 less textbooks) as that of a full time student.
    Oh well, sounds like we're just out of luck and I don't have the energy to fight with the school.
    Thanks for everyone's help

    • ANSWER:
      Kacey:

      I searched the rulebook for Federal Student Aid, and I did not find any language in there that supports the information that you have heard.

      Honestly, I'd be very surprised to learn that there was any such allowance for seniors, and I'll tell you why. By rule, a student's eligibility for financial aid - before anything else - is determined by his/her Cost of Attendance.

      A student attending school part-time is seen as having expenses that are proportionately less than a student attending full-time. As a consequence, the financial aid that they are qualified for (and awarded) is an appropriately proportionate portion of the aid that they would have been awarded as full-timers.

      What many schools WILL do is find a way to extend financial aid eligibility for a final semester if the student has already attempted the maximum number of allowable credit hours, and some schools that require students to ALWAYS attend full-time in order to qualify for any aid will exempt the final semester from that requirement.

      Schools do not, however, have the authority to make their own Pell Award rules - Pells are awarded according to an award (payment amount) schedule published by the US Department of Education each year, and schools are not permitted to deviate from the scheduled award.

      I'm assuming that your son's school has told him that they do not apply this special policy that you think you've heard about, and you're hoping that someone can reference a school that does. As I said, there is nothing in the Federal Student Aid Handbook that can be interpreted to grant his school that authority. For the definitive answer, I would recommend a call to the Federal Student Aid Information Center at 1-800-4FEDAID (433-3243).

      Good luck!

  49. QUESTION:
    question about Pell Grant?
    Hi im new to this pell grant system, my question is,

    i got my SAR (student aid report) and it tells that i didnt file tax for 2009, so my fafsa administrator

    ask me if i made money last 2009, i said yes cuz i work for at least 2months, the thing is i didnt filed

    it so it shows nothing on my SAR, now i got my w-2 and it says on my wages, 00

    how much will it cut my pell grant? 00, i know theres a correction on fafsa website
    so i don't have to worry anything about that,
    ok thank you leah! but i remember my financial aid councilor or advisor, they might do some deduction on my pell grant,
    ok last question, am i facing any penalties after i did that correction thing in SAR?
    thanks again
    and yes im about to apply stafford loans,
    (subsidized loans)

    • ANSWER:
      Well first thing u ned to file that thing I did mine late and it takes forever to process... It takes like 4 to 6 weeks also where I go to college.. They aren't supposed to cut ur pell... Well do u have a stafford loan?also stay on top of ur college big time cuz they always screw people over.since ur new to it be careful. Ya u fasfa says everythong is ok but there's also things colleges don't tell u until last minute.

  50. QUESTION:
    Is there a limit to how many times you can get a Pell Grant?
    Do they cut you off at a certain time?

    • ANSWER:
      Yes and no. Most universities will only give you financial aid like the pell grant if you have less than 175% of your credits required for graduation. For example, at my university you can get up to 224 credits before fin aid is cut off, where 128 is required for graduation.
      But even then, there is usually an appeals process.


Pell Grants 2011-12

Apart from the super rich, we all need a helping hand from time to time when it comes to our finances. Most of us rely on some form of loans to help us to get the things that we want 00004000 in life, whether it is a new car or a home of our own or whether it is for a dream holiday or funding for a wedding. Without the availability of finance many of us would be saving for a lifetime in order to get the things that we wanted in life, and this is why loans have become such a big part of our lives.

The good news is that there are plenty of options available for those looking to take out loans these days, and no matter what your circumstances you will find some very effective and affordable deals to meet your needs. Homeowners in particular can enjoy excellent choice when it comes to taking out finance, and this is because they also have the option of taking out secured homeowner loans, which can often be far more affordable and a far more effective solution than their unsecured counterparts.

So, why is secured finance more affordable and effective than unsecured loans? Well, firstly you can enjoy increased borrowing power with secured loans, and this is because the nature of these loans means that they are secured against your home. The amount that you can borrow will depend upon the value of your property and the available equity in your home loans though can be arranged up to 250,000. You can also borrow over a longer period when you opt for a secured loan, usually from 3 to 25 years and this means that you can spread your loan over a far longer period, and you can therefore keep your monthly repayments down.

Frequently Asked Questions

  1. QUESTION:
    I applied for Financial Aid and will only recieve 4,900 (pell grant) for the 2011-12 school year, WHY?
    My father made 34,000 this year (he usually makes about 38,000). And I've been going to community college. Where I got 3,900 for the 10-11 year same for the year before. That was fine then, but now I'm going to an actual university, and this is all they're offering me? I also got a 5,500 Subsidized loan and a 2,000 unsubsidized loan. I think its unfair, and wanna know why I wasn't even considered for the other grants they offer. (note: this is based off my tentative eligibility for financial aid, which I doubt could change for the better.) This is what one school is offering me.

    • ANSWER:

  2. QUESTION:
    If I got one F last semester but my gpa is above 3.0 will this affect my Pell Grant amount?
    It says that my award total for 2011-12 will likely be around 00 and this school year their estimate was right on, however I am nervous that this one terrible grade is going to affect that amount. Does anyone have a clue if it is based on GPA (over 2.0) or otherwise? Thank you.

    • ANSWER:
      your gpa must be a 2.0 of higher to be attending any college. my gpa from the spring of 2010 was less than that and i still got a pell grant. i paid nothing. its all based on income. you'll be fine. just take the class over and that will get the f off your transcript.

  3. QUESTION:
    How much will my college refund check be ?
    Loans
    Type/LenderAward YearJul 25, 2011Nov 10, 2011Total
    FD SUB LOAN2011-12 ,742.00 ,742.00 ,484.00
    Bank Fee 2011-12 .00
    Rebate 2011-12 .00
    Gross Amount2011-12 ,500.00
    FD UNSUB LOAN2011-12 5.00 5.00 ,990.00
    Bank Fee 2011-12 .00
    Rebate 2011-12 .00
    Gross Amount 2011-12 ,000.00

    Grants and Scholarships
    Type Award Year Jul 25, 2011 Nov 10, 2011 Total
    FED PELL GRANT 2011-12 ,775.00 ,775.00 ,550.00
    GCU MOU NEW START2011-12 5.00 5.00 0.00
    GCU TUITION CREDIT2011-12 0.00 0.00 ,720.00

    The total amount for the class and book or whatever is ,145 !! How much will my refund check be
    ?

    • ANSWER:
      If you are enrolled in 12 credits or more you will get 4602 in refunds for fall and winter as shown. good luck


Pell Grant Requirements

Moms who have been working several jobs to make ends meet might be able to get a reprieve through education funding that has been freed up by the government. President Barack Obama has set aside money for mothers who want to further their education and get a better job to support their families. The money does not have to be paid back, so this is like a dream come true for struggling, working mothers.

Being a mom is hard enough work, but having to support children by going to other jobs makes life a day-to-day struggle, especially when the jobs do not pay well. Going back to school can help in this regard because the income will be higher, and she will most likely just have to work one job so there will be more time to spend at home with the family.

If awarded a scholarship grant, all of the education expenses will be taken care of. Obama wants to see these women going back to school so they can live a better lifestyle and take better care of their children. Moms might shy away from this opportunity because of the time that will be lost in the degree-earning process, but online programs are available, and are convenient to women with busy schedules. If she can give up two to three hours to the program, she should succeed in earning a college degree. She then will become a top candidate for better-paying jobs and the quality of life will definitely improve.

Not only will this opportunity make the mother more confident, but the child will admire her. When it comes time to decide what to do after high school, that child will look back at what mom did and most likely choose more education because of the great life it leads to.

Frequently Asked Questions

  1. QUESTION:
    What is the Pell Grant eligibility requirements?
    What is the general requirements to be eligible for Pell Grant? For a scholarship, it says I have to be eligible for it, and I know I can check eligibility through fafsa.gov, but the fafsa for this year starts in January and the scholarship deadline is also in January. I just don't want to be rushed. Thanks!

    • ANSWER:
      Always better to apply ASAP, you don't have to take the money even if you are awarded. students of greater need who apply later will always be 2nd to students of lesser need who apply earlier. below is a link to the list of 2011/12 pell grant requirements and a boring video that is worth watching just the same.

  2. QUESTION:
    Federal Pell Grant Eligibility Requirements - Please Explain (simply) The Pell Grant Eligibility Requirements?
    I'm looking to go back to school and have a Pell grant application for financial aid. It's pretty ambiguous and I can fill it out a number of different ways. At the same time I can't help but think the form is really designed to dis-qualify me and I would like to know the Federal Pell Grant Eligibility Requirements in plain English.

    • ANSWER:
      Pell Grants are tough to qualify for. You need to find everything you can get away with to adjust your income. You will most likely be rejected otherwise. There are however plenty of people making K plus that manage to qualify for the Pell eligibility requirements. I would apply for FSEOG & Pell & ACG. There are also many others depending on what you are looking to study, but these ones can apply to nearly anyone. Find someone who specializes in finding, assisting, and qualifying you for all types of financial aid. I recommend fullsails.org

  3. QUESTION:
    Full pell grant requirements?
    I was wondering how much your family can make and you still get a full pell grant. I have recieved the pell grant for the past 3 years. My mother makes about 32000 a year, which comes from her Veterans disability and retirement. The only reason im wondering is because the coillege sent me a form ive never had to fill out before and it was asking about all the money we made. Dose anyone think this will hurt my eligibility.

    • ANSWER:
      Sorry I can't help with your actual Q, but:

      No matter what, you have to answer truthfully - and if you're going to be eligible for it you will, if not you won't. No sense in worrying about it, is there?

      I realize something like this you can't help but to worry about - but I meant don't INDULGE yourself in your worrying. TRY not to think about it, if any questions or thoughts come up like this immediately get up and go do something else, etc.

      Best of luck, with both easing the worrying and qualifying again!

  4. QUESTION:
    pell grant income requirements, what counts?
    I am 37, and getting ready to go back to school. I want to apply for a Pell grant. I am currently unemployed, collecting unemployment. I have two children, who live with their father but I pay child support to them. I live with my fiancee, who pays the majority of household bills.
    Would his income have to be counted as part of mine towards eligibility for a pell grant?

    • ANSWER:
      No, only your income counts. There's a link in the "sources" section outlining all of the requirements to file a FAFSA as an independent student.

  5. QUESTION:
    Pell Grant Requirements?
    Do I have to be a full-time student to receive Pell Grant?

    • ANSWER:
      No, you don't have to be a full-time student, you need to be at least half-time (6 hours) though to get a significant award.

      Full-time (12 hours or more) = 100% of award
      3/4 time (7-11 hours) = 75% of award
      Half-time (6 hours) = 50% of award
      Less than half-time (1-5 hours) = 25% of award

      So for example: if you are eligible to receive ,000 from the Pell, and you are full-time, you'll receive the full ,000. If you are 3/4 time, you'll receive ,500. Half-time, ,000 and so forth.

  6. QUESTION:
    I want to know how I can recieve the pell grant?
    I do not know why I have not been able to recieve the pell grant because I think that I am in the required, requirements for getting it but I when I talk to my finacial advisor at school they say that I did not recieve it. Any ideas why? I am married and make in the price range of the pell grant requirements.

    • ANSWER:
      Are you also factoring in your spouse's income? If the school is unable to tell you why contact FAFSA and they should be able to explain what is going on and why you are not receiving the grant.

  7. QUESTION:
    What are the EFC requirements to receive federal pell grant?
    I am unemployed and my wife only makes 000. They have adjusted the gross income to not include unemployment anymore for 2009-2010 award year. Why is it that I am still denied the grant when, when others with 2 kids receives 00 in grant. I just dont get that
    I forgot to add that their AGI is 000 thta is 14000 more then me and my wife. that is why i dont see it fair. if we made the same amount i would understand but they make more.

    • ANSWER:
      It is not all that complicated.

      Some students are still considered depedents even though they don't live with their parents, so they have to use their parents income. So makes a minimum of three in the house hold for your children in this case.

      However, it sounds like your children are NOT your dependents any more so your household is only 2. Your best bet is to look into other awards.

  8. QUESTION:
    I am a divorced female with no dependents. What are the requirements for a Pell Grant?

    • ANSWER:
      What are the eligibility requirements?
      To be eligible for a Federal Pell Grant and most other types of federal student aid, you must:

      Have financial need.
      Have a high school diploma, a GED, or have the ability to benefit from the program or training offered.
      Be enrolled to obtain a degree.
      Be a US citizen, permanent resident or other eligible classification of non-citizen (see Financial Aid Eligibility for Non-Citizens).
      Have a valid Social Security number.
      Make Satisfactory Academic Progress for Federal Student Aid Programs.
      Register with Selective Service, if you are a male between the ages of 18 and 25.
      Certify by signing a FAFSA that you will use any federal student aid funds awarded to you solely for educational purposes.
      Certify by signing a FAFSA that you are not in default of any federal student loan and that you do not owe a repayment of any federal student aid grant.

      Federal aid eligibility for students convicted under federal or state law of the sale or possession of illegal drugs may be suspended under certain circumstances. To find out how, or if, this law affects your eligibility for federal aid, you may complete the Drug Conviction Worksheet.

  9. QUESTION:
    What grants are there to help me to pay for college? What are the requirements for a Pell Grant?
    I live in Pine Bluff Arkansas and I have my GED. I want to go to SEARK college but I am only 17 and need help paying an my parents cant help much because of low income, so what grants are out there to help me either with all of my schooling or just some of it? I want to be a CNA first seeing as that only takes two weeks as far as I know, and then start taking LPN classes until I can become an RN.

    Also what are the requirements for me to be eligible for a Pell Grant?
    Well is there anyway to become an RN without having to become an LPN first?

    • ANSWER:
      i am in college to be a RN, the college offers different courses of study depending on if yu want to go up and up to RN or just straight to it. my sister whom lives with me is doing the same and shes 17. until your 24 your fafsa, financial aid, must be completed by your parents, unless you get married, have a child or join the military. which sounds good for you if they are low income. you should get a full pell grant and college will be paid for. the money is free and does not have to be paid back unless you drop out.

      you can fill it out online on the fafsa website, just have them get their 2009 taxes ready. takes maybe 15 minutes and make sure to type in the correct school code, they have them listed. and then you will be done. and you can also take out a loan, which is to be paid back after you graduate, but you will have money left over on your pell grant and its for you to do as you wish"

      go to he college and apply, which is simply filling out a piece of paper. i assume you want to start in january? if you do all this, you will be ready to go and register for classes then.

      best of luck:)

  10. QUESTION:
    FAFSA..ACG GRANT....WHAT R THE REQUIREMENTS AND WHAT ABOUT THE PELL GRANT?
    OK SO I DID THE FAFSA ONLINE TODAY AND IT SAID THAT I MIGHT BE ELIGIBLE FOR A ACADEMIC COMPETIVENESS GRANT AND IT SAID ALL THIS REQUIREMENTS. I'M NOT IN COLLEGE YET. I AM GOING TO APPLY SOON AND I HAVE ONLY MY GED. SO WILL I GET THAT ON TOP WITH A PELL GRANT OR WHAT? I AM SO CONFUSED. WHAT ARE THE REQUIREMENTS. AND ALSO IDK IF THIS IS USEFUL BUT I AM PREGNANT WITH MY FIRST CHILD AND WILL BE DUE MAY 25TH. SO....?? PLEASE HELP. THANKS SO MUCH.

    • ANSWER:
      BCS:

      Congrats on the baby. I wish you and your child the very best for a healthy and easy delivery.

      I can't imagine why it happened, but something went wrong with the FAFSA process if you were told that you might qualify for an ACG grant. You've asked about the qualification criteria, and therein lies the problem.

      ACG stands for "Academic Competitiveness Grant", and it is intended to reward students who pursue a very rigorous program of high school academics. The Department of Education maintains a list of high schools that offer these rigorous programs, and a financial aid applicant must be a graduate of one of these listed schools in order to qualify for the ACG Grant.

      I'm sorry, but you can't qualify for an ACG Grant if you received a GED.

      As for your question about the Pell - you will receive a Pell if the EFC score that is calculated from your FAFSA application is 4041 or less. In fact, the Pell is the only financial aid program where the amount of your award is directly tied to your EFC score.

      For the 2009-2010 academic year, the maximum Pell award will be 50 - that amount would go to a student with an EFC score of zero, as long as that student was attending school full time.

      Pell Grant funds are paid directly to your school, where they are applied to the money that you owe for tuition and school fees. Half of the award is disbursed in the fall semester, and the remainder is disbursed in the spring.

      As for your pregnancy, note that you should have counted your soon-to-be-born as a member of your household - in either question 75, if your parents will be providing more than half of your child's financial support, or in Question 96, if you qualified as an independent student for financial aid purposes AND you, personally, will be providing more than 50% of his/her financial support.

      You didn't mention if you are married - if you are married, you are an independent student, so you would have reported a household size of "3" (you, your husband and the baby) IF you and your husband will be providing more than 50% of the baby's financial support. The same applies if you are over 24 years of age - or - in fact - if you satisfy any of the other requirements for being classified as an independent student (Questions 48 through 60 on the FAFSA).

      Remember, however, that the key test is always will YOU be providing more than 50% of the child's financial support. You will have to be able to demonstrate sufficient income to answer "yes" to this question.

      Long story short - you're not going to be able to qualify for the ACG grant (which is only 0 for a first year student, anyway). You will qualify for a Pell - if your EFC score is 4041 or less.

      I hope that helps - again - best wishes!

  11. QUESTION:
    How much money can i make and still get a pell grant?
    How much money can i make as an independent student and still get pell grant to pay for my full 2009 year. I was unemployed for 9 months and was receiving unemployment checks. I made ,570. Would that prevent me from getting my pell grant? if so, what are the requirements to receive pell? Whats the maximum income i can make?

    • ANSWER:
      Pell Grant eligibility is based on financial need. Although students with family incomes up to ,000 may be eligible, most awards go to students with family incomes below ,000.

  12. QUESTION:
    Pell Grant....please help me?
    i got the fafsa done and when i submitted it it said based on your estimated EFC and current Federal Pell grant requirements, your EFC indicates that you are not eligible to receive the Federal Pell Grant...does this mean i get to financial aid at all? please help!!!

    • ANSWER:
      no don't worry, the Pell Grant is only a single part of your financial aid, and also the largest amount unfortunately, so it's a shame you're not eligible because you'd get a lot of money from that, but you still have hope, you may still get a state grant [like in california, there's the CAL Grant) you may also get work-study money, and if you were a good high school student you may be eligible for the academic competitiveness grant, you may also be offered loans

      remember..financial aid is a package with different components including loans, grants etc. you might get only some or all or none

      good luck!

  13. QUESTION:
    What is the maximum income requirement in order to receive Pell Grant?
    What is the maximum income requirement in order to receive Pell Grant?

    • ANSWER:

  14. QUESTION:
    What is the maximum amount of Pell Grant for someone in a community college?
    As the question asks, what is the maximum someone who goes to a community college can get from Pell Grant? This is assuming that the person meets the requirements for the maximum award.
    In response to the first answer, isn't that amount for people who attend four-year universities? I read that community college students get LESS than what four-year college students get.

    • ANSWER:
      4731 for the 08-09 academic year, they would only be eligible for half each semester, so if they only attend one semester, they would only get half of 4731.

  15. QUESTION:
    is there a credit limit on a pell grant?
    if i am trying to go back to school and i do not qualify for a junior college because i have too many credits, will i still be eligible to receive a pell grant (given i meet the eligibility requirements) and enrollment into a senior college? or is there a maximum allowable number of credits?

    • ANSWER:
      I have 76 credits and I was denied a grant because I went over the allowable credit hours.

  16. QUESTION:
    Do you have to be a full-time student to get a pell grant?
    I've looked at several websites, but none say anything about minimum credit requirements to receive a pell.

    • ANSWER:
      No, you can be part time and still get some funding from the Pell grant. I won't be as much as if you were full time though and depends on how many classes you're taking.

  17. QUESTION:
    I recently lost the pell grant is there any way i can get it back?
    I lost the pell grant is there any way that i can get it back. If so how long would i have to wait to get it back. What would the requirements be to get it back.

    • ANSWER:

  18. QUESTION:
    I am planning to apply for the PELL Grant next semester. Does anyone have any experience with it?
    I have so many questions regarding the PELL Grant:
    1) I'm a white female and completely financially dependant, how much money could I get?
    2) How do they determine how much money you will get?
    3) Will it cover my housing cost or some of it?
    4)What are the requirements to qualify for it and are there people who get more than others.

    Anyone who knows anything at all, I'll take any information I can get.

    Websites are much appreciated as well.

    Thank you so much!

    • ANSWER:
      First off, race has nothing to do with your Pell eligibility. The maximum Pell Grant for a full-time student is currently ,050. This is true whether your school costs ,000/year or ,000 a year -- and whether you are dependent or independent, black or white, etc.

      Unlike some federal financial aid programs, Pell grants are actually pretty easy to calculate. This is done using a table that compares your Expected Family Contribution (EFC) with the Cost of Attendance (COA) at your school. Your school can tell you what your COA is; your EFC is printed fairly prominently on your FAFSA results. The table is no secret: you can view it here: http://www.ifap.ed.gov/dpcletters/attachments/2006paysched.pdf.

      Pell, like most Financial Aid, CAN be used for housing costs... However, given that the maximum grant is ,050, it rarely stretches very far.

      Yes, absolutely, there are people who get more Pell than others, since EFCs (and educational costs) can vary so greatly from student to student. For example, people with lower EFCs will get more Pell than people with higher EFCs (in fact, using the current table, people with EFCs higher than ,850 will be entirely ineligible) A person attending full-time will generally get less Pell than if that same person attended half-time (or less).

      Note: Perkins Loans are still around. There had been a scare a while back that they would become obsolete, but they are still alive and kicking (and at 5% interest, no less!)

  19. QUESTION:
    When you get the Pell Grant from the Government, is it true they don't care what classes you take?
    ...you could take a sewing class and they couldn't care less? Could still use the Pell Grant for it?

    I registered for this semester too late and every class I wanted is filled. I'm stuck with two classes that aren't part of my graduation requirements. Is this fine?

    • ANSWER:
      yeah thats fine

      you have to take electives anyway

      as long are you are a full time student

  20. QUESTION:
    DO you have to be 18 to get Pell Grant?
    Is there an age requirement to get the Pell Grant?

    • ANSWER:
      Yes, you have to be 18 to get any type of federal student aid.

  21. QUESTION:
    Would I be eligible for the Pell Grant ?
    Im about to start classes @ a local technical collge so I can receive a certificate that will allow me to transfer to any university in Georgia if I meet the requirements..since it's a certificate would I be eligible for Pell.

    • ANSWER:
      You're going to a technical COLLEGE. So yes you may be eligible .

  22. QUESTION:
    When will I find out if I got a pell grant?
    I'm pretty sure I meet all of the requirements, but I haven't heard anything and if I don't get one, I'm going to be pretty disappointed. At this point should I be worried or is t still early. I know some of my friends have already received theirs.
    I was chosen for verification.

    • ANSWER:
      I've always found the process to be very quick-2 weeks tops-no matter how late I apply.

      It takes just a few days for your FAFSA to be processed. Then the college takes another few days to process it once you have turned in all required documents (that is, if they ask you for any).

  23. QUESTION:
    Federal Pell Grant? Not Eligible?
    i recently filled out my fafsa form. My EFC is 0. But its says that I am not eligible for he Federal Pell Grant. I meet all the requirements that are posted online. It will be my 2nd year. Are there new requirements?

    • ANSWER:
      no u make to much I guess

  24. QUESTION:
    Can I refuse my Pell Grant? 10 POINTS!?
    Is it abnormal for someone to cancel their pell grant but still want loans? I was qualified for a pell grant and loans but want to cancel my pell grant. Am I able to do that?

    One reason is due to GPA requirements. I received a pell grant last year and dropped a class and they demanded payment IMMEDIATELY.

    Will they not let me cancel it? I already sent in the paper work, I guess I will wait and see. I just want loans, is that abnormal? The other thing is something with my work and tuition reimbursement and getting a possible promotion... I know it sounds weird but it should be my choice what I want and don't want
    My question is will they tell me that I cannot do that?

    • ANSWER:
      Not weird, it just doesn't make sense to refuse free money and use loans instead. Actually, it's financially irresponsible.

      Loans have gpa and minimum credit hour requirements as well.

  25. QUESTION:
    How can I get Pell grant or any other grant for college tuition?
    I am considering going back to school. I am 35, married and a mother of two little ones. I already have a ,000 student loan for a program that I decided not to complete so I really don't want to take out more in that aspect. I was wondering if anyone could suggest a grant that I should consider or if anyone know the requirements for the Federal Pell grant/Fafsa. I don't know where to start. When I search, I find a bunch of garbage or loan info. Thanks for your time and if you are going to leave a rude/sarcastic answer, please, don't bother, my brain can't comprehend that sort of mentality.

    • ANSWER:
      The application for the Pell grant and all other forms of federal and state aid is http://fafsa.ed.gov

      Read this book cover to cover, it will help answer almost all questions you might have about the kinds of aid you are applying for and the amounts.
      http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0910.pdf

  26. QUESTION:
    Pell Grant Question?
    I'm a Texan.

    I was taking college courses 5 years ago. I went to college then on Pell Grants. Did not complete my degree plan. Failed a class. I received a letter, can remember what it said now, but it was saying something to the effect of 'you lost your Pell Grant because you fu*ked up. You can appeal if you wish to by calling so-and-so, or sending a letter to so-an-so...'

    I never appealed. I simply didn't apply for any more Pell Grants, and dropped out of college.

    Question is: can I apply for another Pell Grant now, (I meet financial requirements), and actually get one, in spite of this past experience?
    I said 'I did not complete my degree plan. Failed a class.'

    I meant to word it differently. What I should have said was, "I didn't complete the first year of my degree plan. Failed a class."

    In other words, I had a two year degree plan, and didn't even complete the first year, because failed an important class.

    • ANSWER:
      If you are planning to return to the same school, you may not be eligible. Because you may not be meeting Satisfactory Academic Progress. If you were to attend another school, you would most likely be eligible.

      If you are planning to return to the same school, you could ask if you could to the appeal now, many will let you.

      Be sure to file your FAFSA at www.fafsa.ed.gov, and then contact the financial aid office at the school you want to attend. Most schools, because this happened five years ago, will be willing to work with you.

      Good luck.

  27. QUESTION:
    School starts in september and I was approved for a pell grant that doesn't cover all of my costs....?
    I have very little money and I was thinking of applying for a Perkins Loan (for which I think I am eligible) but school starts in september, is it too late to apply and get approved before fall 2009?

    P.S. My state (PA) will not give me aid because I do not meet residency requirements.

    Thank You for help.

    • ANSWER:
      It's hardly late---you still have lots of time. I don't think PA has any restrictions on when you can apply for a Perkins loan, but be careful, since you have to go to a private lender for these (and Sallie Mae is a private lender, regardless of the name's association with the federal government). They will do credit checks, even though you're a student and have no credit history. Some may ask for a cosigner, which would make whoever backs up your loan responsible for the payments, should you stop paying on your loan. You'll also be obligated to start paying your loans five months after you graduate, so don't take out more than you need.

      But if you want a loan, start the paperwork now. Your college's financial aid office should have a list of reputable lenders. Your parents' bank may also offer Perkins loans. Check with the banks you know about first.

  28. QUESTION:
    Appeal Case Percentage of Success on Pell Grant?
    I'm currently appealing on my case for not having enough GPA to meet their requirement. What are the percentage chance of it being overturned to have it to not having it.

    • ANSWER:
      you can't appeal the pell grant (and if you are trying they are lying to you).
      zero.

  29. QUESTION:
    Pell Grant, Grades, Messing Up/Stupidity, & Etc?
    Scenario: If someone doesn't meet academic progress requirements and gets academic probation their first semester for messing up/acting stupid and getting a D grade in a class, then suspension by messing up/acting stupid and getting a D grade in a class in second semester... does that person have to repay their Pell Grant even though they did attend but didn't withdrawal, etc? I could have sworn I read they did, but I can't seem to find a definitive answer.

    • ANSWER:
      Call your college financial aid office and ask them - they are your best source for a correct answer!

  30. QUESTION:
    Would anyone happen to know about UOP fall pell grant disbursments?
    I have been in school for about six months now. I am curious about the pell grant disbursments and unfortunately I have not recieved my second half of the pell grant for 2009-2010 which I made my requirements of passing four classes with all "A''s I might add, does anyone know when they are going to be taking care of this?
    is there anyone else that someone knows who I an talk to because the school is not giving me answers, they only say that they see I am eligible for the last part of 2009-2010 pell grant, and thats it, I am getting quite frustrated as I have done my part as a student with keeping a 3.84 grade average and they are not doing theirs!!
    @ Lisa C thanks Lisa. I enrolled on 05/31/2010 and it was a total of 5350.00 for the pell grant, someone kept telling me that because the processing center is in review for the accounts who were eligible after the deadline date of meeting requirements which was passing four classes, I am a bit angry about this because it has not been applied to any classes, in fact when i go online I still see it showing that it should be disbursed and has not... UGH!!!! I hate this!!!

    • ANSWER:
      Were you enrolled in classes for two semesters in 2009-2010? You can only get a maximum of 50% of the award in any one semester. If you were only enrolled for one of the semesters, you will never get the second half of the Pell.

      Hopefully I'm understanding the question correctly! :)

  31. QUESTION:
    Am I eligible for a Pell Grant?
    I want to go to a local applied technology college to become an LPN (nurse). I'm 26 and have never attended college. Any financial help I could get would be fantastic. Is there a maximum income requirement? Do I have to be accepted first? Applying in the first place would depend on receiving financial aid. Anyone been through the process and/or know about this kind of thing first-hand? Thanks in advance.

    • ANSWER:
      Is it a junior college and/or a community college?

      If so, you need to apply but you will most definitely be accepted. Financial aid is not difficult to get, although the income barrier depends on the school. Just go the school and talk to a recruiter or a student adviser. They will be able to help you with everything.

  32. QUESTION:
    if a drop a class, below my fulltime requirement, what will happen to my pell grant.?
    i know i will have to repay money

    • ANSWER:
      It depends on your school's policy. Your Pell Grant may be reduced, and you are correct, you may end up repaying money to the school or the government (for the Pell Grant).

      Go to your financial aid office and ask. They can tell you for 100% certain what will happen.

  33. QUESTION:
    how do i know if i received a pell grant?
    because i do meet all requirements
    but dont know if i ever got one
    i only got a cal grant

    • ANSWER:
      Your student aid report (SAR) from the Dept of Education should have said, "Based on the information you gave us, and if all the information is correct you ARE eligible to receive a federal Pell grant."

      Your award letter from the school would have included the Pell grant on your award letter and asked for you to either accept or decline this and any other aid you might be offered.

      If you still have not received an award letter from your school, then you need to contact them asap to find out what the hold up is. Federal and state aid awards are different.

  34. QUESTION:
    what are the requirements to get a student (stafford) loan?
    i know someone who REALLY wants to go back to school. she does not qualify for pell grant and in addition to a couple of scholarships she has she wants to get a loan as well (she is a single mom and we be working less while going to school so i guess she is planning on living off of them for a while).
    anyways....what are the requirements as far as GPA and other stuff goes?
    THANKS!

    • ANSWER:
      I don't think they check your GPA. I think it goes by your income and what not. She just needs to go to http://www.fafsa.ed.gov/ and apply. I think pretty much anyone qualifies they just go by your income to figure out how much you need. They also base it off the school tuition fees that you go to.

      I have now gotten one twice and have applied under three different circumstances, when I was single, after I got married, and now that I'm married with a kid. I got the best deal when I was single and married with a kid. If you are married with no kids they screw you.

  35. QUESTION:
    Federal pell grant refund help please?
    I was awarded 2600 from the federal pell grant; however, this amount was split in half. So half of this paid my tuition which was around 600, and now it says im getting refunded 600$. But what happened to the other half of the 2600? It says "anticipated aid" that its expected distribution is october 30, but i thought you can only be refunded at one time for credit hour courses.

    Will this 1300 disappear? or when distributed will the money go to me? I am a full time student, and meet all the requirements.
    No, i got 2600 for one semester and around 5000 total

    • ANSWER:
      You got a 2600 Pell Grant that was split between 2 semesters. So you get half 1300 for this semester that will be refunded for this current. You get the next 1300 at the start of your next semester.

  36. QUESTION:
    Question about Pell Grant?
    I'm currently a senior in college. This fall will be my LAST semester (woohoo!) My question is this: I only need to come back in the fall for ONE class (stats) to finish my degree. I finish all my major's courses this summer, but need stats for my actual degree requirements.

    I have financial aid and loans, because I went ahead and registered for full-time hours (12 credit hours) because I knew I needed that to qualify for the Pell Grant. However, I don't really WANT to take all these extra classes. I'd prefer to just take the stats class and work the rest of the day in a lab (my major is clinical lab science). But, if I drop to HALF time (6 credit hours), will I still be eligible for my grants and loans?

    • ANSWER:
      Yes, Doc - however, you will qualify for considerably smaller amounts of aid.

      For example, let's assume that you had an EFC score of 2000, and you had been offered a Pell Grant of 00, based on full-time attendance.

      If you registered, instead, for only 3 credit hours, you would still be eligible for the Pell, but the award amount would be just 0.

      You must register for at least 6 hours to be eligible to borrow from the Stafford lending program. The amount that you can borrow is also likely to be impacted by a smaller credit load, because your borrowing eligibility is determined by your Cost of Attendance. Drop to half time attendance, and your tuition and fees expenses will be cut by around 50%, which should significantly affect your total Cost of Attendance.

      Your school will only be able to certify you for sufficient financial aid to meet your Cost of Attendance - so if your COA declines (a lot), so will your aid eligibility and your aid award.

      I hope that helped answer your questions. Good luck!

  37. QUESTION:
    Should I feel bad about taking food stamps, I'm trying to find a major difference, food stamps v pell grant?
    I live in New Jersey, I'm a senior in college (attending part-time) and work a full-time job making decent money. I've recently found out that I'm eligible for food stamps. New Jersey has weird requirements and theirs state, you have to be in college (at least half-time) and working over 20 hours at a job. I meet those requirements, thus I'm eligible for 200-250 per month worth of food stamps.

    Now to my question, those who consider food stamps a handout, or state they have too much pride to use food stamps. Would you have too much pride to accept a federal pell grant to assist with the cost of school? For those of you who don't know, pell grants are free monies given to those in need to help cover the cost of a college education, up to 5500 per semester.

    Do you think there's a difference among pell grants (for college) and food stamps (for college), if so please describe.

    All I have to do is go to the office and claim them, I'm finding myself not wanting to because of pride. On the other hand I know NOBODY would have a problem accepting a pell grants, which could also be labeled a handout on a much larger scale.

    What would you do in my sitution, should pride even be a factor here?
    Where did this fine line come from regarding what government assistence?
    is a handout and what is ok to take, do you consider it all to be handouts?
    "Food stamps are for those who don't earn enough to EAT. Pell grants are a govenment investment in America's future"

    Are you kidding me, you're a moron.

    Pell Grants are for those who can't afford to pay for their own education. Food stamps are for those who can't afford to eat and pay for their education.

    Maybe you're the stupid one if you can't see the similarities.
    Ben Dover, maybe if you could think you would realize that to get the food stamps, you must be in college.

    If I wasn't in college, I wouldn't be eligible. This is for those who try and draw a fine line vs pell grants v food stamps. They're both used for college and you have to be in college just to get the benefit!
    Pell Grants are based off financial need, it has nothing to do with achievement, same with food stamps!

    Both you have to be in college with regard to my situation.

    • ANSWER:
      pell grants are also used and abused, i should know, i abused mine, its easy to do.

      but i dont think he is saying he is going to abuse the pell grant. i think he means what is the difference if they are both free money to help someone in need and if there is a moral difference in accepting either of them.

      its not about pride, if you are using pell grants to pay for college expenses and make enough at work to pay for your other expenses you dont need it, and using it would be abusing the system.

      if you arent using pell grants and are paying your college expenses out of pocket and need the food stamps to help subsidize your income, use them, it is a government program and thats what it is there for. if you are a college student and starving, that means you arent learning at your best and money concerns are probably affecting your studies. meaning lower grades, worse job and all that.

      its your government working for you at its best, and the fact that you are working and paying taxes means you are helping fund the programs you are using. go usa!!

      good luck and study hard

  38. QUESTION:
    When applying for financial aid and it says that your expected family contribution is 5753? What does that....?
    what does that mean and why would it say," Based on your estimated EFC and current Federal Pell Grant requirements, your EFC indicates that you are not eligible to receive the Federal Pell Grant. " ?????

    • ANSWER:
      That means that the federal goverment estimates that based on your family income, you/your parents should pay 53 of your tuition.

      The maximum EFC to be eligible for a Pell Grant is about 00. Your EFC is higher (meaning your parents make more money and can pay more tuition) so you cannot get a Pell Grant. I think you can still get loans and other financial aid like work study and aid from your school itself.

  39. QUESTION:
    When applying for financial aid and it says that your expected family contribution is 5753?ADDITIONAL QUESTION?
    what does that mean and why would it say," Based on your estimated EFC and current Federal Pell Grant requirements, your EFC indicates that you are not eligible to receive the Federal Pell Grant. " ?????

    *****Between What values can your EFC be to be eligible to receive the Federal Pell Grant???

    • ANSWER:
      Oh, I can't remember exactly (it changes every year).
      It's from 0 to around 4500.
      You are way too high.

  40. QUESTION:
    Pell Grant/Nucor Scholarship?!?
    My daughter, Alyssa, had four classes this semester. She dropped one class like mid semester. She then was told, "You have to pass two classes with a C or better or you will be placed on suspension for your Financial Aid." I don't know what "suspension" means.. But anyway.. She doesn't think she will be able to get a C in two of her classes. Maybe, but she says she doubts it. Anyway, if the school makes her pay back the money- will she still be able to receive the Pell Grant next year? Also, the Nucor Scholarship, both of my girls were awarded for the upcoming school year. Can they lose it by the time the semester starts because of their grades this semester? I didn't know because it seems like since they didn't have it this semester it shouldn't matter. Does anyone know? Any certain GPA requirement for it? Thanks.

    • ANSWER:
      "Suspension" means she will not get financial aid, ANY kind of financial aid. If she is put on suspension, no she will not get a Pell grant.

      This is grants, loans and usually scholarships as well (most scholarships have min GPA requirements and completion requirements- dropped classes are a big no-no).

      You or your daughter can look up the schools "Satisfactory Academic Progress" rules on their website. I would STRONGLY encourage her to do so and understand EXACTLY what is going on and what she needs to do to. Loosing one's fin aid is extremely drastic and CAN be avoided.... sometimes by simply adding an extra class to an already full time schedule.

      ANYWAY:
      Usually students have one semester of financial aid "probation" before they are put on suspension. Probation is a time when the school will monitor her grades and if she drops any classes, before they suspend her. (But not always depending on the situation).

      If she does not meet the terms of her probation (doesn't maintain a C average or drops below full time) then she will be put on financial aid suspension... again, not getting any aid for school.

      After this happens, the school will allow her to get her fin aid back as long as she meets a certain requirement. Related to why she lost her aid to begin with. So if she failed to meet the minimum GPA requirement (usually a 2.0) then she would have to pay for a semester on her own without any fin aid to get the GPA up to a 2.0 or above. Schools usually won't require her to pay money back for poor grades, but they will make her pay it back if she has a complete withdrawl.

      Hope this helps.

  41. QUESTION:
    EFC: 4057. Not eligible for Federal Pell Grant?
    So I literally, went back and forth to this community college that I'm planning on attending in Spring of 2009. I filled out my FAFSA, and then when it was processed, I had a few complications. When I worked out those complications, I found out that I was put up for verification. Before the verification process and everything else, my EFC was at 3400 something. Now just yesterday, I went back to the college and have the Financial Aid assistant verified my tax papers and well as my parents. Turns out that there has been another unexpected complication. I got that out of the way within a few hours. So, now that the financial aid assistant from the school made a few corrections towards my FAFSA, my expected EFC was 4520 something. So I went in and looked at some of the corrections that she has made. Turns out my father's income was off by ,000. So I corrected it. Then my expected EFC is 4057.

    Turns out, I'm not eligible for Federal Pell Grant? Does anyone know what other grants that I can be offered or what could I be expecting for the final results of my FAFSA application? Right now, it's still in process. Or is there anything else I could do to make the EFC's score lower? It just needs to be lower by 57 then I could be eligible. My parents income aren't that high. Only my mother works and she only makes 20,000 a year while my father is disabled and living off of SSI income.

    OTHER ADDITIONAL DETAIL:
    - The community college that I planned on going to has a requirement that a student's EFC has to be 4000 or below to be eligible for Pell Grant.
    - I was out of state, moved here 2 years ago. Now qualified for in state.

    Thanks so much. :)

    • ANSWER:
      Actually, your EFC score is closer than you think, but, still, it really doesn't matter, when it comes down to it, because even if your EFC score was the 4041 (the actual max, not 4000), your Pell Grant award would have been a big, fat 0 for the entire year. Not that I'm making light of nine hundred dollars worth of free government aid - but I think you were looking, and hoping, for something more.

      I have another question, and it relates to the special exceptions to the EFC rules. An applicant is automatically eligible for an EFC of zero if the following are true:

      1. Anyone included in the parents' household ... received benefits from the SSI Program

      AND

      2. The 2007 income of the parents is ,000 or less.

      If your parents filed 2007 taxes, the "income" that is used to meet that ,000 test is adjusted gross income from Form 1040A or 1040EZ

      I'm just asking because you mentioned your dad's SSI benefits, and that your mom makes ,000 a year.

      If I had to guess, I'd say that you're missing out on this auto zero EFC because your dad's SSI benefits are characterized as "untaxed income and benefits" on the FAFSA, and therefore, those funds count as household income - in other words, your household income is actually more than ,000 a year for FAFSA purposes.

      All of this is academic - if your score is not below 4041, you do not qualify for the forms of financial aid known as "need-based aid", and those forms include the Pell Grant, the FSEOG, the Perkins Loan, and the Federal Work Study Program. Instead, you qualify for the most common form of federal financial aid, the Stafford Loan.

      The maximum amount that a dependent undergraduate can borrow from the Stafford program in his/her freshman year is 00 - that amount goes up to 00 in year two. I don't know about your particular community college, but 00 a year should provide significant assistance with the tuition, books, fees, equipment and transportation expenses associated with community college attendance.

      I can appreciate that you would prefer that your "aid" take the form of "free" government funds, but only one of every three applicants qualifies for need-based aid - and even those students generally need to supplement their Pell grant (annual maximum 31) with Stafford loan borrowing.

      The Stafford loan does not require a credit check, an income, a cosigner, or even a credit history. The interest rate is low and fixed, and your repayment begins 6 months after you leave school. It is, far and away, the best educational loan available, and it is only available because the government backs the Stafford program with repayment guarantees.

      I'm sorry that your EFC score is higher than you might have preferred, but even your original score of 3400 wasn't going to get you more than about 81 in Pell Grant assistance. You're qualified for the next best thing - the Stafford loan, and I would urge you to take advantage of that program.

      I hope this helped. Good luck!

  42. QUESTION:
    Any way to get around age requirement for Pell Grants?
    My daughter is 21 years old and in her second semester of college. She has been on her own since she was 17 (her choice, not mine). She applied for a Pell grant and was told that she was ineligible because she is not 23 years old. The FAFSA indicated she is excluded from the grant because her parents make too much money.....WHAT A JOKE!!!!!!!!
    I am gladly paying her tuition right now but dont know how much longer I can afford to pay the high costs. Does anyone know how to "beat the system?" Her father does not contribute to her tuition and will not..he has no means.
    We are not estranged from each other and there is no history of abuse. What to do??
    I am NOT confused here. I'm very clear on what I know based on the information provided by both the school and the governing body for Pell Grants.
    I am simply asking if anyone has any experience in having the requirements for the grant WAIVED??

    • ANSWER:
      For some reason (i have no idea why) people think that if they don't have to put parents income down that this automatically qualifies them for the Pell grant. This is simply not the case.
      Lots of folks who don't have to report parents income don't qualify for the grant and by the time your daughter is 24, she prob won't either. So I would not recommend waiting until shes 24 to try again.

      Pay her tuition for as long as you are able and willing, but when it's time you can't she can take out Stafford loans in her name without a cosigner or a credit check. If her school is too expensive and she can't attend with the Stafford loans then she needs to find a cheaper school. Max Stafford loans per year for freshman are 3,500 soph 4,500 Jr and Sr 5,500 each.
      Good luck

  43. QUESTION:
    Pell grants?
    How to I obtain a pell grant? What are the requirements? Where do I apply?
    DP. You're an idiot. Piss off.

    • ANSWER:
      http://www.fafsa.ed.gov/

      You get a pin number, then fill out the application. The requirements are pretty vast. A lot of it depends on your age and income.

      Also, you should NEVER have to pay to apply. Many places will try to scam you but the attached is legit. You should also do your taxes before applying. This shouldn't be too hard because you'll have to wait for your PIN via snail mail anyway. (Snail mail? who says that anymore!)

  44. QUESTION:
    OMG! I HAVE A QUESTION ABOUT MY PELL GRANT AND CREDIT HOURS!!?
    the first semester i had 4 classes - 12 credit hours , therefore i got the full amount

    this current semester i just now realized i have 4 classes - 10 credit hours!!!!??? WHAT???

    I repeatedly asked them if i met full requirements to receive the check and they were saying yes, but i looked on my account and it said i was only getting 200 dollars back!!

    IF I DROPPED THE LOW CREDIT CLASS AND ADD ONE THAT EQUALS IT OUT TO 12, COULD I GET THE REST?? OR IS IT TOO LATE???

    • ANSWER:

  45. QUESTION:
    No defined disbursement date for pell grants? Is that legal?
    I am attending WGU, an online university, and my term started August 1. I have not received my pell grant, and financial aid office which was previously estimating disbursement of pell grant funds at 4-6 weeks after the first day of the term is now saying they have no defined disbursement date, as a change in computer software has caused system problems regarding pell grant disbursement. I would like to be able to purchase textbooks, plan for being able to pay my bills, etc. I am now wondering when and if I will receive my pell. Are there legal requirements for universities regarding disbursement of pell grant funds? What can I do and where can I find more information?

    • ANSWER:
      I attend a regular University and After 2 years of attending I know that loan disbursements dates usually take awhile.

      Although I have no idea how Online University Financial Aid works, I'd imagine it's similar to a Regular University.

      So, don't bank on a Refund Check coming right away. It takes a while:

      For example, This is my first week back to classes. I received my Financial Aid Award letters on Aug 1st, but the loans do not disburse until Mid October. I just talked to the Finan Aid office for my school and for the first time ever I had a remaining balance of 0 dollars after my Loans were awarded. So if I was to wait for a refund check I wouldn't receive it until the first week of November. However, the Accounts office issued me a "Book Voucher" which allows me to go to our bookstore and purchase my books up to the amount of 0 in lieu of receiving a check.

      Hopefully that helped you out...

  46. QUESTION:
    Does this says that im not go9ing to get any money from FAFSA? PLEASE HELP?
    So I filled my FAFSA again ... just made some corrections because they told me it needed some corrections.

    THIS IS WHAT THEY TOLD ME

    Your Expected Family Contribution (EFC) is: 0

    Your EFC is based on the information you provided on this corrections form. It may change depending on your school's verification of information you provided. The EFC is not the amount of money that you or your family must provide. Rather, you should think of the EFC as an index that schools use to determine your eligibility for federal student aid.

    For more information about the EFC, go to www.studentaid.ed.gov, select "Funding" then "Student Aid Eligibility" and scroll down to "How will I know what I'm eligible for?"

    Based on your EFC and current Federal Pell Grant requirements, your EFC indicates that you are not eligible to receive the Federal Pell Grant.

    However, your financial aid award may include other federal student aid like low-interest student loans and work-study opportunities, depending on which federal student aid programs your school participates in. You might also be eligible for funds from your state or school. All of this is in addition to any private scholarships you may receive. For additional information about scholarships or other sources of aid visit

    So it says that I dont qualify for the FEDERAL PELL GRANT. Does that mean that I dont get anymoney? What does all this mean?

    PLEASE HELP!!!!!!!
    MY COLLEGE CAREER MIGHT BE IN YOUR HANDS!!!!

    lol

    ... im serious

    • ANSWER:
      My answer is the same as the last time you asked. You will get money to go to school but it will be in the form of loans that you have to pay back. So you WILL get money to go to school. Just be prepared to start making student loan payments when you graduate.

      Even though your EFC is 0 it appears you don't qualify for the Pell because you have indicated you are a graduate student. (There are other reasons but this is the most common.)

      Do you have a 4-year Bachelor's degree already? If not, with an EFC of 0 you SHOULD be eligible for the Pell grant. Undergraduates without Bachelor's degrees who have an EFC of 0 qualify for the maximum amount of Pell grant. Max sure this is correct. Lots of folks get this question wrong because they don't understand the terms.

  47. QUESTION:
    information about pell grants for texas department of corrections inmates?
    I have a family member which is currently incarcerated and would like to know the qualifications for obtaining pell grants to further his education. I am aware that the grants are available but do not know how to get information regarding the requirements.

    • ANSWER:
      Why should we allow a guy like you described to be allowed to get grants. The con has no respect for the people around him or he would not be there. tell him to do his studying in prison like so many others have and let the ones who deserve the grants get them

  48. QUESTION:
    if i meet the requirements why cant i receive aid for school?
    about me, 24, no job, no kids, no support of any kid, no taxes filed for 2009(no job), 2.11 g.p.a and going up. at home, paying rent. no loans. i got the fee waiver. filed out all the forms, fafsa, all the forms, and proof of my finances. yet i can't get the pell or cal grant. i feel like they are screwing with me. what is going on?
    i also paid my fees.

    • ANSWER:
      grants and financial aid are for those that have a financial need and meet the requirements. there is no reason why you shouldn't get it, its all a stupid bureaucracy.

  49. QUESTION:
    What is the details of a Federal National SMART Grant?
    I just checked my financial aid and noticed I received a 00 SMART Pell grant for this academic year. I have read the requirements in receiving the grant but unsure of how exactly the GPA plays a role. I am a Junior now and received a GPA of 3.3 in completion of my 2nd year and would like to do well this Junior year to receive the grant once again when I am a 4th year.

    The requirement is to have above a 3.0 GPA but I am unsure if that is cumulative GPA of my Junior Year or if I would have to get above a 3.0 everywhere quarter (quarter system). I recently got a 2.86 for Fall Qtr and scared that I may have already ruined my chances. Please help me understand. Thank you in advance

    • ANSWER:
      The National Science & Mathematics Access to Retain Talent Grant (National SMART Grant)

      The National Science and Mathematics Access to Retain Talent Grant, also known as the National Smart Grant is available during the third and fourth years of undergraduate study (or fifth year of a five-year program) to at least half-time students who are eligible for the Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, engineering or a critical foreign language; or non-major single liberal arts programs. The student must also be enrolled in the courses necessary to complete the degree program and to fulfill the requirements of the intended eligible major in addition to maintaining a cumulative grade point average (GPA) of at least 3.0 in course work required for the major. The National SMART Grant award is in addition to the student's Pell Grant award.

  50. QUESTION:
    Atlanta Community College Tuition fee and grants?
    How many Community Collegees are in Atlanta? What is tuition fee for resident and International student? Are there any othere grants available in addition to Pell grant ? What is the requirement to be consider as a resident?

    • ANSWER:
      Atlanta is home to Atlanta Metropolitan College, a 2-year commuter campus that is part of the University System of Georgia. You'll also find Bauder College, a smaller private 2-year institution, Herzing College, a very small 2-year school, the small Brown-Mackie College, the Art Institute of Atlanta, and Atlanta Technical College.

      (there may be others)

      Tuition is set by each individual school, so you would need to check each school for their own specifics - at the largest of these schools, Atlanta Metropolitan College, full-time tuition and fees are estimated at 74 per semester for in-state students, and 25 for out-of-state registrants.

      Classification as an in-state resident may be difficult, because Georgia is pretty conservative in that regard. If your parents listed you as a dependent on their most recent tax return - or if you receive more than 50% of your financial support from your parents, you will automatically be classified as a resident of your parents' state of residence. If you wish to claim that you are an "independent" student, eligible to establish your own residency, you must be prepared to document that your parents did not claim you as a dependent and that you have significant income to provide more than 50% of your own support.

      If you think you might be able to qualify as an "independent student", visit this page (http://www.admissions.uga.edu/8_georgia_residency.html) and review the information in the box on the right hand side. You'll find some helpful hints about the kinds of documents and other actions that are considered in evaluating your claim of Georgia residency for tuition purposes.

      I hope this helped - good luck to you!


Pell Grant Information

Are you feeling as though debt and bills are suffocating the life right out of you? I know I sure have been down that road before. It wasn't pretty. It's almost as if you feel as though there is no hope. No one wants to help you. Your credit score is terrible and worrying about where you will get the money you need to pay your bills every month can seem like a daunting task. That feeling of helplessness is so...weird. I can honestly say that there were times where I cried my eyes out for days.

But every once in a while an opportunity will rear its head and just when you thought you could take no more, someone (or something) comes into your life, and before you know it that big financial burden you once had is now terminated. That's exactly what happened to me the day I got a loan from a loan shark.

Now, I know that most people would think getting a loan from a loan shark is a bad thing. Well, sometimes it is...depending on who you get one from. You will find licensed companies and individuals who will not come after you and break your legs, I promise. You just have to find them. Anyhow, I found an online loan shark who was willing to loan me the money I needed to get through my hardship... and then some.

Now, alot of loan sharks will not loan any money amount above ,500. These are your usual payday loanand paycheck advance institutions. However, if you need more than ,500, I suppose you could fill out 2-3 online applications to amount to what you need. Just remember you have to pay back all of the interest too. To make a long story short, I am now debt-free thanks to this one individual, who out of the goodness of his heart loaned me the money. I am overly confident that you can find the same success that i did. It just takes a little looking around to find what you need.

Frequently Asked Questions

  1. QUESTION:
    Pell grant information or any info on college financial aid?
    I was pretty disappointed that I am most likely not able to qualify for the pell grant. I do not understand why, however I will live. How much is too much to make in order to be ineligible for the pell grant, if you are single with one dependent/child? And are there any other grants that help students go back to school? I just want to finish for promotion purposes and I am almost there! Thanks any info can help...

    • ANSWER:
      If you are not finding everything you want online make an appointment with the financial aid office at your local college or university. That individual will be able to provide you with all the available financial aid information you should need. They will also have information about any potential scholarships that can be obtained through the college or university. Try for the grants and scholarships first. Then, if you needed you can check on student loans to help. You normally don't have to start making payments on student loans until after you have finished your education. Good luck with your education.

  2. QUESTION:
    The amount to be paid is negative when I check my Pell grant information?
    anybody know what that means, the financial aid office does not seem to want to tell me!!

    • ANSWER:
      Perhaps you OWE them.

  3. QUESTION:
    I need to update my pell grant information, this semester, because the school thinks my parents are married,I?
    filled out the information wrong my the internet and the school took my pell grant back during my fall semester and when i get my tuition for my spring year, a still have at least half of my fall semester, but noone notifyted me, it come to find out it was a pellgrant rebate, but my parents arent married how do how correct that so i can get my pell grant back for my fall and sring semester.....

    thanks in advnace and the best answer will get TOP points

    • ANSWER:
      DON'T CHANGE IN ANYTHING RIGHT NOW. GO TO THE SCHOOL AND ASKED THEM FOR ADVICE. However, the fafsa clearly states to YOU: they want to know your family situation at the point you filing for the fafsa. If now your parents are separate, then you need to state that on the upcoming fafsa 0708. You won't get your pell for the fall semester b/c they were married in the fall...and not for the spring b/c they separated in 2007 and not 2006.

  4. QUESTION:
    Pell Grant Information?
    I was awarded a Pell Grant in the amount of 31. The school only disbursed 66. So the question I have is when will the other amount be disbursed? Do they split the payment like they do with the student loans? I just enrolled for the spring semester, and the loans are being disbursed in two payments. One in january, and now the other in March. But it doesn't say anything about the Grant. So will i receive that also?
    I only attended the spring semester. Thats why my loans were split into two payments. January, and now in march. Will my Pell Grant be the same?

    • ANSWER:
      ng:

      Yes. The Pell Grant is disbursed in two (nearly) equal payments, one in the Fall and the other in the Spring. You should expect to see the other 65 credited to your student account for the Spring semester.

      Financial aid is split because your eligibility to receive it is based on a full year of attendance. If they paid the aid all at once, and you failed to return to school for the Spring semester, you would have to return money - they'd rather not deal with that hassle.

      Good luck - I hope this information helped!

  5. QUESTION:
    Help with Pell Grant information!!?
    Ok...so i was awarded 3000.00 in scholarships for next semester through a florida pell grant. I will only be taking two classes next semester however, so what happens to the remainder of the money? Does anyone know, if it comes to me or it just goes away or what?? Thanks any help is appreciated!!

    • ANSWER:
      A Pell grant is a federal grant not a state grant (florida) and not a scholarship. Be sure you know what yours is and what it is not. Most importantly because you need to know how you qualified for it. (Grants are based on being financially needy and scholarships are given based on merit - like a high GPA. State grants are also based on being poor but you also have to be a resident of that state and go to school in that state.)

      So,

      If you were awarded 3,000 a YEAR (half 1,500 in the fall and the other half 1,500 in the spring) based on full time status and you decide to only attend half time, you will only get half that money. Or in your case, 1,500 a year (half of that in the fall and half in the spring or 0 each). If you choose to attend in the summer and since you did not use all your 3,000 you can ask to use it. They won't give you ALL the remainder, but just some of it depending on how many hours you enroll for the summer.

  6. QUESTION:
    PELL GRANT information- HELP :( ?
    Would anyone know why my first Pell Grant would be qualified at the full amount of 00.00 and here now year 2... now that we are ever WORSE off financially, it says I am only qualified for 00.00? I do not think this is fair, and if I recall when I submitted my FASFA for the second time, I DO recall it saying you ARE qualified for 00 and my EFC was once again 0 ...... I am confused and have contacted my finance advisor by email... but put this up just to see if anyone has any input? Thanks for your time :)
    I know nobody has no way of telling.... but I was trying to see if anyone has something similar.. or just ANY input for me :( My financial adviser is one of them people that it takes FOREVER to get ahold of, prob like 2 weeks before she gets back to me
    What i mean by worse off... is year one my fiancee (household) had income and a job.... and NOW he had surgery and is laid off... and we have 0 income... so I would say that it worse off.
    OK I HAVE GOTTEN A RESPONSE FROM FINANCIAL ADVISOR, AND AM WONDERING IF SOMEONE CAN SIMPLY TELL ME WHAT IT MEANS? Sorry I am dumb, but do not still understand... SHE SAYS:
    Hello Lacey,
    You have actually ended up receiving more than you qualified for. In the 2010/2011 financial aid year (July 1, 2010-June 30, 2011), you qualified for 50 but with this disbursement on 7/7, you will have received a total of 25 in Pell Grant funding for 2010/2011. Since your next disbursement period starts in November, I will then certify your 2011/2012 financial aid year Pell Grant funding.

    Please keep in mind for future reference, in case there ever is a disbursement you don’t get awarded, the FAFSA states that you are eligible for “up to 50 per aid year”. It all depends on where your disbursement periods fall.

    • ANSWER:
      According to your advisor, all is well. She says you received more than you qualified for-- although I don't know how that's possible.

  7. QUESTION:
    Need some help with information about my pell grant and exactly when I can expect to recieve it. ?
    I haven't received any email alerts or mail about my financial aid I called the office and was told that I have received a pell grant and need to enroll to find out how much it is. I wanted to know when the grant would actually be available. Thanks

    • ANSWER:

      A Pell Grant award is determined by three factors - if you know those 3 factors, you can predict exactly how much of a grant you are eligible to receive.

      1. The EFC score calculated by the Department of Education from your FAFSA submission.

      2. The Cost of Attendance at your school (this includes tuition, books, fees, room and board, and miscellaneous educational expenses)

      3. Your registration status. Full time students (those registered for at least 12 credit hours) are eligible for a certain amount, while students registered as 3/4 time (9 hour), 1/2 time (6 hour) or 1/4 time (3 hours) students receive proportionately less.

      The maximum Pell Grant award for this academic year is 31, which would be paid to a full-time student with an EFC score of zero. Pell grants are paid in two equal payments (one half of the award), one for the fall semester, and one for the spring. The smallest Pell Grant award for a full-time student this year is 0 - which would go to a student with an EFC between 3801 and 4041.

      As far as receiving those funds - Pell Grant aid is disbursed relatively quickly, once your school's financial aid office has certified your eligibility and attendance to the Department of Education. Many schools allow financial aid recipients to pay a little later than students who are paying out-of-pocket, but you would need to confirm whether your school has this type of arrangement (otherwise you may be expected to pay up front and receive a refund later).

      I hope this helped you - good luck!

  8. QUESTION:
    pell grant information?
    info. on pell grants how to apply for them in north carolina

    • ANSWER:
      To qualify for the Pell Grant and other federal grants, you must file your FAFSA first. This will qualify you for eligibility for the Pell, ACG, SMART, FSEOG, and any other federal financial aid.

      Hope this helps!

      Christopher S. Penn
      Producer, the Financial Aid Podcast
      Daily free financial aid internet radio, no iPod required
      http://www.FinancialAidPodcast.com
      FinancialAidPodcast [at] gmail [dot] com

  9. QUESTION:
    please please does anyone know were i can get pell grant information that i don't have to pay for.?
    i dont want dics i have to pay for over the web just any place i can get the information & contact info i need on business edu grants. And even new home owners grants

    • ANSWER:
      home owner grants have nothing to do with financial aid. For home owner grants, look for HUD programs in your city. HUD gives money to urban areas to help people afford houses. You must meet income requirements and be buying in the designated areas, usually called "blight" areas, but don't let that stop you because HUD probably owns most of the "blight" and they will bring it all up at the same time.

      Pell Grant info is a government program and it's free. Look up info online. Pell Grants don't need to be paid back. They aren't huge, though, it's less than ,000 a year even for the poorest students.

  10. QUESTION:
    i need information on the ohio pell grant?
    i'm trying to get as much financial aid for college.

    • ANSWER:
      The Pell grant is a Federal Grant given to college students of financial need. Simply stop in at your college's financial aid office and fill out the application. They will be able to tell you if you qualify.

  11. QUESTION:
    How do I find grant information for single parents that is NOT a federal pell grant?
    I'm a single mom and I am not currenlty eligible for financial aid/pell grants. I consolidated all of my student loans several years ago and very nearly have them paid off, or so I thought. I got a letter in the mail that stated I had a Federal Perkins loan that was defaulting. I went crazy trying to dig up all the info on my loans. Turns out, that loan was not included when my loans were consolidated. What gets me is that the college that backed my loan has had my address and number for years as they send me junk all of the time to donate to the school. So why was I never sent anything? This is besides the point. My loans were in good standing and now I have one in default.This makes me ineligible for financial aid and my pell grant. I am attending classes again in the fall. I have waited almost 6 years to go back because my son is now starting kindergarten. I guess what I need to know is are there truly (and I don't mean all the websites offereing fake money and just lead you to the Univeristy of Pheonix online) any grants from private organizations available? So many of them do no give to individuals. Any info would be appreciated.

    • ANSWER:
      Sorry, there is no single parent grants. What people are referring to, is the ease of getting the pell grant since they have a child or children that live with them and do not receive support from the other parent.

      However, unless your school is your lender, the school has nothing to do with that perkins loan. Once you sign the promisary note, you are to keep up with it.

      Only thing you can do is try to consolidate that loan into your already consolidate loans and hope it takes it out of default.

  12. QUESTION:
    Any information on the Pell and Cal Grant?
    How is the money distributed and in what form? When can we begin using them for payments? What do they cover? Anything I should know about them? I'm attending a community college, btw.

    • ANSWER:

  13. QUESTION:
    What websites actually offer FREE gov grant (edu) Information?
    I have been trying to get information to apply for gov grants for tuition assistance (we already get the pell grant) for next fall. Every website that claims to offer free grant info wants your credit card info to pay for shipping. Do you know of an actual grant website that is not a scam?

    • ANSWER:
      I don't know that anything else is available...all government grant info is on the fafsa site. Contact your schools financial aid office for more information if that doesn't answer your questions.

  14. QUESTION:
    Is it possible to recieve a Pell Grant for ,000?
    I am interested in going to college, my schools tuition is rather high, if anyone has any information on Pell Grants, I would really appreciate it. Thanks!!
    I mean ,000 for the whole year. Grendal I appreciate you input!

    • ANSWER:
      Yes that is possible. Check out this website for more info: http://www.ed.gov/programs/fpg/index.html

      Also look for other scholarships. Try fastweb.com to see what kinds of scholarships are out there for academic merit, need, special skills, etc. There is a TON of stuff out there if you know where to look. Also make sure you have contacted the school to let them know your financial situation (have you filled out a FASFA??) and see what they can do to help you with scholarships and grants.

      EDIT: In response to the idiot below me who gave me a thumbs down, I thought you meant ,000 in total, not per semester.

  15. QUESTION:
    I would like to know about information on my pell grant that i filled out for in Febuary 2007. what happened?

    • ANSWER:
      First, check to see if your FAFSA was processed correctly. You can do this at http://www.fafsa.ed.gov and click on Check Status of Your FAFSA. Your will need your federal PIN to access this information. If you don't have it you can obtain one at http://www.pin.ed.gov. If it says it wasn't processed it's probably to late unless you are taking summer classes. If you are do what you need to do to get the application finalized. If it was processed check with the school to find out what happened. You can also check http://www.nslds.ed.go for a full accounting on any aid that has been disbursed to you (you'll need your PIN for that site as well).

  16. QUESTION:
    How do you apply for a pell grant?
    I've got next to no money for school, and I'm my only income. I'm 19 years old, and I really need to know how to get a pell grant (and who to get further information from, on top of that).

    • ANSWER:
      All college financial aid is awarded through the completion of the FAFSA. Start there.

      www.fafsa.gov

  17. QUESTION:
    How do I find information on Pell Grants or grants for paying for tuition?

    • ANSWER:
      Go to the financial aid office at your chosen school. They have all the information and forms that you need.

  18. QUESTION:
    information about pell grants for texas department of corrections inmates?
    I have a family member which is currently incarcerated and would like to know the qualifications for obtaining pell grants to further his education. I am aware that the grants are available but do not know how to get information regarding the requirements.

    • ANSWER:
      Why should we allow a guy like you described to be allowed to get grants. The con has no respect for the people around him or he would not be there. tell him to do his studying in prison like so many others have and let the ones who deserve the grants get them

  19. QUESTION:
    my parents refuse to give me their tax information for the pell grant?
    ok- heres my wrap up. Im 19. Fresh graduate of '10. I have no children, I am not married, and i am not a state ward. So because of these mishaps, I have to file as a "dependant" student in order to get any kind of financial aid. Here is my problem. My father refuses to give me his tax information because he does not agree with my decision making when it comes to what im going to do in school. What do i do? Can i file under someone elses house hold? somebody, please give mee some answers. I want out of this mess. sicerely, mjs.

    • ANSWER:
      you can submit your fafsa without his required info, but you will not get the pell grant. No, you can't file with someone else besides your parents unless they legally adopted you before you turned 18. If your father will provide a letter stating he will not support you in college, the school has the option to let your fafsa go through... you still will NOT get the Pell grant or any other types of need based aid (grants) but you will be able to get an Unsubsidized Stafford loan. Dependent freshman can borrow up to 5,500 a year. Choose a school that is less than this and you will be fine.
      http://www.edpubs.gov/document/EN0913P.pdf

  20. QUESTION:
    How do I apply for the Summer Pell Grant?
    I've heard that I can get a pell grant for the summer semester, separate from the Fall & Spring grant, is that true?

    I am already receiving the pell now, I'm currently taking 12 credit hours and will be taking 14 credit hours in the Spring.

    How do I know if I qualify and how do I apply?

    The school's not giving me any information as far as the Summer pell is concerned, any help would be greatly appreciated.

    • ANSWER:
      You can actually qualify for a SECOND pell grant (yes, two pell grants in one year, and it is seperate from the Fall & Spring award) if you take at least 24 hours in the Fall and Spring (which is full-time and 12 hours each semester), and enroll in at leat 6 credit hours in the summer. Your school should notify you towards the end of the Spring semester if you qualify for the summer pell grant award.

      You should check with your financial aid office to verify, since this is a fairly new program (that started last year 2009-2010). Be specific about what you're asking for.

  21. QUESTION:
    I need advice on scholarship and grant information?
    Okay, I have this scholarship that pays for the whole tuition no matter what school I go to(I do not get any money in my pocket whatsoever from this scholarship). At my college, I was accepted for a federal pell grant. I want this scholarship to go through first so that I can get the pell grant in my pocket for living expenses and school materials.(Otherwise, the grant pays the tuition, and the scholarship is useless). How do I go about this situation?????

    • ANSWER:
      It depends on what type of scholarship you received. Not all scholarships are created equally! Some scholarships are called "Gap" scholarships. I would find out if yours is this or not. Gap scholarships are applied LAST after all other aid is applied (Like the Pell grants).

      Not all scholarships are gap though. If your tuition is paid for already, then you will get ALL your Pell to help pay for other things like dorm or rent or transportation costs.

      Find out what yours is and most importantly READ THE FINE PRINT!! Good luck.

  22. QUESTION:
    How to get a pell grant?
    I am starting classes this fall and i'm trying to get a pell grant. My mom filled out the FASFA but that didn't really help us at all when it came to grants. So any information about grants will be much help.
    Thanks!!

    • ANSWER:
      The only way to get a pell grant is by filling out the FAFSA. A Pell grant is free money for college that you don't have to pay back. The amount you can get is usually income-dependent, and the maximum is only a little over ,000 per year. The information you put on your FAFSA determines how much money you can get. It's not intended to pay for college completely, just to help.

      There are other options for financial aid. A federal Stafford loan is a student loan with a very low interest rate, which is guaranteed by outside guarantors. It is not credit dependent, and the amount you can get from this type of loan is also determined by your FAFSA information. You do not have to start making payments on this loan until 6 months after you graduate from school.

      This something that the financial aid office at your school should be helping you with. If you have submitted your FAFSA online, you should follow up with the school to find out if they have heard anything back about it. The financial aid office can put together a financial aid package for you, which will tell you exactly how much money you can get from grants and federal loans.

  23. QUESTION:
    How long does the PELL Grant Last?
    I am a full-time student and I just received the financial aid PELL Grant for fall semester. Do I have to re-apply for the PELL Grant for spring semester because I tried to re-apply for financial aid on the fafsa site but it still has my financial aid on file. Or do I have to wait a certain time. I did all my information and im still confused!

    • ANSWER:
      Fafsa is per school year, so you've already applied for the 2009/2010 school year. You will receive the other half of your Pell in the Spring semester. You'll want to file again after January 1, 2010 for the 2010-2011 school year.

  24. QUESTION:
    What is the diference between FAFSA ans Federal Pell Grant?
    What is federal pell grant anyway? ... and I dont know hwy is that I dont qualifyu for the federal pell grant if my EFC is of Zero.
    Please help, If you need information in order to helo me just ask and I'll add it but I really need help.

    • ANSWER:
      the Federal Pell Grant is money given to you by the government you don't have to pay back.

      I don't know why you don't qualify for the grant if your efc is zero, but maybe because you probably answered something on the fafsa wrong, or maybe you created a felony or something like that. Good luck.

  25. QUESTION:
    Information about Pell Grants?
    I am needing to know how to cancel a pell grant. I have called fafsa and they said to contact my school. But my school said that I can't cancel it just like they told me that I couldn't cancel my loans but I was able to cancel them. I know there has to be a way but I don't know how or who to contact.

    • ANSWER:
      Well, if the Pell Grant has already been paid to your account for college expenses, no the school will not cancel it because then it must be returned to the federal government and you would owe the school. If you won't be going to school during the period that the Pell covers or will be going to another school, this school cannot pay your Pell to your account and you need to appropriately withdraw from this school. Cancelling student loans is a different matter. Most schools do question students who want to cancel grant money, because it is unusual, although not unheard of, for a student to refuse the free money. If you really don't want it because you have another way to pay the school, then make an appointment with the Director of Financial Aid and explain it to him/her.

  26. QUESTION:
    Is it true that you can apply for a government pell grant?
    I heard that you can apply for a government pell grant and don't have tp pay it back.If this is true where can someone gat information on it and not be a scam.I think its true because I may have heard something about it on the news

    • ANSWER:
      You can apply for it now and it will be granted if you are a college student of reasonable economic need. Fill out a FAFSA. Worst they can say is no. If you are approved for the grant, you do not have to pay if back. That is why it is a grant, and not a loan.

  27. QUESTION:
    Going back to college after withdrawing on a pell grant?
    I withdrawn from the school I was attending in the middle of a semester, and was wondering if anyone had information on if i could go back to college getting another loan OR pell grant while paying off the portion of the grant i had received?

    • ANSWER:

      So long as you have reached a payment agreement with your school for the previous "overpayment", you are eligible to receive additional financial aid funding, just like any other student.

      If you HAVE reached an agreement with the school, and you have been honoring that agreement, that information has been sent to - and recorded in the NSLDS (National Student Loan Data System). That's important, because that's the source of the data that the US Department of Education uses to determine who is (or is not) eligible for financial aid.

      The good news is that you can go online and check out your NSLDS profile yourself - the government provides an information gateway that can be accessed here: http://www.nslds.ed.gov/nslds_SA/

      I hope this is the info you were looking for. Good luck!

  28. QUESTION:
    What is the maximum amount to recieve from a pell grant for the years 06-07...07-08?
    I am hearing that I qualify for the maximum amount from the pell grant, my school has came up with the amount that it will most likely cost me to go to school which is around 12,300.00. I believe that's what it's figured at. My EFC is 0. I have a little boy and bills to pay so I'm hoping someone else has been in my shoes and can share their experiance and knowledge with me. I hear that the pell grant helps pay for personal needs such as that but I'm not sure exactly how it works. Any information would help. Thanks everyone.

    • ANSWER:
      The maximum amount for a pell grant is ,050 per year. There is also the Federal Supplement Educational Opportunity Grant (SEOG) which can pay up to ,000 per year for especially needy students, various state grants (depending on the state), both federal and state work/study programs, public, school and private scholarships, and loans which can almost all be used for tuition, books, housing, utilities, transportation, childcare, and various other expenses that are vital to education.

      Now I hate to be the one to break the bad news to you, but as a college student and mother of a young child myself, I've learned that even with financial aid, it's almost impossible to go to school and pay the bills without either a job or a whole lot of help. But the good news is that if you trim back your budget, don't spend money frivolously, and really apply yourself, it is possible to get by with a part time job while going to school full time. Get a roommate, see if family and friends can babysit here and there to cut back on childcare expenses, search online to find cheaper books (and clothing, make-up ect. you can save alot of money this way), and don't feel bad about signing up for government assistance (welfare). Personally, I can't think of a better use for the money, in a few years your tax dollars will be paying back what you got plus some. A friend of mine even got rid of her car and started taking the bus to save money (gas, insurance, maintenance, it all adds up). She doesn't have any kids though, so I don't know how well that would work for you.

      Long story short, work with the financial aid office, apply for as many scholarships as you can, be ready and willing to work hard, and you WILL make it. Good luck.

  29. QUESTION:
    What exactly is a pell grant?
    So what is a pell grant and what are the eligibility criteria? I went on the website and was a bit confused with all the information online. Thanks!

    • ANSWER:
      The Federal Pell Grant is money that is given by the financial aid office of the college that the student is attending that the student does not need to pay back. A student qualifies for a Federal Pell Grant by completing the Free Application for Federal Student Aid at www.fafsa.ed.gov. If your Estimated Family Contribution (EFC) from the FAFSA is less than 00 then you qualify for a Federal Pell Grant. The amount of the grant is determined by the Financial Aid Office and is based on the number of credit hours you take each term and the cost of attendance at the school. You can read more information about the Federal Pell Grant at:
      http://www.collegeboard.com/student/pay/scholarships-and-aid/36318.html.

  30. QUESTION:
    I am planning to apply for the PELL Grant next semester. Does anyone have any experience with it?
    I have so many questions regarding the PELL Grant:
    1) I'm a white female and completely financially dependant, how much money could I get?
    2) How do they determine how much money you will get?
    3) Will it cover my housing cost or some of it?
    4)What are the requirements to qualify for it and are there people who get more than others.

    Anyone who knows anything at all, I'll take any information I can get.

    Websites are much appreciated as well.

    Thank you so much!

    • ANSWER:
      First off, race has nothing to do with your Pell eligibility. The maximum Pell Grant for a full-time student is currently ,050. This is true whether your school costs ,000/year or ,000 a year -- and whether you are dependent or independent, black or white, etc.

      Unlike some federal financial aid programs, Pell grants are actually pretty easy to calculate. This is done using a table that compares your Expected Family Contribution (EFC) with the Cost of Attendance (COA) at your school. Your school can tell you what your COA is; your EFC is printed fairly prominently on your FAFSA results. The table is no secret: you can view it here: http://www.ifap.ed.gov/dpcletters/attachments/2006paysched.pdf.

      Pell, like most Financial Aid, CAN be used for housing costs... However, given that the maximum grant is ,050, it rarely stretches very far.

      Yes, absolutely, there are people who get more Pell than others, since EFCs (and educational costs) can vary so greatly from student to student. For example, people with lower EFCs will get more Pell than people with higher EFCs (in fact, using the current table, people with EFCs higher than ,850 will be entirely ineligible) A person attending full-time will generally get less Pell than if that same person attended half-time (or less).

      Note: Perkins Loans are still around. There had been a scare a while back that they would become obsolete, but they are still alive and kicking (and at 5% interest, no less!)

  31. QUESTION:
    I know I qualify for the Pell grant, how much should I get, based on the information below?
    I know I qualify for the Pell grant, I have been told I do, but I'm not sure how much I should be getting. In 2008, I did not work and had no income, and I did not file taxes cause I had none. I used to be in DSS custody till 15 then grandmother got guardianship. My grandmother only got money to take care of us (i.e. food, care products, basic needs) not for college. We are not financially able for majority of things. Also, I currently do not have a job.

    So how much do you think I should be getting of the Pell grant?

    • ANSWER:
      The full amount your efc will probably be 0 i would go on the fasfa web site and they can answer some of your concerns they also raised the pell grants this year to 5,350

  32. QUESTION:
    Information about pell for college?
    I'm taking a class that i am failing. I am planning to drop the class so that I don't have the grade on my record, however, I received a pell grant to pay for the class. If I drop the class, am I required to repay that money and when I retake the class do I have to pay out of pocket for the class or will I receive pell again for the new semester? PLEASE HELP!

    • ANSWER:
      You will not have to repay the Pell grant. And you should be eligible for Pell to help pay for the class should you retake the course. You may, however, have an issue with satisfactory academic progress (SAP). Before dropping/withdrawing from any class be sure to talk to the financial aid office to see what the impact on your SAP status might be.

  33. QUESTION:
    Does having a stafford loan disqualify your pell grant?
    I have been getting pell grants, they pay for all of my school but now that i dont any one to pay for my expenses (i.e. rent, food, utilies) i need to find a way to make up for it with a loan. If you dont know the answer do you have any other information on loans.

    • ANSWER:
      You can get a subsidized and an unsubsidized loan each semester and still receive your grant on top of that. It could be a lot of money and it does not affect your financial aid or income at all because it is a loan.

  34. QUESTION:
    getting information on pell grants?
    i am to a community center to get my high school diploma and i wanted to now if i can get a pell grant..

    • ANSWER:
      You should fill out the FAFSA, which will determine whether you are eligible for one or not.

  35. QUESTION:
    Do I report my pell grant on my taxes?
    I am using turbo tax online, and I am a college student. I received a 1098 T for my tuition. On turbo tax it says to include all nontaxable payments. They give a list and pell grants are included. My question is will I get in trouble with the IRS if I do not include this information since it is tax free. Help is very appreciated!

    • ANSWER:
      It has to do with the Hope credit/American Opportunity credit. If you paid for educational expenses (like tuition) with financial aid, then that will reduce the amount of the credit you receive.

      The Hope credit/American Opportunity credit lowers the amount of taxes you would have to pay. Since financial aid paid for at least some, if not all, of your educational expenses, then you can't get the full credit. That's why Turbo Tax is asking for that information.

  36. QUESTION:
    Where do I apply for pell grant?
    Someone told me about pell grant for college and I've googled it and I want to make sure I'm at a protected site and not just put my information out there.... Help please!

    • ANSWER:
      got o this website.....fafsa on the web http://www.fafsa.ed.gov/FOTWWebApp/complete013.jsp

  37. QUESTION:
    What are my odds of getting a Pell grant?
    I am a returning student with a 3.52 GPA and have never sought financial aid before. I have been unemployed for some time now, so I have no tax information to submit. I'm also 25 years old so I cannot use my parents tax information. I'm not looking for a hand out because I am lazy or anything, I just can't find a job --or even get an interview to save my life.... What are the odds that I will be able to get the grant?

    • ANSWER:
      The Pell Grant doesn't care about your GPA, doesn't care about your financial situation, doesn't care about your age, and doesn't care about how many jobs you're doing.
      All the Pell Grant wants from you is for you to fill out the FAFSA, have a low EFC score, be a US citizen, and be an undergraduate student or completing your first professional degree. If you don't fit this criteria then you won't get it. If you do, then you should.

  38. QUESTION:
    I am going to apply for a pell grant...do I have to put down my parent's income information? I am 31 years old?

    • ANSWER:
      Nope. Since you are over 24 you do not need your parents income.

  39. QUESTION:
    How can I find out my Pell Grant status Online?
    I had a rapid approval done through my college for a Stafford Loan and Pell Grant. I can see the first portion of my Stafford loan is disbursing today. I can not see any of my Pell information. I know there has to be a number to call or a site that will pull up my Pell information. Anybody know what it is? My Financial Aid Counselor is out until the 4th of January. So I can not get this information from her
    I went to http://www.fafsa.ed.gov/ and checked out the 3rd column. The only thing I see is "Check Status of a Submitted FAFSA or Print Signature Page "

    Am I missing something?

    • ANSWER:
      I'm surprise that you haven't already gotten information at submission of your grant about how to check up on status. It's the most efficient way to do it.

      Check out column 3 "FAFSA Follow up", on the web link below, it has a "check status of grant" line at top of the column.
      Good luck.

  40. QUESTION:
    I got a pell grant for school and my instructor says I have to complete 50 weeks.?
    I'm a cosmetology student going into my fourth week now. When I signed up for the course I recieved a pell grant so that I wouldn't have to pay back any student loans. I caculated that I can finish school in 10 months tops but my instructor keeps telling me that because I have a pell grant I have to be in school for at least 50 weeks in order to recieve the full amount. Is this true? I've never heard of anything like this. Do you know any website that can give me more information about pell grants and the length of school hours.

    • ANSWER:
      no not true
      go to the financial aid office and ask them.
      or go to www.fafsa.gov
      you can call them as well to ask

      but then again each school may have different qualifications

      good luck

  41. QUESTION:
    I got a pell grant for school and my instructor keeps telling me that I HAVE to go 50 weeks to get the money.?
    I'm a cosmetology student going into my fourth week now. When I signed up for the course I recieved a pell grant so that I wouldn't have to pay back any student loans. I caculated that I can finish school in 10 months tops but my instructor keeps telling me that because I have a pell grant I have to be in school for at least 50 weeks in order to recieve the full amount. Is this true? I've never heard of anything like this. Do you know any website that can give me more information about pell grants and the length of school hours.

    • ANSWER:
      i have never heard of the 50 weeks thing.I think you should go to the financial aid office and ask a counselor there. My cousin went to a school in which she did only 9 months and got pell grant. So to it be honest, each school could have different criteria. So be assure to get it checked out before you sign any paperwork with that school.

      pell grant site is www.fafsa.gov

      good luck

  42. QUESTION:
    According to the Fafsa, I qualify for a Pell grant. I was wondering what my next step is?
    When will I receive the money? I'm a little confused on the whole process since I have previously only qualified for loans. Due to a change in my mother's employment and mine, I now qualify for a grant but have no idea what to do with that information.

    • ANSWER:
      Lauren:

      When you receive the aid offer letter from your school, it will include any Pell grant funds that you qualified for. It's very likely that you'll find your now-familiar loan eligibility on there, again, as well.

      Once you have accepted the aid, and designated a lender for your loans - that's it. Just as your Stafford lender has disbursed the money directly to your school in the past, the Department of Education will disburse your Pell funds directly to the school.

      When your school has received all of the financial aid that's coming for you, they'll apply it all towards what you owe for tuition and fees. Any remaining funds will be passed on to you, for your use in paying other educational expenses, like your textbooks, your room and board, and your school supplies.

      I hope that helps - good luck to you!

  43. QUESTION:
    How do I know if I get the PELL grant?
    I filled out my FAFSA June, 2011 with updated information from my parents' taxes. It said I may be eligible to receive 5.00. In my college financial aid package, it does not mention PELL at all. Does that mean I do NOT get it?

    • ANSWER:
      When you completed your FAFSA, they should have sent you an email letting you know that you were eligible. The easiest way to know for sure is to call the colleges you have sent your FAFSA to.

  44. QUESTION:
    College freshman, on pell grant, am i eligible for safe student loans to cover living expenses?
    Enrolled this year as a freshman in a junior college in Alabama.

    Completely independent of my parents, they won't be a factor at all.

    Recieved federal pell grant as full time student, my status hasn't changed.

    let me know if any other information would be helpful.
    Stafford loans arent available for my school.(community college)

    • ANSWER:
      Yes if your pell grant did not cover all your expenses you are eligible 4 ffelp loans...up 2 6625 (i believe) 4 a freshman.....just contact your school to see what lenders they go with...or u can update your fafsa and state u want student loans....if u need more than the maximum amount of a ffelp loan then u will have 2 get a private loan 2

  45. QUESTION:
    Does the Pell Grant have a stipulation that you must have a declared major before you can receive monies from?
    it? My brother in law went to pick up some forms from the financial aid office at the local junior college because my sister is thinking of going back to college to get a different career field since she broke her leg and working as a nurse is becoming harder. He told her that there were signs in the FinAid office saying that students had to declare their major before they could receive student aid. I looked at the Dept. of Education information site that the college websited linked to, and couldn't find any mention of it. Could it just be that colleges policy? I know that there are people who are 'professional students', but the Pell grant can only be received for 5 years or till reception of a BA, whichever comes first. Or at least that is how it was when my middle sisters went through college.

    • ANSWER:
      You must be a degree seeking student to be eligible to receive the Pell Grant. This doesn't mean that you have to declare a major to receive the Pell, just plan on getting a degree (also, you can't already have a BA or BS). As long as she's not going back for a certificate or a retraining program she should be okay.

  46. QUESTION:
    How to get the Pell Grant?
    I have completed my FAFSA form and it states that I am not eligible for the Pell Grant based on my 'Expected Family Contribution'. I did not fill out any information regarding my parents because I am independent. How do I fill out the FAFSA in order to be eligible for Pell Grant?

    • ANSWER:
      When you completed the FAFSA, were you able to answer the dependency questions as a "yes"?

      (were you born before January 1, 1984
      are you a graduate or professional student
      do you have children you support
      do you have legal dependents
      are you an orphan or ward of the court
      are you active duty in the U.S. Armed Forces
      were you a veteran of the U.S. Armed Forces)

      If you could not answer yes to any of those then you need to provide your parent(s) information.

      If you were able to answer yes to any one of them and truly are classified as an Independent, are you married and have a family or is it just yourself? The calculation of the EFC when completing the FAFSA takes into account your income information, any savings/investments you have, and how many people are in your household (and of those how many are going to college) among other things.

      If it is just you and you have a decent job, then it could be that your EFC is high enough that would not make you Pell eligible. If you feel you have mitigating circumstances (have lost your job or something of the sort) then you could try and appeal to have your EFC reduced.

      You should talk to a financial aid officer for more information/guidance.

      Good luck!

  47. QUESTION:
    Can I still get a pell grant?
    I applied on the FAFSA website about a week ago, and it came back on the website as i was elible for almost 6500. Well today i got a letter in the mail that said do to the information provided, we are uneligible for the pell grant but my be eligible for federal work study. I dont live with my parents and they are not assisting me at all for any financial reason. Can i still get this pell grant or is all hope lost?

    • ANSWER:
      You can try to change your situation to independent. IF you can show that your parents are not helping you in any way, that way their financial information is not used when deciding how much financial aid you receive.

      You try to adjust your cost of attendence also, if you have extra expenses that they are not taking into account. If you buy a computer you can put that in, If you live really far from your school, if you have some big debt, you were in a car accident or have health issues, anything that is costing you a lot of money. There are other reasons also, talk to your school financial aid office. This may make you eligible for pell grant.

  48. QUESTION:
    i dropped my classes what happens to my pell grant?
    I can no longer attend community college,i dropped all my classes but they have not even begun yet.I qualified for a pell grant, i want to know what happens to the money and do i have to pay for the money back even if i dropped classes before tuition penalty. Any information would be a great deal of help THANKS

    • ANSWER:
      You won't receive any money. The money is returned by the school to the government. The grant is suppose to go towards tuition, books, room and board, etc. You only get the money after the add/drop period and after the school deducts what you owe them in expenses.

  49. QUESTION:
    How do I apply for a Pell Grant?
    Every site I've been to has had plenty information about it, but not a single one has actually shown me where or how to apply. I've already re-filled out my FAFSA and I know I'm eligible. (My status changed, so this is my first time being eligible for any grants). So now that I'm done with the FAFSA, what do I do now?

    • ANSWER:
      The FAFSA is the primary site for federal grants. You just wait, the school that you are attending will send out an aid award letter detailing what aid you will be receiving.

  50. QUESTION:
    Will I lose my Pell Grant if I move?
    I recently filled out my FAFSA, and was approved for a Pell Grant. But due to certain circumstances, I have to move out of state. Will this move forfeit my grant? Will I have to reapply for it? Any other information about this is very much appreciated.

    • ANSWER:
      No, as long as you still plan on going to college and the school you choose is allowed to recieve the federal Pell grant. The Pell grant amount they usually quote is based on full time enrollment so you would have to enroll full time to get the full amount. To transfer your info to the new school go to http://fafsa.ed.gov and click on 3 FAFSA FOLLOW UP and then click Add or delete a school code.

      Also be aware that as an out of state student, your tuition will be about 6 to 8 times more than an instate student. So your Pell in your home state would have/could have covered most of the cost. You don't get more in Pell money because you choose the expensive, out of state option for college. Also be aware that you won't be switched to instate tuition after you have been there a year. Most students don't realize this and don't find out until it's too late... stuck with a huge bill that could have been avoided by staying in state for college for just a few short years.


Pell Grant Qualifications

It may be startling to many an American dad to know that in these dire economic conditions, you can still turn your situation around by returning to school to obtain a higher qualification.

As a working dad in America, you would know that it is becoming increasingly unsettling to provide adequately for the needs of one's family in these trying times. Going back to school to study further towards a higher qualification of your choice might just turn out to be the cure for your present economic blues. If you heed the current call by President Obama to return to the school bench, then he is prepared to come to your financial aid by way of a free Federal Pell grant scholarship of up to ,000 a year. And such aid would certainly go a long way to help settle tuition costs given the alarming increases in higher education fees nowadays.

As a recipient of the scholarship grant monies, you choose at which reputable college or institute of higher education you wish to study, as there are many that are participating in the grant system. Furthermore, you decide if you want to study at a public or private school, and whether you want to do so full- or part-time. Online studying is an excellent option for dads who still want to keep a day job.

To apply for the scholarship grants you can fill out the FAFSA documents online. Also check out the institute you want to study at, as well as the courses you wish to take. Grab the opportunity today, dad, and apply. You will be doing something of great value to yourself, your family, and for America.

Frequently Asked Questions

  1. QUESTION:
    Pell Grant Qualifications?
    Does anyone know how much money you can make and still get a Pell Grant? My husband and I made almost ,000 last year. We live in Mississippi if that makes a difference. We are both now unemployed and need to go back to school. Thanks so much!

    • ANSWER:
      ,000 is a fairly high income for a household of 2 (you don't mention children, which are a factor). But the fact that one or both of you are unemployed may make a world of difference, if you were not let go for cause and can collect unemployment. Get a letter from your local Workforce Development office (contact Unemployment) if you qualify (you may have received one already) that is good for 90 days. Take that to your financial aid office and ask what other documentation they require to adjust your eligibility.

  2. QUESTION:
    What are the qualifications to get the texas grant and the pell grant?
    I know that there are certain criterias one has to meet but I coulnd't find a certified website wher eI could find this.
    can someone orientate me in the correct directions please,
    Thank you

    • ANSWER:
      go to http://www.fafsa.us/index.htm and put your info there. you have to do that first anyway. your fasfa is what qualifies you. it goes by your income and your parents if your under 25 and not married. You have to have all kinds of info to fill out the forms.

  3. QUESTION:
    what are the qualifications for pell grant?

    • ANSWER:
      I suggest you read the Handbook of the Pell Grant -- this is an 86 page document that contains everything about the grant
      http://ifap.ed.gov/sfahandbooks/attachments/0203Vo3MasterFile.pdf

      Chapter 1 contains their student eligibility requirements, which includes that

      - student must either be undergraduate or enrolled in an eligible postbaccalaureatte program
      - not incarcerated in a federal or state penal instititution

      Read the complete chapter to know the eligibility based on your particular situation

  4. QUESTION:
    what r the qualifications to get a pell grant?
    would i qualify if im 21 with no job and no expected EFC

    • ANSWER:
      So far with your info

      YES :)

  5. QUESTION:
    Any one know much about FAFSA grant qualifications?
    I'm wanting to know if a single mother of 2 verses a married mother of 2 would still qualify for a pell grant or which ever?

    • ANSWER:
      They are both eligible for a Pell Grant.
      Pell Grant eligibility has nothing to do with marriage status, all that effects it is income. If the single mother is earning over 80k she's probably not going to get a Pell Grant. However, if she and her husband aren't even making 10k, she's probably going to get one.

  6. QUESTION:
    does anyone know the qualifications for getting the pell grant in community colleges, like salary, etc.?
    is it by how much you make, if so what is the limit that you can make and still get help paying for community college classes?

    • ANSWER:
      Federal Pell Grant

      To be eligible for a Federal Pell Grant at the University, you must be matriculated in an undergraduate program leading to an associate's degree or a first baccalaureate degree. The amount of the Federal Pell Grant is based on the following:

      Federal Pell Grant Guidelines:

      * the determination of eligibility (expected family contribution or EFC)
      * cost of attendance (COA)
      * number of credit hours for which you are enrolled
      * the enrollment period

      Approximately three to four weeks after submitting the FAFSA, you will receive the Student Aid Report (SAR) directly from the U.S. Department of Education's Central Processing System (CPS). The SAR will indicate whether or not you are eligible for the Federal Pell Grant. If you filed the FAFSA online, you will receive confirmation and further information regarding the SAR via email.

  7. QUESTION:
    Ok Everyone been telling me different things!!! Pell Grant please help?
    Ok everyone been telling me different things about the pell grant and the qualifications. I have a EFC of 0 yet the pell grant is not on my award letter. I'm starting my second term of academic probation but i am not on academic suspension yet! Some people says that because i might be on probation is why i don't have the pell grant. But i was on probation last semester and still got the pell grant. Also this semester i still have my to stafford loans ( Subsidized and Unsubsidized) and people told me if i qualified for those two then i should be eligible for the pell grant. If they would have took away the pell grant that they would have took away everything else to including the loans.The only thing i am not sure about that could be a factor is that i didn't turn in my 2008 tax returns, my parents 2008 tax return and my dep identification form which will be in next week. If those not the case for me getting the pell grant then what is? CAN ANYONE HELP PLEASE!!!!

    • ANSWER:
      You are correct. Without those tax forms turned in you will not get any form of fin aid.... even those sub loans. Turn in your paperwork now, what are you waiting for?

  8. QUESTION:
    Pell Grant Assistance?
    anyone know what the minimum qualifications are to receive Pell Grant Assistance for federal aid year 2007 2008 is? Thanks!~

    • ANSWER:
      sorry don;t know the minimun requirements for a pell grant

  9. QUESTION:
    Federal Pell Grant/Financial Aid question....?
    I make 25K a year and have one dependent. I was looking to go back to school for an occupational degree. What are the qualifications for a grant? Do I qualify? Any advise or info would be appreciated...

    • ANSWER:
      The only way to know for sure is to fill out the forms. The federal application is here at http://fafsa.ed.gov

      In order to get a grant you have to be considered poor. My advise is to fill out the form and wait and see what happens!!

      Here is a good book for you to read all about federal financial aid.
      http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0809.pdf

  10. QUESTION:
    BOG WAIVER AND PELL GRANT. If I qualify for both will I still receive Pell Grant?
    Ok so my EFC is 0. I don't meet the other qualifications for BOG because I don't meet the financial or disabled veteran qualifications. I am hoping to qualify via my FAFSA. I was just wondering if I do get my BOG waiver, will any additional monies from Pell Grant disbursed in a check? Of course this is after my health fees are paid. I would like to know b/c books are expensive, and I could use money to purchase a laptop and cover any other miscellaneous costs that come along with college. Thanks a bunch in advance!

    • ANSWER:
      im confused here,,,well i get both bog waiver and pell each yr,,and bog only pays for classes not books, etc. and u wont receive money from bog,,it just automatically pays for the classes u are enrolled in...so yea u can get bog and pell every year...there are other grants too like FSEOG, cal grant, and ACG,,look if you qualify

  11. QUESTION:
    information about pell grants for texas department of corrections inmates?
    I have a family member which is currently incarcerated and would like to know the qualifications for obtaining pell grants to further his education. I am aware that the grants are available but do not know how to get information regarding the requirements.

    • ANSWER:
      Why should we allow a guy like you described to be allowed to get grants. The con has no respect for the people around him or he would not be there. tell him to do his studying in prison like so many others have and let the ones who deserve the grants get them

  12. QUESTION:
    What's the qualifications for the American Opportunity Credit?
    I'm a full time student at a community college but just getting a Pell Grant

    Do I qualify?

    • ANSWER:
      If the Pell Grant covered all of your tuition, you aren't eligible for any of the education credits.

      If you paid some of the tuition yourself, you might be.

      However, if you are a dependent living at home, your parents would claim the credit.

  13. QUESTION:
    What other grants or scholarships can I apply for after I filed my FAFSA?
    I applied for some local scholarships in the county, and some Gates Millennium thing. After the fafsa i saw my qualification for a pell grant. anything else like that. where can i apply for these things?

    • ANSWER:
      Calgrant if you live in california.

      Ask your counselor. She probably has a list of scholarships/grants.

  14. QUESTION:
    Is a stafford loan and a student loan the same?
    Okay, I have been trying to figure out if I can qualify for a pell grant and One of the qualifications are that you can't be in default with a student loan and you cant own a student grant. I do owe a student loan but I have made my payments on time and its under 1,000 dollars. I have used a pell grant before and graduated and didn't have to pay it back. So do I qulifiy under this??

    • ANSWER:
      In order to qualify for a Federal Pell Grant, you first have to complete the Free Application for Federal Student Aid for 2009-2010 if you are planning on attending college this upcoming academic year. If your Estimated Family Contribution is between 0-4600, then you should qualify for a Federal Pell Grant. Your college's financial aid office handles the administration of these funds.

  15. QUESTION:
    Federal pell grants help?
    If anyone could please give me some information on my questions for pell grants:

    (answer in order please, just so it's easier)

    1. If you are 21 years old living with parents, what is the amount of income the parents must make each year in order to qualify for a pell grant for nursing school and its prerequisites?

    2. What exactly do pell grants cover? Just tuition? Books? Lab fees? Anything else?

    3. How do you apply for a pell grant? What information do you need in order to apply? Qualifications?

    4. Is it true that you do not have to pay back a pell grant if you complete the nursing degree? (for RN or BSN)

    5. How long does a pell grant pay for your schooling if you have already qualified for it?

    6. In which circumstances can you NOT get a pell grant for whichever reason?

    I'm sure I have more questions but that's all I can come up with for right now, so if anyone can help me a little with this, it would be greatlyyyy appreciated!! Thanks!!!!

    • ANSWER:
      1. There is not a "magic number" to receive a Pell grant. This amount is different for everyone.. the easiest thing to do is fill out the form and see if you qualify.

      2. Pell grants can cover tuition, books, fees, dorms, meal plans, and other expenses you incur at college.

      3. To apply for the Pell go to http://fafsa.ed.gov You will need your income and your parents income information. Having your taxes done before hand is extremely helpful.

      4. You do not have to pay back a Pell grant if you don't finish your degree. But you might if you drop out in the middle of a semester.

      5. You are approved for an academic year at at time... usually your school gets the money once a semester in the fall and the spring.

      6. There are lots of reasons people don't get Pell grants. Make to much money, parents make too much money, defaulted on previous student loans, not us citizen or eligible non citizen, attending a school not allowed to accept Pell grants, program you are enrolled in is too short to get Pell grants, college GPA is too low, too many attempted college hours and should have graduated already, already have earned a Bachelor's degree...

  16. QUESTION:
    foster child pell grants?
    im a foster child and i will be a senior this year.
    i know that pell grants are loans that you dont have to pay back. but i want to know what are the qualifications and where to aply for them.

    • ANSWER:
      You will need to go to www.fafsa.ed.gov and complete the 2009-2010. If you are planning on filing taxes for 2008, you will need those. Applying for this will make you eligible for several grants. You should also talk to your case worker because often their are scholarships for foster children that assist in paying for books.

  17. QUESTION:
    Does FAFSA ask for bank account balance?
    Our family income is 24k per year.

    But i have a significant amount of money in my bank, will this effect my qualification for FAFSA? and PELL grant?

    • ANSWER:
      I just looked at my son's FAFSA and they do ask for checking and
      savings account amounts. If you have a sizable amount of money
      in the bank, then this will effect your qualification for PELL and any
      other grant. No matter what, you will have to fill out the FAFSA in order to even be considered for any type of financial aide. With the
      income you mention, you should be eligible for some financial aide.

  18. QUESTION:
    Good questions to ask president Obama and are these good?
    I am well aware of the state of the union address tonight and that you can post a question on youtube for him to answer on the 27th feel free to critique me on these questions. And the gammer and spelling you can add your own as well all non answers will be reported

    How do you feel about the current American status quo as it is right now?

    How has the current Health and dental coverage, insurance and otherwise changed for the better how has it become more accessible to the average american?

    What plans for needed drugs are in place for a reduction in cost such as the drug Asacol HD and thier 1200% increase in a single month?

    What benefits are there for people who can't find a family doctor taking new patients?

    What new research and Development plans are in the future of the medical community to fight cancer and other illness how will these be more affordable to the average american?

    What new clean energy plans have you and are you going to propose to increase the rate and percentage of renewable clean efficient energy for 2011 and the future?

    How has the Bank Bailout made House mortgages more obtainable for good credit Bad credit and no credit Americans?

    What new foundation(s) have you layed out for new careers and employment how do you plan to increase this percentage rate?

    How has the cost of a current college education been reduced?

    What College grant(s) or scholarships are available for a single white male that are compareable to the growing number of foreign scholarship packages in the U.S.?

    How has the Pell grant Maximum increased since you have been in office? Will there be any new legislation to compliment this with additional grants and scholarships available to Americans

    Do you find the current qualifications to be qualified for secondary education to strict?

    As stated in your State of the Union address on Jan 27 2010 "it is time for the colleges to cut back on cost for students because it is there responsibility to" Do you feel they have done this adequately?

    To what percent have American goods exports increased how has this positively effected our economy?

    What has been done to increase partnership with friendly nations and strengthen relationships with unfriendly ones? what are future plans for this?

    What new or improved support for transition from military to civilian and civilian to military life do you have planned and how do you plan to stop the growing number of unemployed veterans?

    What new retirement supplement or plan are you working to implement to help with programs such as social security? and the growing idea social security isn't secure.

    How will all of this effect the American status quo positively?

    • ANSWER:
      Some of them are confusing. Most of them are good questions. Ask him whether he prefers twilight over hp.

  19. QUESTION:
    Some Questions for post Obama state of the union address?
    Good questions to ask president Obama and are these good?
    I am well aware of the state of the union address tonight and that you can post a question on youtube for him to answer on the 27th feel free to critique me on these questions. And the gammer and spelling you can add your own as well all non answers will be reported

    How do you feel about the current American status quo as it is right now?

    How has the current Health and dental coverage, insurance and otherwise changed for the better how has it become more accessible to the average american?

    What plans for needed drugs are in place for a reduction in cost such as the drug Asacol HD and thier 1200% increase in a single month?

    What benefits are there for people who can't find a family doctor taking new patients?

    What new research and Development plans are in the future of the medical community to fight cancer and other illness how will these be more affordable to the average american?

    What new clean energy plans have you and are you going to propose to increase the rate and percentage of renewable clean efficient energy for 2011 and the future?

    How has the Bank Bailout made House mortgages more obtainable for good credit Bad credit and no credit Americans?

    What new foundation(s) have you layed out for new careers and employment how do you plan to increase this percentage rate?

    How has the cost of a current college education been reduced?

    What College grant(s) or scholarships are available for a single white male that are compareable to the growing number of foreign scholarship packages in the U.S.?

    How has the Pell grant Maximum increased since you have been in office? Will there be any new legislation to compliment this with additional grants and scholarships available to Americans

    Do you find the current qualifications to be qualified for secondary education to strict?

    As stated in your State of the Union address on Jan 27 2010 "it is time for the colleges to cut back on cost for students because it is there responsibility to" Do you feel they have done this adequately?

    To what percent have American goods exports increased how has this positively effected our economy?

    What has been done to increase partnership with friendly nations and strengthen relationships with unfriendly ones? what are future plans for this?

    What new or improved support for transition from military to civilian and civilian to military life do you have planned and how do you plan to stop the growing number of unemployed veterans?

    What new retirement supplement or plan are you working to implement to help with programs such as social security? and the growing idea social security isn't secure.

    How will all of this effect the American status quo positively?

    • ANSWER:
      Great questions!

  20. QUESTION:
    Received less financial aid this year and might have to drop out due to financial reasons. Help!?
    This spring my dad lost his job of ,000/year, but was able to get a job making around ,000/year. My financial aid office for 2010-2011 offered me ,000 in grant money, which is ,150 less than last year and the federal loan limit for freshmen of ,500 for the year. Each semester I owe ,200 after my pell grant and loans. There is absolutely no way that my dad(single parent) and I can afford this.

    I believe that I was screwed out of the out-of-state sophomore grant because technically I'm still a freshman. I have 29 credits out of the 30 needed, but I have taken 33 hours of class. My 4 credit algebra class, even though it cost the same as the other classes and I aced it, didn't count because it was remedial. I was also screwed out of the federal loan limit of ,500/year because of this.

    Last year I received the Academic Competitiveness Grant, but I didn't this year. I would have received ,300 from this grant since I'll be a second year student. I also meet all of the qualifications.

    Is there a way I can change my EFC in order to gain more grants? With my dad's new financial situation he can barely contribute to my tuition at all. My financial aid office said that there's no way that I can be considered for sophomore related financial aid. My dad refuses to do the PLUS loan since he's in ,000 in debt from his student loans and he has bad credit. He won't cosign a private loan for that reason also.

    I can't believe that I'm a 3.79 double major student that might have to drop out :(
    I have a job on campus. ,000/semester limit. I pay for my car insurance, phone bill, and food with this money so it can't cover all of my tuition.

    • ANSWER:
      When there is a drastic change in income, you can talk to the schools fin aid office and see if they will look at his CURRENT years income (20K) rather than his LAST years income (45K) on the fafsa. This might lower your EFC. However, if you have already taked to them, then they may have already done this already.

      Sophomres have 30 hours or more. No exceptions. A remeidal level class means it isn't college credit. You should have taken a 1 hour health class. Can you find a fast track 1 week long 1-3 hour class between now and fall? Many Comm colleges offer an ENTIRE class in a one week "Cram" session class. Since it's the end of July, you may be out of luck, but some colleges don't start thier fall semesters until Sept. Then you can find an online or other FAST TRACK class. My school offers them in 1 week (yes and entire class in a week), 2 week, and sometimes even 3 or 4 week classes.

      You gotta be smarter than the system and figure out a way to work within it. Also, ask if you can get your on campus job amount INCREASED. I'll bet they will do it for you. You need to ditch the cell phone costs, and anything else that is costing you cash.

  21. QUESTION:
    How does this sound. I need advice, critique, whatever. Be brutally honest, but nothing disrespectful!?
    Hello everyone, it's been a while since I've asked a question. Well I need some advice. I plan on transferring next year to SCAD in the winter and I've been applying to as many scholarships as I possibly can to help me pay for tuition. Long story short I came across something this is the letter I need to send in to the judge to allow me to be submitted for the scholarship. Critique beginsssssss. NOW.
    -----------------------------------------------------------------------------------------------------
    Salutations,

    My name is ---------------, I'm a 20 year old inspiring and upcoming animator and sequential artist who is currently attending college at Georgia Perimeter College. I will be transferring next year to Savannah College of Art and Design located in Atlanta to further my studies of the arts. I haven't actually taken any classes yet at Savannah College of Art in Design, but I've been accepted to start in January of 09; the winter quarter. As enthusiastic as I am about going to Savannah College of Art and Design, I also have feelings of discouragement knowing how much tuition is for the school! I've been searching the web for scholarships since the summer of 07, when I first started college at Gerogia Perimeter College. Since I didn't have to pay out of pocket while attending Georgia Perimeter College, I used that time to look up other scholarships online that would help me pay for tuition once I transferred to Savannah College of Art and Design. I received a scholarship from Savannah College of Art and Design for ,000, but It expired since I had to take an extra 2 semesters at Georgia Perimeter College. I still didn't let that bring me down, my passion for cartooning and comics was too strong to allow me to just give up. I continued to search the web for scholarships. I knew that there had to be free money available; in the form of a scholarship, for cartoonist who want to pursue a career in animation and sequential art. Waiting for a fortunate college student like myself to discover. While surfing the Internet one day I decided to visit one of my favorite sites for all things art, which was drawn.ca. There was a posted article on the site about a scholarship tcreated in memory of the syndicate editor, Jay Kennedy. As I begin to read the article I was immediately convinced to enter this scholarship. I clicked on the link that led to a page where I could print out an application and enter for a chance to win this amazing scholarship, but then as I read the official rules for the contest it stated that you have to be at least a junior or senior in college. It was sad news when I read this because I'm only considered to be a sophomore now in college. I met all the other qualifications except for that one stipulation. This would have been a perfect opportunity for me to take advantage of, especially considering the fact that the contest is a genre of art targeted mainly towards my area of prestige. My purpose for typing this letter to you is to ask you, if possible could the contest allow a enthusiastic, optimistic, cartoonist like myself to enter for a chance to win the scholarship; even though I'm a sophomore and not yet a junior. I could still use the money either way! I don't mind working hard to achieve my goal and to get to where I need to be in life. The only blockage that I have in my life right now is the funding that I need to pay for my education. So far, my pell grant has been covering all of my tuition expenses at Georgia Perimeter College; since it's only a 2 year college. However, when I transfer to Savannah College of Art and Design, I know that I will not be able to lean on my pell grant entirely to get me through college. I'm also doing everything on my own and not receiving any financial help from my mother or family members. It's involuntary that my family can't help me due to their financial situation. If they had the money to give me, they wouldn't hesitate for a second to help me! I also want to avoid taking out any type of loans whatsoever. As I stated earlier, me and my family's financial situation isn't the best in the world. We are blessed to be able to make it through each day with a roof over our heads. Especially considering the state of today's economy! With that being said, It would be crazy for me to take out any type of loan. Me attending college was completely my decision and upon my own discretion. So far, I've been doing good and would like to continue on through college without any interruptions are breaks. I only have 2 more years until I actually finish my major and receive my bachelors in animation and sequential art. My dream is to one day own an animation and comic book company, but until that time I must first finish school. Before I get to the point of owning an animation and comic book company I would like to work for Cartoon Network or Teletoon in Canada. Again, the purpose for me writing this letter is to only ask for a chance to prove myself. Is ther
    anyway I can enter this contest being that I am a sophomore and not a junior in college. It would be greatly appreciated if there was a way for me to get around this one flaw. Whenever you get the time please respond back to me. Until then, I'll be busy drawing!

    FIN.

    FIN.

    • ANSWER:
      You need to get to the point. What is it that you're trying to get across to the reader?

      You have so much detail that some of it is not needed.

      Just be very blunt and get to the point.

      For instance, start off by saying how hard it was for you to find a scholarship and than proceed by saying why you're applying for this one.

      Next cut off all that unnecessary detail, this is an essay not you're life story. The admissions counselors are going to be reading thousands of essays, so make sure yours is straight to the point.

      They don't need to know about your pell grant, that you're not yet a junior, that you looked for other scholarships (and by the way why would you tell them that you were looking for other scholarships? Leave that information out) Also don't talk about your colleges, just say that your transferring to Savannah and need the scholarship to help pay for the fees. Don't mention anything about George Perimeter.

      Furthermore, leave out the information that you were surfing the internet for the scholarship.

      Just say that you came apond this scholarship by research and you found out that it was a great fit for you.

      Also leave out you're age if you're not going to spell out 20!

      Also leave out exclamation points that is unprofessional.

      And replace me with I.

  22. QUESTION:
    How does the American Opportunity Credit work?
    I have read online about the qualifications for it, and it seems that I qualify.

    I am a full-time student at an accredited university. Tuition for a year is about ,000, with 00 annually in a Pell Grant. The rest of the tuition is paid for by loans. There are also additional expenses for text books and required items and fees... My income for 2010 was around ,000. I am filing single.

    Would I qualify for the full ,500? I know there is no full guarantee because there are many circumstances that relate to taxes, I am just curious.
    I am not a dependent of my parents.

    • ANSWER:

  23. QUESTION:
    Finacial Aid Qualification and U of H?
    Ok, I got my FASFA SAR report and the EFC came out to 10960 which is because my parent's took out money from there retirement (27000) which got placed in there income tax and I don't work now. Which now renders me with out a Pell grant and I can't get a privet loan because my parent's credit is horrible and I have no credit. How can I change this mess and be able to go to college.

    • ANSWER:
      You can get student loans to pay for college. There's no credit check for federal Stafford loans!! I have horrible credit but I was still able to borrow ,000 to pay for my 4 years of college.

  24. QUESTION:
    What do you think of my revised DREAM ACT draft. see below?
    Look over whole draft before answering. I have asked this question before but MADE revisions based on things I have heard for other people.

    Have proof of having arrived in the United States before age 7
    Have proof of residence in the US for at least 10 years prior to arrival
    Be between ages of 12 and 19 at time the bill is enacted
    [applicants are eligible for 6- yr conditional status]
    Under these guidelines, can apply for green card after successful completion, and 4 years to become citizens
    Have registered with selective service
    A. can not refuse an assignment or a call back to duty after an assignment has been finished
    B. if still in high school, have attended R.O.T.C. if service is the route you want
    C. Serve at least three-four years
    Have graduated from an American high school, or obtained GED,
    A. Must have a GPA of 3.8 upon graduation
    If attending college/university meet additional requirements for 4 yr program
    Must have a ACT or SAT Score that is higher than is required of citizens/legal immigrants
    A. GPA of 3.0 while in college and if fall below the person will be placed on PROBATIONARY basis
    to be decided upon at which person is allowed back into program
    B. Must pay OUT OF STATE tuition, even for community schools
    C. Not eligible for scholarships for first 2 years
    D. not eligible for pell grants or loans or work programs
    E. ONLY eligibility to work is at college/university until graduated
    F. If granted admission at college, must attend that school for minimum of two year before tramsferring
    Be of “good moral character” which DHS decides on
    Submits biometric information(fingerprints, photo) which will be shared with other countries
    Undergo security and law-enforcement background check
    Undergo a medical exam
    A. If shots are required, person can not refuse
    B. Fees for exam are set higher than for legal immigrants
    Other restrictions:
    1. if committed one felony or three misdemeanors, DHS will decide if still eligible
    anymore than that is NOT deemed eligible for participation
    2. If any at all. only a certain number of traffic violations can be accepted. such as parking tickets
    3. Engagement of voter fraud or unlawful voting, of any sort ,NOT just for elections of candidates to office
    4. Engagement in marriage fraud Disqualifies candidate
    5. Abuse of student visa or other type of visa DISQUALIFIES
    6. Persecution of crime while in US
    7. Poses a public health risk
    8. Non payment of taxes owed will DISQUALIFY
    Once person becomes a citizen there are
    9. limits on chain migration of sponsoring spouses , children, siblings
    10. Person is only eligible to sponsor a set number of people. People that are sponsored can not sponsor other relatives ,etc, even if they become citizens and the wait time for that is longer than normal
    Other agreements to consider DREAM Act
    1. US will fortify its border fences and under agreement with Canada, will not allow for illegal immigrants to come into or out of that country. even through forestlands
    a. taking a boat to Canada from US across Great Lakes is prohibited
    2. Participants who fail to meet any of their requirements are set to a PROBATIONARY status and must comply within a certain time frame to rectify themselves
    3. After completion of program, all participants who were dropped to a probationary status will have a longer wait period for getting their green card than participants who were not placed on a probationary status.
    4. Only health benefits that applicant can apply for are through college/university/military
    5. Not eligible for food stamps or qualification under any government programs until they receive their green card
    6. Participants can not leave the country unless serving in the military
    7. Eligibility to leave country and come back is only after receiving first green card
    8. People in program who fail any of the above will go back to original status and can be considered for deportation
    Other additions for consideration:
    1. Supreme Court must deem program is constitutional before it can take effect.
    2. Program takes effect 5 years after passage
    3. Program is voted on by Congress to continue or not every 6 years
    4. If passed, participants can not lobby congress to pass it again until they become citizens

    I made my revisions so that no one can claim amnesty is being offered for parents.
    This will not offer amnesty for any one over the age of 19 , but others can be sponsored
    This bill as I have stated will deport any participants who fail to live up to all qualifications.
    please respond to question positively

    I don't want to hear anything about AMNESTY in your response, only what you like like or dislike about draft.

    This bill is very rigorous and should hopefully satisfy any doubts about program
    not all schools/colleges/universities have to participate in accepting students
    Don't bother responding, I showed this to my mom and the first thing she said is that illegal alien students would not want to qualify under these conditions

    • ANSWER:
      I am positive this will not fly with anyone.

  25. QUESTION:
    IF you had written up the DREAM ACT, what would it look like. MY Ex. is below?
    PLEASE READ WHOLE EXAMPLE. I USED PROVISIONS UNDER WEBSITE AND CHANGED/ADDED A FEW THINGS TO MAKE IT A LITTLE HARDER OR TO SHOW THAT APPLICANT REALLY WANTS TO BE IN PROGRAM

    Have proof of having arrived in the United States before age 13
    Have proof of residence in the US for at least 5 years prior to arrival
    Be between ages of 12 and 25 at time the bill is enacted
    [applicants are eligible for 6- yr condtional status]
    Under these guidelines, can apply for green card after successful completion, and 3-4 years to become citizens
    Have registered with selective service
    A. can not refuse an assignment or a call back to duty after an assignment has been finished
    B. if still in high school, have attended R.O.T.C. if service is the route you want
    C. ASVAB scores must be higher than citizens, legal immigrants to be eligible
    for any promotion
    D. Serve at least three years
    Have graduated from an American high school, or obtained GED,
    A. Must have a GPA of 3.0 upon graduation
    If attending college/university meet additional requirements for 4 yr program
    Must have a ACT or SAT Score that is higher than is required of citizens/legal immigrants
    A. GPA of 3.0 and if fall below the person will be placed on probationary basis
    to be decided upon at which person is allowed back into program
    B. Must pay out of state tuition
    C. Not eligible for scholarships for first 2 years
    D. not eligible for pell grants or loans
    E. only eligibility to work is at college/university until graduated
    Be of “good moral character” which DHS decides on
    Submits biometric information which will be shared with other countries
    Undergo security and law-enforcement background check
    Undergo a medical exam
    A. If shots are required, person can not refuse
    B. Fees for exam are set higher than for legal immigrants
    Other restrictions:
    1. if committed one felony or three misdemeanors, DHS will decide if still eligible
    anymore than that is not deemed eligible for participation
    2. If any at all. only a certain number of traffic violations can be accepted. such as parking tickets
    3. Engagement of voter fraud or unlawful voting, of any sort not just for elections of candidates to office
    4. Engagement in marriage fraud disqualifies candidate
    5. Abuse of student visa or other type of visa disqualifies
    6. Persecution of crime while in US
    7. Poses a public health risk
    8. Non payment of taxes owed will disqualify
    Once person becomes a citizen there are
    9. limits on chain migration of sponsoring spouses , children, and parents to a wait time
    of at least 12 years.
    10. Person is only eligible to sponsor a set number of people. People that are sponsored can not sponsor other relatives ,etc, even if they become citizens and the wait time for that is longer than normal
    Other agreements to consider DREAM Act
    1. US will fortify its border fences and under agreement with Canada, will not allow for illegal immigrants to come into or out of that country.
    2. Participants who fail to meet any of their requirements are set to a probationary status and must comply within a certain time frame to rectify themselves
    3. After completion of program, all participants who were dropped to a probationary status will have a longer wait period for getting their green card than participants who were not placed on a probationary status.
    4. Only health benefits that applicant can apply for are through college/university/military
    5. Not eligible for food stamps or qualification under any government programs such as Obamacare until they receive their green card
    6. Participants can not leave the country unless serving in the military
    7. Eligibility to leave country and come back is only after receiving first green card
    Please read the whole example before responding for I can tell by the response you gave whether you have read it or not.
    @Excuse me, I can tell right away that you did not not read. You answered right away with a biased opinion. I take it that you will never serve on a jury. no matter how bad you might want to.
    @HA Ha, I think my version of the DREAM ACT is a lot better than the one that got voted on last year, so I think my version would have passed or have come close to like 58-42 or 57-43. What parts do you agree with , you said you did not agree with much rather than all, so you apparently there is something in it you like. Please enlighten me as to what you like.
    @brother, I would agree with your version too only I would go as low as 3.5 GPA that's the same as a
    A-. But please remember that students can get additonal points for taking gifted/AP classes.
    I graduated high school with a 4.23 thanks to gifted classes and AP class.
    @workingm, do you know that last year's vote came 3 points closer to passage than the vote before that did.
    Can you please only respond to what I have written in the draft rather than giving me a biased opinion.

    • ANSWER:
      It would look like:

      The AMERICAN Dream Act

      #1 SEND THEIR ASS' BACK WHERE THEY CAME FROM!

      That's the only Dream Act there should be!

  26. QUESTION:
    Pell Grant Qualifications?
    I am 21 y/o im on unemployment and received a letter stating i may eligible for a pell grant the problem always seems they go by my parents salary now my parents don't pay anything towards my education is this what there going to base my grant off of?

    • ANSWER:
      Yes, until you are 24 (I believe). You may qualify for student loans though. You could always try.


Pell Grants 2011

The Truth about Grants

Read this before you pay a grant writer

00004000 I know what you're thinking and I totally agree with you, there has already been a ton of articles written on this one topic. Here is the reality of grants, the tougher it gets to get a traditional loan form a stiff neck bank, the more appealing business grants become. I have to ask this one question, is there really such a thing as a Business Grant?

I can remember in the aftermath of Hurricane Katrina many business affected by the storm in South Louisiana was able to receive a Disaster Grant of the Louisiana State Treasury , but this particular type of grant was time stamped and for the sole purpose of storm damaged business. I can also recall rumors of certain types of minority business grants, with a focus on encouraging entrepreneurship in minority woman. Notice I referred to these types of grants as "Rumor Grants", because as an African American I have yet to meet another African American who has actually received one of these Grants.

Now don't get me wrong I am not saying that you can't receive a minority grant for the purpose that the grant was established, but it's not as easy as many of the commercials have marketed it to be. If you suffer from insomnia like I do and find yourself up at night then you know all too well that you can get bombarded with Infomercials about how easy it is to get a grant.

There use to be this guy jumping around on television with question marks on his suit raving about all of the money you can get for many different reasons. I have to admit that he even had me going until I had the opportunity to speak with Tanya R. James of Strategic Outcomes who happens to be an expert in the field of securing grants for your organization.

Frequently Asked Questions

  1. QUESTION:
    when will san bernardino valley college mail 2011 pell grants?
    when will pell grants for 2011 be mailed. I recieved last semesters check late because I started late. I want to know if I will have my next check before school starts on january 18 2011
    some of my friends got their checks a week before last semester but they had everything in before may.

    • ANSWER:
      Most schools don't mail out refunds until four weeks AFTER school has started. Some will do it two weeks before, but this is very rare and I haven't known a school to mail Pell checks before school starts in YEARS. Too risky!

  2. QUESTION:
    when will the 2010 2011 pell grants be distributed university of phonix?
    when will the 2010 2011 pell grants be distributed university of phonix

    • ANSWER:
      I was just told by my financial counselor that the processing department has until 09/30/2010 to accept or decline the pell grants. Funds will be distrubuted after they are approved. So we wait some more!!!!!

  3. QUESTION:
    When is the deadline to be eligible for Pell Grants when you fill out your FAFSA for 2010-2011?
    When is the deadline to be eligible for Pell Grants when you fill out your FAFSA for 2010-2011?

    • ANSWER:
      States have different deadlines and even within the same state, colleges have different priority dates. The easy answer is "the earlier, the better". You can get actual dates for states here:

      http://www.fafsa.ed.gov/before003a.htm#state_deadlines

  4. QUESTION:
    what does your EFC have to be to get the Pell Grant for 2011?
    I just filled out my FAFSA and my EFC is 8074. I used to get the Pell a few years ago, but I remember my EFC was around 500 or less. Now that I am married and my wife makes all the money, I am scared that I might not get it.

    I doubt they take into consideration that the sponse might have ,000 in college loans and the other sponse is a full time student and not working.

    • ANSWER:
      You're not grant eligible with that EFC.

      If you had a major income difference from last year to this year, you can appeal the eligibility through your school.

  5. QUESTION:
    Had pell grants and dropped all my classes two semesters in a row in 2005, will it affect 2011 student aid?
    would it make a difference if I attended a different school?

    • ANSWER:
      If you owe on a past federal Pell grant, you will not be able to get aid at any other schools until your overpayment on the Pell is repaid. It is possible to withdraw and NOT owe your Pell, but it just depends on how soon in the semester you dropped your classes. If you call the Dept of Education they should be able to tell you if you owe.

  6. QUESTION:
    I received a pell grant for spring 2011, it does not show up on the 1098 i received?
    only my expenses are on this 2010 1098, but a portion of these expenses were paid by a pell grant i have recently been awarded. should i report this? or will this be reported on next years 1098?

    • ANSWER:
      The 1098t is only for 2010. If you didn't receive a pell grant in 2010 then it's not reflected on this form. It will appear on next year's form instead.

  7. QUESTION:
    If I applied for a pell grant in 2011 January can I apply again in 2012?
    I received a pell grant of 5550 for college but that only covered a portion of my college,there 3 periods but it only covered 1 period,if applied january2011 can I apply again in2012 to help pay the 2 period so I don't pay so much on the loan for the school?in this case how do u see it wud work?

    • ANSWER:
      I am not so sure your questions makes much sense. As far as I am aware, every university and college requires you to apply for FAFSA once a year. That 50 would have been broken down in half so you would get 75 each semester. I hope this helps.

  8. QUESTION:
    Summer Pell Grant 2011?
    I have an EFC of 0 and received ,775 for the Fall Semester and ,775 for the Spring Semester. This is the maximum ,550 award. However, I was told and am under the impression that I should still be receiving a Summer Pell Grant. Is this correct? If so, how much should I expect to receive based on the above information? I am currently enrolled in 12 summer credits at Rutgers University.

    • ANSWER:
      I understand that the summer Pell Grants were all cut back in April. There are no summer Pell Grants right now. You should probably talk to someone in financial aid at Rutgers.

  9. QUESTION:
    First time applied fafsa 2010-2011 pell grant? Am I gonna get full or half?
    I was going to school for a long time but I didn't go one year. However, I just re-admitted to this ( this coming spring for school) with 95 credit and above 2.0 GPA? My EFC score is 00000 because I didnt work last year and I am an independent. I made a lot of research on the web. And also according to their site, I am able to get max pell grant which is 00.
    Now, My question is, am I going to get this money for one semester?
    or just max amount of money for the half of year. such as lets say 00
    or they will give 00 for this semester and split it two semester this coming spring and next fall.
    or 00 for this semester and I need to apply fafsa again for fall 2011-2012?

    • ANSWER:
      You will not get the full pell grant for one semester. The 00 is for the entire year and if you only attend for half of the year then you are only entitled to half of the money. You will need to fill out the 2011/2012 FAFSA to get aid for next fall.

  10. QUESTION:
    pell grant fall 2011?
    With the debt crisis solved does anyone knows if Pell Grants will be awarded this fall? I only have a few weeks until I go to school and I have no idea if I will even be attending. My award was accepted and good to go but now I have no idea what will happen.

    • ANSWER:

  11. QUESTION:
    My 2010-2011 Pell Grant?
    I applied for my pell grant 10-11 in January, and it was accepted. My school said that they are back up and the funds have not became available. I probably won't get it until August. Has anyone else had this problem this year?

    • ANSWER:
      I have had this problem as well. You may need to either contact your financial aid office or call the FAFSA Office.

  12. QUESTION:
    will congress pass a pell grant for summer 2011???? My financial aid office says it is on the table.?

    • ANSWER:
      For the past two years, students have been able to get Pell Grant funds to cover summer classes, called a "second Pell in an award year". The government is currently looking at getting rid of that program as part of the budget cuts that they're voting on in the next couple of weeks. If that extra summer Pell would be helpful for you, I would highly suggest you contact your Congress representatives and urge them to consider supporting it.

  13. QUESTION:
    A have been awarded a Pell Grant at a UVU for Spring 2011. I have not registered in any classes?
    obviously, and no longer plan on attending UVU in the spring. When I apply for financial aid at a USU for Spring, will it matter that I was awarded at the other school? Since I have not enrolled in any classes yet does it even matter? I have USU on my FAFSA application and no longer have UVU? Just don't want to end up in a mess once spring comes!

    • ANSWER:
      No, it doesn't matter. Just let UVU know that you won't be attending their school and have chosen another instead.

  14. QUESTION:
    when will my college recieve the pell grant for 2010- 2011?

    • ANSWER:
      most colleges require that you "accept" the financial aid they give you. you most likely do this by logging into your school account and there should be a link. or they might have an automated phone system to accept it. if you already accepted it or you were not required to, the grant should be paid to the school either when the bill is mailed out, when the bill is due, or when school starts.

  15. QUESTION:
    I applied for Financial Aid and will only recieve 4,900 (pell grant) for the 2011-12 school year, WHY?
    My father made 34,000 this year (he usually makes about 38,000). And I've been going to community college. Where I got 3,900 for the 10-11 year same for the year before. That was fine then, but now I'm going to an actual university, and this is all they're offering me? I also got a 5,500 Subsidized loan and a 2,000 unsubsidized loan. I think its unfair, and wanna know why I wasn't even considered for the other grants they offer. (note: this is based off my tentative eligibility for financial aid, which I doubt could change for the better.) This is what one school is offering me.

    • ANSWER:

  16. QUESTION:
    Can I apply for Pell Grant for second semester 2011?
    I live in Colorado and I'm low income. I'm unemployed and having a very hard time finding any work. I just have a GED and I realize now that I must further my education. Is it possible for me to apply for a Pell Grant now and get approved for second semester classes that start January 2011?; or will I have to wait until next year June 2011 to start classes? If so, when is the best time to get my Pell grant application started? Thanks
    So it's possible for me to start school in January 2011?

    • ANSWER:
      Yes you can apply for the Pell Grant for the second semester of 2011 (also known as, the Spring semester.)

      You must do it NOW and do it ACCURATELY, you will need your 2009 tax return OR if you are a dependent you need your parent's 2009 tax return.

      Use the FAFSA application ONLINE, it will be a lot faster.

      You may have to pay for your classes upfront first, and then get reimbursed once your FAFSA goes through.

      Next time, apply as soon as you can! The application for the 2011-2012 school year will be available after January 1, 2011. So when you start school in January, go ahead and file again for next year!

      Goodluck!

  17. QUESTION:
    If I get a part-time job will I be eligible for the Pell Grant?
    I was able to get the full Pell Grant for the 2011-2012 school year because my dad died and we get social security. But I got a part-time job that pays about .50 an hour and I'll be working 20 hours per week. I'll be making about ,000 per year. Will I still be eligible for the full Pell Grant for the next 3 years?

    • ANSWER:
      you should get a Work Study job instead. Work Study earnings dont count against you when you apply for fin aid the next year... no one can predict that far into the future and it will also depend on how much your mom makes.

  18. QUESTION:
    Am I eligible for the full pell grant for 2010-2011 if I started classes in April 2011?
    I started classes on April 25, 2011. My student aid report said I was eligible for the full 50 for the 2010-2011 year, but my school is telling me I will only get half of that because I started classes late in the financial aid year. Is this true? What I'm reading and what they are telling me are two different things. I've been in school for 6 weeks now, and still haven't gotten a student loan disbursement and it's making life as a single mom very difficult and we are falling apart financially.

    • ANSWER:
      To get the 50/year you would need to attend school for 2 full semesters. If you're only attending one semester then you're only eligible for half.

  19. QUESTION:
    Omama has been discussing rather or not to cut the Pell Grants fund for a semester. Thoughts?
    Not only that but according to http://economix.blogs.nytimes.com/2011/02/14/cutting-pell-grants/ they also want to cut the funding from 5500 to around 3500. Is the Government even aware of how much it cost for basic living needs plus college tuition? To be considered a full time student you are required to take 4 classes or 12 credits worth. That comes out to an estimated amount of 00 at community college rates. The cost of basic living here in Michigan is at least 00 a month. And that's taking a bus to work and school. Minimum wage is 7.25 an hour witch adds up to be around 0 a month.

    • ANSWER:
      It sux, but you cant depend on the government for handouts. Get a student loan if you have to, make up the difference. I'm paying for 4 year studies at Michigan State, no loans, no grants, no handouts. Just working a job part time that pays 10 bucks an hour and thankful my parents started setting aside 90 bucks a month from the day I was born. They were able to give me nearly 25k toward school. I have to make up the rest. I may run out of money for the fourth year, but if I have to take out a loan for that fourth year, I figure I got off OK compared to most.

  20. QUESTION:
    If were ending the 2010-2011 School year and I have lefted over funds from my Pell Grant,?
    Isn't the school suppose to send me the remaining of my funds?

    • ANSWER:
      Are you sure you have left over funds for the Pell Grant? Usually, the school will automatically deduct whatever amount you qualify for from your bill before you pay for the semester. You do not get any check in the mail.

  21. QUESTION:
    how long usually takes to get pell grant after received student aid report & turnd in all the rerquirements?
    My daughter's student aid report said that she will get some aid(pell grant) for the year of 2010~2011 for college.
    Then she turned all the other infomations to college. It past about little over a month. .
    How long does it take for them to send her award letter and when she'll receive the check?

    • ANSWER:
      Your daughter's financial aid should have been completed by MARCH, doing it in July makes you about 4 months LATE ........... so "maybe" she'll get it in a few months.

  22. QUESTION:
    Do I get the remainder of my Pell Grant?
    I received a pell grant of 75 for 2010-2011 aid year but am only using it for two classes for summer.
    My question is, do I get the remainder of the 75? They gave me 2 and have paid for my classes so I am so confused how this works. I also applied for loans that have not been given to me.

    • ANSWER:

  23. QUESTION:
    Question about Pell Grants?
    I'm a single Mom that will be receiving a Federal Pell Grant for my schooling next year (Spring/Summer Semesters if 2010). This was obviously based on my income for 2008.
    In 2009 I made more money. How much money is TOO much money to receive a Pell Grant. Basically I'm concerned that for the Fall 2010, Spring 2011 and Summer 2011 I will not be able to get a Pell Grant = I cannot finish my degree.

    Any help?

    • ANSWER:
      It will depend on how much your making and your children etc... Also, even if you don't get a pell grant you can still finish school by getting loans (you may not want them but going to school is better than no schooling). On the fafsa.ed.gov website there is a fafsa4caster fill it out with your information that will on your 2009 taxes and it will give you an EFC estimate.

  24. QUESTION:
    FAFSA 2011-2012 question?
    Does anyone know when we will start receiving our pell grants for 2011-2012? I received my 10-11 a couple months ago and I filled out my 2011-2012 before the March 3rd deadline. Will we not get those until next year (2012)?

    • ANSWER:

  25. QUESTION:
    Can i still get Pell Grant though i got suspended a semester?
    I was on academic probation for Spring of 2011 and got an F which messed me up during that semester, so i got suspended for Summer classes which i was not going to take anyways. Im ok to return in Fall of 2011 but want to know if i will still get my Pell Grant. People say that i will because they don't look at that and other reasons.

    • ANSWER:
      i dont think so..

      sorry !

      ^^!

  26. QUESTION:
    Can I do this with the Pell Grant?
    So I have just recieved two Pell Grant checks equaling up to 00. Since this is October 2010 and I can reapply for another Pell grant in July 2011 I was wondering if I would be able to stop my classes now until July and use the 00 towards some small debt. I didn't think that they could take back my checks because they have already been disbersed to me?

    • ANSWER:
      They can't take back your checks, but if you drop or fail your classes, you will no longer be eligible for any more financial aid. So say goodbye to that money you expect in July, because you won't get it.

  27. QUESTION:
    question about amount of pell grants?
    the maximum amount for the 2010-2011 school year is ,550. does this mean if you qualify for the maximum amount, then you get ,550 for the entire school year, or do you get ,550 for each semester?

    • ANSWER:
      The 5500 is for the entire YEAR. So if you had an EFC of 0 you would get half of that (,775.00) in the fall and the other half (,775.00) in the spring if you attended FULL time both semesters.

  28. QUESTION:
    Do I have to pay back Pell Grant if I withdraw?
    I need to drop out of two classes before the end of this semester. Will I need to pay back the entire Pell Grant I received for both classes, or just a remaining balance?

    Another question: Will I have to pay back the aid for Spring 2011 even though I haven't registered for classes yet? I won't be attending college in the Spring, so I won't need the money.

    • ANSWER:
      If you drop or fail classes, you may be put on financial aid probation if you do not meet the SAP (Satisfactory Academic Progress) requirements set out by your school. Which is to maintain a minimum of 2.0 cumulative GPA and complete at least 67% of your attempted hours.

      And yes, you may also be expected to repay the amount awarded to you for the two classes.

      If you will not be going to school next semester, you will not get your financial aid funds so you won't have to pay anything back... since you won't be receiving anything.

  29. QUESTION:
    How do I apply for the "Federal Pell Grant"?
    I filled out my FAFSA for the 2010-2011 school year.
    At the bottom of the results, it says the following:
    "Based on your EFC of *****, you may be eligible to receive a Federal Pell Grant of up to 00 for the 2010-2011 school year."

    How do I apply for this Federal Fell Grant?

    • ANSWER:
      the fafsa IS the application for the Pell grant.

      The info you submitted will be sent to the schools you listed. The school is actually who will work with you to get your money. You will be required to turn in additional paperwork to them to get the school your money to pay for your classes.

      Good luck.

  30. QUESTION:
    Can you answer some questions about my Pell Grant?
    I applied for a Pell Grant for Spring 2011. I got my award letter yesterday and it says for 2010/2011.

    It was divided into 4 parts, in this order, Sum2 / Fall / Spring / Sum1.

    Question 1: Why is my pell grant divided into 4 semesters, I didn't apply for summer grants. I thought they were suppose to be divided just into Fall & Spring.

    Question 2: Why did they start my grant in 2010, when I was applying for Spring 2011?

    Question 3: What happens to the Sum2 and Fall money?

    Question 4: I attended one class in Fall 2010, paid out of pocket, will I get reimbursed that money, since my grant is divided over the 2010/2011 years?
    You don't have to answer all.. just one or 2 would be fine. :)

    • ANSWER:
      1. Your school goes on quarters and not semesters. This is how some are.
      2. All FAFSA sars and school award letters assume students will start in fall (or in your case SUM2). This is traditional.. and just the way it is...
      3. If you are not a student in the sum2 or the fall, then are aren't eligible for aid during those semesters.
      4. if you attended one class in fall and you pay out of pocket, then sometimes you can get reimbursed for that amount. It just depends on what KIND of aid you qualify for and how many hours you took. If you qualify for the Pell and have a VERY low efc, then yes, you will prob get reimbursed.

  31. QUESTION:
    How do I know if I get the PELL grant?
    I filled out my FAFSA June, 2011 with updated information from my parents' taxes. It said I may be eligible to receive 5.00. In my college financial aid package, it does not mention PELL at all. Does that mean I do NOT get it?

    • ANSWER:
      When you completed your FAFSA, they should have sent you an email letting you know that you were eligible. The easiest way to know for sure is to call the colleges you have sent your FAFSA to.

  32. QUESTION:
    Financial aid payment question(pell grant)?
    I go to a California community college, and according my colleges payment schedule " For fall 2011, the first pell grant will be given on 8/19/11, the second pell grant on 11/01/11" it also says "pell grants will be issued in two payments per semester (depending on when your file is processed"

    For a year of college my needs k and it shows it split up .5k per semester.

    I'm confused will I get half of .5k on 8/19/11 and the other half on 11/01/11? They are already split it it does not make sense to me.

    • ANSWER:
      It does sound complex, but I received excess funds about 3-6 weeks after the college received the funds. Maybe call your financial advisor. They are use to these type of questions.

  33. QUESTION:
    Pell Grant after marriage?
    I will be getting married this summer and want to know if my fiancee (age 21) will be able to get a pell grant for the 2011-2012 school year. I know that if she is single and under 24 they label her as "dependent" on her parents and she is denied the Pell grant.
    Can she retroactively apply? Or are we just stuck?
    By the way, my income is basically [FAQ-QUESTION] or very low because I am going to a professional school and living off other student loans.

    • ANSWER:
      I know it sucks, but you would have had to get married before she filled out the FAFSA in order to get more money for next school year. She will definitely get a grant for 2012-13 school year if she is still in school, but it is too late for this year.

  34. QUESTION:
    How do I apply for a federal student loan?
    I applied through fafsa for a 2011-2012 pell grant. I want to get an additional small fed student loan. How do I apply for one? Iooked all over the fafsa site and there is no link to apply for a loan specifically. Does filling out the fafsa automatically apply for a student loan also?
    Thanks

    • ANSWER:
      When you filled out the FAFSA there was a question that asks if you were interested in student loans. If you said yes, then loans would have automatically been included on your award letter from the school. So, if you already have your award letter and were not offered a loan then you must have said no to the question. You need to contact your financial aid office and tell them you want a loan added to your financial aid package. It should be no problem and there is no additional application.

  35. QUESTION:
    Is the FAFSA the same as a Pell Grant?
    I filled out my FAFSA and i got and email saying: "Based on your EFC of 00000, you may be eligible to receive a Federal Pell Grant of up to 50 for the 2010-2011 school year." Does that mean that's all I'll get from school? What is EFC?

    • ANSWER:
      You get the EFC (Expected Family Contribution) from the information you submit on the FAFSA. The school will use the EFC in conjunction with the COA (Cost of Attendance) to determine your financial aid. Even though you have a 0 EFC and are eligible to receive 00, it doesn't necessarily mean that you will. It will depend on how many credits you take, for one thing.

      And no, this doesn't mean that this is all you will receive. There are also Stafford/Perkins loans and the ACG (if you're a freshmen/sophomore)/SMART (if you're a junior/senior).

      At our school, we ask students to submit a FAFSA as well as an in-house financial aid application so they can let us know for what kind of aid they want to be considered (only grants/scholarships, or grants/scholarships/loans, etc.). You should check with your school to see if there is any additional paperwork besides the FAFSA which you need to complete in order to be considered for financial aid.

      Good luck!

  36. QUESTION:
    My pell grant says i get 3000, amount paid to date is 1500 remaining award to be paid says 1500...?
    my school site says pell grants excepted 1500. do i receive the remaining money? its for the 2010-2011 year so i know it wont go to the fall semester. thanks

    • ANSWER:
      you get 3000 per year. so 1500 per semester. financial aid posts to your account each semester. maybe it hasnt gone into your account for spring semester yet? i dont think theyd give you a 1500 check--itd be nice though :)

  37. QUESTION:
    Will I still receive my Pell Grant?
    I was approved for almost ,000 in Pell Grants for the Winter 2011 Semester. However, I missed the first two weeks of registration back in late 2010 and was unable to get into any of the classes I needed. As a result, I'm simply taking this semester off and will resume in the Spring/Summer Semester. Will I still receive my Pell Grant funds that I was already approved for? Or is receiving them contingent upon me actually taking a class?

    Just curious.
    I am a student and have been enrolled (and taking classes) at the school for the last year and a half.

    • ANSWER:
      You have to be enrolled and attending at the time aid is disbursed, so to answer your question no.In the meantime I would suggest you go ahead and complete the new 11-12 FAFSA to ensure that your funding is in place when you return to school in the summer.

  38. QUESTION:
    AWARDED FED PELL GRANT BUT DIDN'T PAY TUITION.?
    AWARDED PELL GRANT FOR 2010-2011 YEAR AS WELL AS A STUDENT ACCESS AWARD FOR 00. BASED ON ME BEING ENROLLED 3/4 TIME THE PELL WILL ONLY COVER 00 THIS SEMESTER. I ALSO WAS APPROVED FOR A STUDENT LOAN WICH IS NOT BEING DISBURSED TO ME FOR 30 DAYS. ACCORDING TO FINANCIAL AID DPT. THAT DOES NOT AFFECT MY PELL AT ALL. SO MY QUESTION IS, WITH MY TUITION BEING 0 WHY DID MY PORTION OF 00 PELL GRANT ONLY PAY FOR 0 OF MY TUITION? AND WHAT ABOUT MY STUDENT ACCESS AWARD?

    • ANSWER:
      Your Financial Aid (which is the free money that you do not have to pay back) will never be enough to pay for your tuition. That is personally done so that you have to get a loan, which the school will only use a little portion or none of it for your tuition. That loan money is really to pay for things that is needed for classes (books, computer, etc).

  39. QUESTION:
    What is a good place to fill out scholarships for 2010-2011 school year?
    I've done the FAFSA and ill get pell grant, I cant get approved for loans, It'll be my second year in college. I need a scholar ship where can I get one.

    • ANSWER:
      There are many places for scholarships available online. I have listed one place in the sources below. I don't know how reputable they are but I know it is really simple to fill out their form. You should check them out.

      Hans

  40. QUESTION:
    pell grant eligible, but is that what i'll get?
    I turned in my financial aid online and the next day got my FAFSA Results. It said "you may be eligible to receive a Federal Pell Grant of up to 50 for the 2010-2011 school year."
    Does that mean I'll actually get that much...? I thought it took a lot longer to find out how much you got back. Please help if you can :)

    • ANSWER:
      IF all the info you put on your accurate AND you enroll full time in both the fall and the spring, that is a pretty good indicator of what you get. However, if the school selects you for verification (meaning you have to PROVE all the info is correct) they may find mistakes on your fafsa and you won't get this much. YOu can also take out a federal loan if this isn't enough...

      The second you hit the "SUBMIT" button, you know how much Pell you'll get, the other forms of aid, like FSEOG, Work Study, ACG, and loan amounts come from the school and you won't know those until you get your award letter from them. Be in close contact with the school to make sure you have everything ready BEFORE school starts... if not, you may have to pay up front and get reimbursed later.

  41. QUESTION:
    Does the hope/pell/lottery grants cover summer semesters?
    I am going into college in a few weeks, i already have 3 credits, i am taking 13 this semester. However, i am wanting to graduate in two and a half years. I graduated hishschool a year and a half early, so im already ahead. However, i am only going to school on these scholarships and grants. Because i don't want to have to take twenty some credits a semester, i would like to spread it over the summer semesters too...

    YEAR 1
    FALL semester 2011: 13 + 3
    SPRING semester 2012: 17
    SUMMER semester 2012: 15

    YEAR 2
    FALL semester 2012: 18
    SPRING semester 2013: 18
    SUMMER semester 2013: 16

    YEAR 2 1/2
    FALL semester 2013: 20
    _________
    120

    this is how i was planning on getting my degree, however my only question is whether the grants im getting will cover summer semesters. The rules and regulations are always changing, please help me!

    • ANSWER:
      As far as summer financial aid goes at my daughter's university she had to fill out a seperate form for financial aid for summer. Dont worry it was nothing like the FAFSA. You have to have a FAFSA already on file for the year. It was just a simple form. It was this: http://www.uwp.edu/departments/financial.aid/documents/10.11SUMMERAPPandEligibilityRequirements_USE.pdf

      We do not have lottery or hope here so you would have to ask your FA office regarding those.

  42. QUESTION:
    If I got one F last semester but my gpa is above 3.0 will this affect my Pell Grant amount?
    It says that my award total for 2011-12 will likely be around 00 and this school year their estimate was right on, however I am nervous that this one terrible grade is going to affect that amount. Does anyone have a clue if it is based on GPA (over 2.0) or otherwise? Thank you.

    • ANSWER:
      your gpa must be a 2.0 of higher to be attending any college. my gpa from the spring of 2010 was less than that and i still got a pell grant. i paid nothing. its all based on income. you'll be fine. just take the class over and that will get the f off your transcript.

  43. QUESTION:
    i got a pell grant for colleg now what?
    ok im about to graduate high school in a week. and i filled out the fafsa form and got my report back and this is what it said:
    based on you EFC of 00000, you may be eligible to receive a Federal Pell Grant of up to $ 5,550 for the 2011-2012 school year.
    and im just confused on what i should do next, should i call the college i am going(already accepted) to or what?
    thank you.

    • ANSWER:
      First, it depends on if your letter was from FASFA or from the college itself. Since you wrote "up to" I'm guessing it was from FASFA. So what that means is, you have to wait for a letter that is sent directly from your college telling you exactly how much money you have been awarded. Then, you need to visit your school's financial aid office to "accept" the grant offer. Every college is different, some will allow you to accept it via online and you don't even need to go in. The grant amount usually represents the fall and winter semester collectively. That is, if the letter said you've been awarded exactly ,000, that means for the fall semester you will get ,000 and another ,000 for the winter semester; assuming you go full time(12 credit hours plus).

      After you have accepted the offer, register for classes when you can, and when your bill comes, the grant will be automatically subtracted from it. If your tuition bill is still higher than your grant, then you will just have to pay for the difference. If your tuition is overall less than the grant (this happens often at community colleges, as they are cheaper), then you can use the surplus at the campus bookstore for your textbook and whatever is left over from that, the school/government will actually send you a check in the mail, in which you literally keep (but suggested that you spend the money on school related things like a new computer).

  44. QUESTION:
    If I pay out of pocket and eligible for Pell, can I be reimbursed?
    I applied for a Pell Grant for 2010/2011 but it was past our June 1st deadline. My mistake. However, the financial aid dept. at my school told me I am definitely eligible and should be able to receive one. They just cant guarantee when it will be avl. b/c of the order in which I filed. Est. 6 weeks until the money will be avl. That's past our registration date. So my boss offered to loan me the money until I could get reimbursed that way I can go ahead and register and guarantee i'll get my classes-so thankful! I just dont want to accept money unless I'm 100% I can pay him back in the next few weeks. Anyone know for sure? Thanks a million ahead of time!

    • ANSWER:
      You should be reimbursed but that really depends if there money left by the time they reach your application because you have applied past the deadline.. .There is another solution, if you're school offers payments plans you can register in one so you don't have to pay the full amount and not be sure if you'll be reimbursed. because hopefully by the 2nd payments you'll have received the Pell Grant.

  45. QUESTION:
    When is the Pell Grant going to be disbursed?
    I got an email from my school saying "on or about August 20, 2011." I don't know what the means, does it mean before or on that date or before, on or after that date? Also, I opted for the Sallie Mae Debit Card, but when I go on the website it says "No Credits are Issued."

    • ANSWER:
      it depends when your going to school and where here were im at our fall semester starts monday aug. 22 but our pell grant and other money wont be released to the school until septemeber 12th and then after the school get it they have 15 days to send whats left to you or whatever company your going through sallie mae etc.... last term I got my money about 4 days after it was released to the school hope that helps

  46. QUESTION:
    How much will my college refund check be ?
    Loans
    Type/LenderAward YearJul 25, 2011Nov 10, 2011Total
    FD SUB LOAN2011-12 ,742.00 ,742.00 ,484.00
    Bank Fee 2011-12 .00
    Rebate 2011-12 .00
    Gross Amount2011-12 ,500.00
    FD UNSUB LOAN2011-12 5.00 5.00 ,990.00
    Bank Fee 2011-12 .00
    Rebate 2011-12 .00
    Gross Amount 2011-12 ,000.00

    Grants and Scholarships
    Type Award Year Jul 25, 2011 Nov 10, 2011 Total
    FED PELL GRANT 2011-12 ,775.00 ,775.00 ,550.00
    GCU MOU NEW START2011-12 5.00 5.00 0.00
    GCU TUITION CREDIT2011-12 0.00 0.00 ,720.00

    The total amount for the class and book or whatever is ,145 !! How much will my refund check be
    ?

    • ANSWER:
      If you are enrolled in 12 credits or more you will get 4602 in refunds for fall and winter as shown. good luck

  47. QUESTION:
    Pell grant, independent, but not working? status question?
    For the record, I'm 26, legally seperated. I'm receiving pell grant this year because I did have an income in 2009. However for 90% of 2010 I did not work when i became pregnant with my daughters (bed rest, at 3 months, multiple pregnancy) I do plan on going back to work part time at the start of next year when my girls are a bit older and can be put in day care.
    Here is the situation:
    I have been legally separated from my girls father since may of 2010. We share custody and there is no child support involved on either side we just share the bills ( I pay bills currently by blowing through my savings & live with my mother and sister) He will fill taxes this year claiming both girls as dependents (theres no issue there it was a mutual decision) Because I will not file taxes this coming year (january 2011) due to having no income this past year to file how do I apply for Pell grant for the 2010-2011 semester without filling a tax return and having no income?
    edit: no income= less than 800$ earned in january of 2010 (I went into bed rest on January 17th 2010,, gave birth at 35 weeks pregnant) previous to that I was working full time.I'm still on fmla leave and have my job back in January so working isn't an issue, its filling for pell grant this coming year because I haven't worked the entirety of the year... ... So should I just put a random number like 400 a month for money paid on my behalf as my mother covers me for food and necessities & my savings ( just under 10k is used to pay child care expenses)???? I'm aware that I'm not claiming the girls as dependents for tax or fasa purposes, I just need to know how to file FASFA january 2011 for the 2011-2012 year having made no income (other than the 800.00), not filing taxes, and not claiming the girls.. ie how would I prove even a random number like say 400 per month for necessities from mom?

    • ANSWER:

  48. QUESTION:
    Does Pell Grant pay for Part Time Students?
    Here is my statement history on my schools website:

    May 02, 2011 Spring Quarter 2011 PELL REFUND-AUTO : ,005.75
    Apr 21, 2011 Spring Quarter 2011 PELL AWARD : -6.75
    Apr 19, 2011 Spring Quarter 2011 PELL AWARD : ,387.50

    So I just received the ,005.75 check in the mail today. And the -6.75 was from a class that I didn't attend so I guess they automatically dropped it. I have 10 hours.

    • ANSWER:
      Yes, students can receive financial aid even if they are not full-time students. The amount that you receive is prorated by the enrollment status. 10 hours is likely considered 3/4-time, therefore you will receive 75% of your award. This explains the reduction you see in your award amount.

  49. QUESTION:
    Can I get a pell grant next year, or have I used it all?
    I was a freshman in fall 2009 and recieved a pell grant of ,300, which went to my school tuition and some of my books. Does this mean I am not eligible for another pell grant for the 2010-2011 school year? I mean, is the ,300 maximum my lifetime maximum, or just my maximum amount for the 2009-2010 school year?

    • ANSWER:
      You have to fill out a new fafsa every year when you and the folks do their taxes. The 5,300 was the max amount for the (current) 09-10 academic year using your 2008 income. The new fafsa for the 10-11 academic year uses your 2009 income taxes and most people who will start or continue school into the fall did their fafsa back in Feb and March after they did their taxes.

      If you were not one of these people you need to do your fafsa NOW as you have prob missed your states priority deadline (no state aid for you) but you will get the Pell again (((IF))) you qualify. It is entirely possible for someone to get it one year and not the next.

  50. QUESTION:
    Could this affect my fall financial aid for the 2010-2011 school year?
    I'm taking a summer class and I had some left over money in my pell grant that I did not used for the fall and spring terms. I only attended the two terms half-time. Will this affect my chances of financial aid for the fall of the new school year?

    • ANSWER:
      nope not at all